CLOB HOUSE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CLOB HOUSE
Largest movements
- Tangible fixed assets -€51,892
down €51,892 (-96.0%), from €54,027 to €2,135
- Current investments +€8,137
new in 2025: €8,137
- Cash +€6,809
up €6,809 (+98.0%), from €6,951 to €13,760
mainly Investment in fixed assets (net) (+€51,172) and Receivables within one year (+€2,076)
- Receivables within one year -€2,076
no longer reported in 2025 (was €2,076)
- Other debts -€29,921
down €29,921 (-93.3%), from €32,073 to €2,152
- Profit (loss) carried forward -€6,641
down €6,641 (-33.1%), from €20,085 to €13,444
- Tax, wage and social debts -€3,778
down €3,778 (-59.6%), from €6,337 to €2,559
of which Taxes: -€3,592
- Trade debts +€1,292
up €1,292 (+66.6%), from €1,939 to €3,231
- Gross operating margin -€13,796
down €13,796 (-86.2%), from €16,013 to €2,217
- Taxes -€2,427
down €2,427 (-98.6%), from €2,461 to €34
- Other operating charges +€2,324
up €2,324 (+109.9%), from €2,113 to €4,437
- Financial charges +€1,968
up €1,968 (+281.4%), from €699 to €2,668
- Staff costs -€1,276
down €1,276 (-55.2%), from €2,309 to €1,034
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €63,433 | €24,385 | -€39,049 | -61.6% |
| Fixed assets | 21/28 | €54,232 | €2,340 | -€51,892 | -95.7% |
| Tangible fixed assets | 22/27 | €54,027 | €2,135 | -€51,892 | -96.0% |
| Furniture and vehicles | 24 | €54,027 | €2,135 | -€51,892 | -96.0% |
| Financial fixed assets | 28 | €205 | €205 | = | 0.0% |
| Current assets | 29/58 | €9,201 | €22,045 | +€12,844 | +139.6% |
| Stocks and contracts in progress | 3 | €174 | €148 | -€26 | -15.0% |
| Stocks | 30/36 | €174 | €148 | -€26 | -15.0% |
| Amounts receivable within one year | 40/41 | €2,076 | - | -€2,076 | |
| Other amounts receivable | 41 | €2,076 | - | -€2,076 | |
| Current investments | 50/53 | - | €8,137 | +€8,137 | |
| Cash at bank and in hand | 54/58 | €6,951 | €13,760 | +€6,809 | +98.0% |
| Total equity and liabilities | 10/49 | €63,433 | €24,385 | -€39,049 | -61.6% |
| Equity | 10/15 | €23,085 | €16,444 | -€6,641 | -28.8% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €20,085 | €13,444 | -€6,641 | -33.1% |
| Amounts payable | 17/49 | €40,348 | €7,941 | -€32,407 | -80.3% |
| Amounts payable within one year | 42/48 | €40,348 | €7,941 | -€32,407 | -80.3% |
| Trade debts | 44 | €1,939 | €3,231 | +€1,292 | +66.6% |
| Suppliers | 440/4 | €1,939 | €3,231 | +€1,292 | +66.6% |
| Taxes, remuneration and social security | 45 | €6,337 | €2,559 | -€3,778 | -59.6% |
| Taxes | 450/3 | €6,150 | €2,559 | -€3,592 | -58.4% |
| Remuneration and social security | 454/9 | €186 | - | -€186 | |
| Other amounts payable | 47/48 | €32,073 | €2,152 | -€29,921 | -93.3% |
| Remuneration, social security and pensions | 62 | €2,309 | €1,034 | -€1,276 | -55.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €157 | €720 | +€563 | +359.2% |
| Other operating charges | 640/8 | €2,113 | €4,437 | +€2,324 | +109.9% |
| Gross operating margin | 9900 | €16,013 | €2,217 | -€13,796 | -86.2% |
| Operating profit (loss) | 9901 | €11,434 | -€3,974 | -€15,407 | |
| Financial income | 75/76B | €0 | €34 | +€34 | +341900.0% |
| Recurring financial income | 75 | €0 | €34 | +€34 | +341900.0% |
| Financial charges | 65/66B | €699 | €2,668 | +€1,968 | +281.4% |
| Recurring financial charges | 65 | €699 | €2,668 | +€1,968 | +281.4% |
| Profit (loss) for the period before taxes | 9903 | €10,734 | -€6,607 | -€17,341 | |
| Income taxes | 67/77 | €2,461 | €34 | -€2,427 | -98.6% |
| Profit (loss) for the period | 9904 | €8,273 | -€6,641 | -€14,914 | |
| Profit (loss) for the period to be appropriated | 9905 | €8,273 | -€6,641 | -€14,914 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.