Cloudpepper: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Cloudpepper
Largest movements
- Cash +€33,419
up €33,419 (+93.2%), from €35,859 to €69,278
mainly Accrued charges and deferred income (+€19,563) and Net result for the year (+€7,682)
- Receivables within one year -€5,803
down €5,803 (-51.3%), from €11,313 to €5,509
of which Trade receivables: -€7,635
- Deferred charges and accrued income +€1,192
new in 2025: €1,192
- Accrued charges and deferred income +€19,563
up €19,563 (+96.0%), from €20,387 to €39,951
- Reserves +€7,682
up €7,682 (+38.8%), from €19,796 to €27,478
- Tax, wage and social debts +€1,643
up €1,643 (+33.8%), from €4,861 to €6,504
- Trade debts +€871
up €871 (+68.1%), from €1,279 to €2,150
- Financial charges +€10,913
up €10,913 (+112%), from €9,780 to €20,693
- Gross operating margin -€4,626
down €4,626 (-13.5%), from €34,163 to €29,536
- Taxes -€3,059
down €3,059 (-61.1%), from €5,006 to €1,947
- Financial income +€431
up €431 (+33.2%), from €1,296 to €1,727
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €48,922 | €78,083 | +€29,161 | +59.6% |
| Fixed assets | 21/28 | €1,750 | €2,104 | +€354 | +20.2% |
| Financial fixed assets | 28 | €1,750 | €2,104 | +€354 | +20.2% |
| Current assets | 29/58 | €47,172 | €75,979 | +€28,807 | +61.1% |
| Amounts receivable within one year | 40/41 | €11,313 | €5,509 | -€5,803 | -51.3% |
| Trade receivables | 40 | €7,635 | - | -€7,635 | |
| Other amounts receivable | 41 | €3,678 | €5,509 | +€1,831 | +49.8% |
| Cash at bank and in hand | 54/58 | €35,859 | €69,278 | +€33,419 | +93.2% |
| Deferred charges and accrued income | 490/1 | - | €1,192 | +€1,192 | |
| Total equity and liabilities | 10/49 | €48,922 | €78,083 | +€29,161 | +59.6% |
| Equity | 10/15 | €21,796 | €29,478 | +€7,682 | +35.2% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €19,796 | €27,478 | +€7,682 | +38.8% |
| Distributable reserves | 133 | €19,796 | €27,478 | +€7,682 | +38.8% |
| Amounts payable | 17/49 | €27,126 | €48,605 | +€21,479 | +79.2% |
| Amounts payable within one year | 42/48 | €6,739 | €8,655 | +€1,916 | +28.4% |
| Trade debts | 44 | €1,279 | €2,150 | +€871 | +68.1% |
| Suppliers | 440/4 | €1,279 | €2,150 | +€871 | +68.1% |
| Advances received on contracts in progress | 46 | €598 | - | -€598 | |
| Taxes, remuneration and social security | 45 | €4,861 | €6,504 | +€1,643 | +33.8% |
| Taxes | 450/3 | €4,861 | €6,504 | +€1,643 | +33.8% |
| Accrued charges and deferred income | 492/3 | €20,387 | €39,951 | +€19,563 | +96.0% |
| Other operating charges | 640/8 | €877 | €941 | +€64 | +7.3% |
| Gross operating margin | 9900 | €34,163 | €29,536 | -€4,626 | -13.5% |
| Operating profit (loss) | 9901 | €33,286 | €28,595 | -€4,690 | -14.1% |
| Financial income | 75/76B | €1,296 | €1,727 | +€431 | +33.2% |
| Recurring financial income | 75 | €1,296 | €1,727 | +€431 | +33.2% |
| Financial charges | 65/66B | €9,780 | €20,693 | +€10,913 | +112% |
| Recurring financial charges | 65 | €9,780 | €20,693 | +€10,913 | +112% |
| Profit (loss) for the period before taxes | 9903 | €24,802 | €9,629 | -€15,173 | -61.2% |
| Income taxes | 67/77 | €5,006 | €1,947 | -€3,059 | -61.1% |
| Profit (loss) for the period | 9904 | €19,796 | €7,682 | -€12,114 | -61.2% |
| Profit (loss) for the period to be appropriated | 9905 | €19,796 | €7,682 | -€12,114 | -61.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.