CLOUD SAGA CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CLOUD SAGA CONSULTING
Largest movements
- Cash +€42,474
up €42,474 (+207%), from €20,551 to €63,025
mainly Net result for the year (+€52,055) and Depreciation (+€757)
- Deferred charges and accrued income +€2,054
up €2,054 (+745%), from €276 to €2,330
- Tangible fixed assets +€2,034
up €2,034 (+89.8%), from €2,266 to €4,300
of which Furniture and vehicles: +€1,783
- Reserves +€52,055
up €52,055 (+236%), from €22,066 to €74,120
- Trade debts -€2,192
down €2,192 (-99.7%), from €2,197 to €6
- Tax, wage and social debts -€2,065
down €2,065 (-26.5%), from €7,803 to €5,738
- Gross operating margin +€43,997
up €43,997 (+144%), from €30,627 to €74,624
- Taxes +€11,751
up €11,751 (+139%), from €8,441 to €20,193
- Financial charges +€1,587
up €1,587 (+4,840%), from €33 to €1,620
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €34,890 | €81,906 | +€47,016 | +135% |
| Fixed assets | 21/28 | €2,266 | €4,300 | +€2,034 | +89.8% |
| Tangible fixed assets | 22/27 | €2,266 | €4,300 | +€2,034 | +89.8% |
| Plant, machinery and equipment | 23 | €2,266 | €2,517 | +€251 | +11.1% |
| Furniture and vehicles | 24 | - | €1,783 | +€1,783 | |
| Current assets | 29/58 | €32,624 | €77,606 | +€44,982 | +138% |
| Amounts receivable within one year | 40/41 | €11,798 | €12,251 | +€454 | +3.8% |
| Trade receivables | 40 | €11,798 | €12,251 | +€454 | +3.8% |
| Cash at bank and in hand | 54/58 | €20,551 | €63,025 | +€42,474 | +207% |
| Deferred charges and accrued income | 490/1 | €276 | €2,330 | +€2,054 | +745% |
| Total equity and liabilities | 10/49 | €34,890 | €81,906 | +€47,016 | +135% |
| Equity | 10/15 | €23,066 | €75,120 | +€52,055 | +226% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €22,066 | €74,120 | +€52,055 | +236% |
| Distributable reserves | 133 | €22,066 | €74,120 | +€52,055 | +236% |
| Amounts payable | 17/49 | €11,825 | €6,786 | -€5,039 | -42.6% |
| Amounts payable within one year | 42/48 | €11,575 | €6,786 | -€4,789 | -41.4% |
| Trade debts | 44 | €2,197 | €6 | -€2,192 | -99.7% |
| Suppliers | 440/4 | €2,197 | €6 | -€2,192 | -99.7% |
| Taxes, remuneration and social security | 45 | €7,803 | €5,738 | -€2,065 | -26.5% |
| Taxes | 450/3 | €7,803 | €5,738 | -€2,065 | -26.5% |
| Other amounts payable | 47/48 | €1,574 | €1,042 | -€532 | -33.8% |
| Accrued charges and deferred income | 492/3 | €250 | €0 | -€250 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €34 | €757 | +€723 | +2,123% |
| Other operating charges | 640/8 | €53 | €0 | -€53 | -100% |
| Gross operating margin | 9900 | €30,627 | €74,624 | +€43,997 | +144% |
| Operating profit (loss) | 9901 | €30,540 | €73,868 | +€43,328 | +142% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €33 | €1,620 | +€1,587 | +4,840% |
| Recurring financial charges | 65 | €33 | €1,620 | +€1,587 | +4,840% |
| Profit (loss) for the period before taxes | 9903 | €30,507 | €72,247 | +€41,741 | +137% |
| Income taxes | 67/77 | €8,441 | €20,193 | +€11,751 | +139% |
| Profit (loss) for the period | 9904 | €22,066 | €52,055 | +€29,989 | +136% |
| Profit (loss) for the period to be appropriated | 9905 | €22,066 | €52,055 | +€29,989 | +136% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.