CLAVISMO: what changed
What changed
CLAVISMO
NACE 68.310, Real estate agency activities
filed annual accounts (NBB)
Net result for the year
-€22,347
2018 · -€15,551-€6,796
Equity
€102,604
2018 · €124,952-€22,347
Cash
€21,474
2018 · €15,241+€6,234
Balance sheet total
€1.4m
2018 · €1.4m-€18,323
Largest movements
Assets
- Tangible fixed assets -€24,585
down €24,585 (-1.8%), from €1.4m to €1.4m
Equity and liabilities
- Profit (loss) carried forward -€22,347
down €22,347 (-4.7%), from -€475,048 to -€497,396
Income statement
- Gross operating margin -€9,742
down €9,742 (-49.4%), from €19,706 to €9,964
Change in the result, 2018 to 2019
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2018
-€15,551
Gross operating margin
-€9,742
Other operating items
+€3,003
Financial charges
-€57
Result 2019
-€22,347
lowers the resultnot broken down further in the accounts
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2018 | 2019 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,420,301 | €1,401,978 | -€18,323 | -1.3% |
| Formation expenses | 20 | €0 | - | = | |
| Fixed assets | 21/28 | €1,404,458 | €1,379,873 | -€24,585 | -1.8% |
| Intangible fixed assets | 21 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €1,404,458 | €1,379,873 | -€24,585 | -1.8% |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €15,843 | €22,105 | +€6,262 | +39.5% |
| Stocks and contracts in progress | 3 | €0 | - | = | |
| Current investments | 50/53 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €15,241 | €21,474 | +€6,234 | +40.9% |
| Total equity and liabilities | 10/49 | €1,420,301 | €1,401,978 | -€18,323 | -1.3% |
| Equity | 10/15 | €124,952 | €102,604 | -€22,347 | -17.9% |
| Contributions | 10/11 | €600,000 | €600,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€475,048 | -€497,396 | -€22,347 | -4.7% |
| Amounts payable | 17/49 | €1,295,350 | €1,299,374 | +€4,025 | +0.3% |
| Amounts payable after more than one year | 17 | €1,289,549 | €1,293,276 | +€3,727 | +0.3% |
| Amounts payable within one year | 42/48 | €5,801 | €6,098 | +€298 | +5.1% |
| Trade debts | 44 | €459 | €530 | +€71 | +15.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,585 | €24,585 | = | 0.0% |
| Gross operating margin | 9900 | €19,706 | €9,964 | -€9,742 | -49.4% |
| Operating profit (loss) | 9901 | -€11,574 | -€18,313 | -€6,739 | -58.2% |
| Recurring financial income | 75 | €0 | - | = | |
| Recurring financial charges | 65 | €3,978 | €4,034 | +€57 | +1.4% |
| Profit (loss) for the period before taxes | 9903 | -€15,551 | -€22,347 | -€6,796 | -43.7% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€15,551 | -€22,347 | -€6,796 | -43.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€15,551 | -€22,347 | -€6,796 | -43.7% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2018 and 31 December 2019. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.