CLOUD XPERT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CLOUD XPERT
Largest movements
- Cash -€40,906
down €40,906 (-58.1%), from €70,396 to €29,491
mainly Contributions, distributions and other (-€50,000) and Other debts (-€47,320)
- Receivables within one year -€2,043
down €2,043 (-8.6%), from €23,681 to €21,638
of which Trade receivables: -€5,061
- Deferred charges and accrued income +€1,728
new in 2025: €1,728
- Other debts -€47,320
down €47,320 (-62.3%), from €76,000 to €28,680
- Profit (loss) carried forward +€8,277
up €8,277 (+853.2%), from €970 to €9,247
- Trade debts -€1,563
down €1,563 (-52.0%), from €3,007 to €1,444
- Gross operating margin -€22,429
down €22,429 (-22.7%), from €98,631 to €76,202
- Taxes -€4,496
down €4,496 (-23.0%), from €19,530 to €15,034
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €94,685 | €54,025 | -€40,659 | -42.9% |
| Fixed assets | 21/28 | €607 | €1,168 | +€561 | +92.5% |
| Tangible fixed assets | 22/27 | €607 | €1,168 | +€561 | +92.5% |
| Furniture and vehicles | 24 | €607 | €1,168 | +€561 | +92.5% |
| Current assets | 29/58 | €94,078 | €52,857 | -€41,221 | -43.8% |
| Amounts receivable within one year | 40/41 | €23,681 | €21,638 | -€2,043 | -8.6% |
| Trade receivables | 40 | €21,225 | €16,164 | -€5,061 | -23.8% |
| Other amounts receivable | 41 | €2,457 | €5,474 | +€3,018 | +122.8% |
| Cash at bank and in hand | 54/58 | €70,396 | €29,491 | -€40,906 | -58.1% |
| Deferred charges and accrued income | 490/1 | - | €1,728 | +€1,728 | |
| Total equity and liabilities | 10/49 | €94,685 | €54,025 | -€40,659 | -42.9% |
| Equity | 10/15 | €13,370 | €21,647 | +€8,277 | +61.9% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | €970 | €9,247 | +€8,277 | +853.2% |
| Amounts payable | 17/49 | €81,315 | €32,378 | -€48,937 | -60.2% |
| Amounts payable within one year | 42/48 | €81,315 | €32,378 | -€48,937 | -60.2% |
| Trade debts | 44 | €3,007 | €1,444 | -€1,563 | -52.0% |
| Suppliers | 440/4 | €3,007 | €1,444 | -€1,563 | -52.0% |
| Taxes, remuneration and social security | 45 | €2,308 | €2,254 | -€54 | -2.3% |
| Taxes | 450/3 | €2,308 | €2,254 | -€54 | -2.3% |
| Other amounts payable | 47/48 | €76,000 | €28,680 | -€47,320 | -62.3% |
| Non-recurring operating income | 76A | €240 | - | -€240 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €333 | €542 | +€210 | +63.0% |
| Other operating charges | 640/8 | €722 | €1,019 | +€297 | +41.2% |
| Gross operating margin | 9900 | €98,631 | €76,202 | -€22,429 | -22.7% |
| Operating profit (loss) | 9901 | €97,576 | €74,640 | -€22,936 | -23.5% |
| Financial income | 75/76B | €912 | - | -€912 | |
| Recurring financial income | 75 | €912 | - | -€912 | |
| Financial charges | 65/66B | €2,313 | €1,329 | -€983 | -42.5% |
| Recurring financial charges | 65 | €2,313 | €1,329 | -€983 | -42.5% |
| Profit (loss) for the period before taxes | 9903 | €96,176 | €73,311 | -€22,865 | -23.8% |
| Income taxes | 67/77 | €19,530 | €15,034 | -€4,496 | -23.0% |
| Profit (loss) for the period | 9904 | €76,646 | €58,277 | -€18,369 | -24.0% |
| Profit (loss) for the period to be appropriated | 9905 | €76,646 | €58,277 | -€18,369 | -24.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.