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Cloud Holding: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Cloud Holding

BE 0803.532.063
NACE 62.100, Computer programming
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€488,483
2024 · €545,906-€57,423
Equity
€5.7m
2024 · €5.2m+€488,483
Cash
€84,946
2024 · €74,159+€10,787
Balance sheet total
€10.6m
2024 · €11.0m-€388,863

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€400,000

    down €400,000 (-100.0%), from €400,000 to €0

Equity and liabilities
  • Debts after one year -€556,953

    down €556,953 (-11.4%), from €4.9m to €4.3m

  • Profit (loss) carried forward +€488,483

    up €488,483 (+87.5%), from €558,447 to €1.0m

  • Accrued charges and deferred income -€356,677

    down €356,677 (-99.1%), from €360,000 to €3,323

Income statement
  • Gross operating margin -€81,267

    down €81,267 (-32.0%), from €253,615 to €172,348

  • Taxes -€19,141

    down €19,141 (-54.7%), from €34,969 to €15,828

  • Financial charges -€5,951

    down €5,951 (-5.2%), from €114,131 to €108,181

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €545,906
Gross operating margin -€81,267
Other operating charges -€616
Financial income -€632
Financial charges +€5,951
Taxes +€19,141
Result 2025 €488,483

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€552,542
Investment €0
Financing -€541,755
Cash 2024 €74,159
Net result for the year +€488,483
Receivables within one year +€400,000
Smaller working-capital items +€825
Tax, wage and social debts +€19,911
Accrued charges and deferred income -€356,677
Debts after one year -€556,953
Current portion of long-term debt +€15,198
Cash 2025 €84,946
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €10,983,070 €10,594,207 -€388,863 -3.5%
Fixed assets 21/28 €10,494,900 €10,494,900 = 0.0%
Financial fixed assets 28 €10,494,900 €10,494,900 = 0.0%
Current assets 29/58 €488,170 €99,307 -€388,863 -79.7%
Amounts receivable after more than one year 29 €13,998 €13,998 = 0.0%
Other amounts receivable 291 €13,998 €13,998 = 0.0%
Amounts receivable within one year 40/41 €400,000 €0 -€400,000 -100.0%
Trade receivables 40 €400,000 €0 -€400,000 -100.0%
Cash at bank and in hand 54/58 €74,159 €84,946 +€10,787 +14.5%
Deferred charges and accrued income 490/1 €13 €363 +€350 +2613.5%
Total equity and liabilities 10/49 €10,983,070 €10,594,207 -€388,863 -3.5%
Equity 10/15 €5,208,347 €5,696,831 +€488,483 +9.4%
Contributions 10/11 €4,649,900 €4,649,900 = 0.0%
Profit (loss) carried forward 14 €558,447 €1,046,931 +€488,483 +87.5%
Amounts payable 17/49 €5,774,723 €4,897,377 -€877,346 -15.2%
Amounts payable after more than one year 17 €4,866,110 €4,309,157 -€556,953 -11.4%
Financial debts 170/4 €4,866,110 €4,309,157 -€556,953 -11.4%
Amounts payable within one year 42/48 €548,613 €584,897 +€36,284 +6.6%
Current portion of amounts payable after more than one year 42 €496,755 €511,953 +€15,198 +3.1%
Trade debts 44 €5,737 €6,912 +€1,175 +20.5%
Suppliers 440/4 €5,737 €6,912 +€1,175 +20.5%
Taxes, remuneration and social security 45 €46,121 €66,032 +€19,911 +43.2%
Taxes 450/3 €46,121 €66,032 +€19,911 +43.2%
Accrued charges and deferred income 492/3 €360,000 €3,323 -€356,677 -99.1%
Other operating charges 640/8 €590 €1,206 +€616 +104.3%
Gross operating margin 9900 €253,615 €172,348 -€81,267 -32.0%
Operating profit (loss) 9901 €253,025 €171,142 -€81,883 -32.4%
Financial income 75/76B €441,982 €441,350 -€632 -0.1%
Recurring financial income 75 €441,982 €441,350 -€632 -0.1%
Financial charges 65/66B €114,131 €108,181 -€5,951 -5.2%
Recurring financial charges 65 €114,131 €108,181 -€5,951 -5.2%
Profit (loss) for the period before taxes 9903 €580,875 €504,311 -€76,564 -13.2%
Income taxes 67/77 €34,969 €15,828 -€19,141 -54.7%
Profit (loss) for the period 9904 €545,906 €488,483 -€57,423 -10.5%
Profit (loss) for the period to be appropriated 9905 €545,906 €488,483 -€57,423 -10.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.