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CLAVAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CLAVAN

BE 0443.440.448
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1,402
2024 · -€2,115+€713
Equity
€93,595
2024 · €94,997-€1,402
Cash
€58,388
2024 · €59,111-€722
Balance sheet total
€475,344
2024 · €492,964-€17,620

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€14,397

    down €14,397 (-3.3%), from €429,849 to €415,452

    of which Land and buildings: -€14,397

Equity and liabilities
  • Debts after one year -€13,213

    down €13,213 (-8.8%), from €149,571 to €136,358

Income statement
  • Taxes +€6,442

    up €6,442 (+3069.9%), from €210 to €6,652

  • Gross operating margin +€5,227

    up €5,227 (+11.1%), from €47,164 to €52,391

  • Other operating charges +€2,703

    up €2,703 (+19.2%), from €14,058 to €16,760

  • Depreciation -€2,448

    down €2,448 (-14.5%), from €16,845 to €14,397

  • Financial charges -€2,183

    down €2,183 (-11.5%), from €18,947 to €16,764

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€2,115
Gross operating margin +€5,227
Depreciation +€2,448
Other operating charges -€2,703
Financial charges +€2,183
Taxes -€6,442
Result 2025 -€1,402

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€12,331
Investment €0
Financing -€13,054
Cash 2024 €59,111
Net result for the year -€1,402
Depreciation +€14,397
Receivables within one year +€811
Deferred charges and accrued income +€1,690
Provisions -€779
Trade debts -€90
Tax, wage and social debts -€3,773
Other debts -€1,064
Accrued charges and deferred income +€2,542
Debts after one year -€13,213
Current portion of long-term debt +€160
Cash 2025 €58,388
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €492,964 €475,344 -€17,620 -3.6%
Fixed assets 21/28 €429,849 €415,452 -€14,397 -3.3%
Tangible fixed assets 22/27 €429,849 €415,452 -€14,397 -3.3%
Land and buildings 22 €429,849 €415,452 -€14,397 -3.3%
Other tangible fixed assets 26 €0 €0 -€0 -96.0%
Current assets 29/58 €63,115 €59,892 -€3,223 -5.1%
Amounts receivable within one year 40/41 €811 €0 -€811 -100.0%
Trade receivables 40 €811 €0 -€811 -100.0%
Cash at bank and in hand 54/58 €59,111 €58,388 -€722 -1.2%
Deferred charges and accrued income 490/1 €3,193 €1,504 -€1,690 -52.9%
Total equity and liabilities 10/49 €492,964 €475,344 -€17,620 -3.6%
Equity 10/15 €94,997 €93,595 -€1,402 -1.5%
Contributions 10/11 €100,000 €100,000 = 0.0%
Capital 10 €100,000 €100,000 = 0.0%
Issued capital 100 €100,000 €100,000 = 0.0%
Reserves 13 €37,735 €35,879 -€1,856 -4.9%
Non-distributable reserves 130/1 €10,000 €10,000 = 0.0%
Legal reserve 130 €10,000 €10,000 = 0.0%
Tax-exempt reserves 132 €15,560 €13,704 -€1,856 -11.9%
Distributable reserves 133 €12,175 €12,175 = 0.0%
Profit (loss) carried forward 14 -€42,738 -€42,285 +€453 +1.1%
Provisions and deferred taxes 16 €6,536 €5,756 -€779 -11.9%
Deferred taxes 168 €6,536 €5,756 -€779 -11.9%
Amounts payable 17/49 €391,431 €375,993 -€15,438 -3.9%
Amounts payable after more than one year 17 €149,571 €136,358 -€13,213 -8.8%
Financial debts 170/4 €149,571 €136,358 -€13,213 -8.8%
Amounts payable within one year 42/48 €226,726 €221,959 -€4,767 -2.1%
Current portion of amounts payable after more than one year 42 €13,054 €13,213 +€160 +1.2%
Trade debts 44 €126 €37 -€90 -71.0%
Suppliers 440/4 €126 €37 -€90 -71.0%
Taxes, remuneration and social security 45 €5,425 €1,652 -€3,773 -69.6%
Taxes 450/3 €5,425 €1,652 -€3,773 -69.6%
Other amounts payable 47/48 €208,121 €207,058 -€1,064 -0.5%
Accrued charges and deferred income 492/3 €15,134 €17,676 +€2,542 +16.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,845 €14,397 -€2,448 -14.5%
Other operating charges 640/8 €14,058 €16,760 +€2,703 +19.2%
Gross operating margin 9900 €47,164 €52,391 +€5,227 +11.1%
Operating profit (loss) 9901 €16,262 €21,234 +€4,972 +30.6%
Financial income 75/76B €0 - =
Recurring financial income 75 €0 - =
Financial charges 65/66B €18,947 €16,764 -€2,183 -11.5%
Recurring financial charges 65 €18,947 €16,764 -€2,183 -11.5%
Profit (loss) for the period before taxes 9903 -€2,685 €4,470 +€7,155
Transfer from deferred taxes 780 €779 €779 = 0.0%
Income taxes 67/77 €210 €6,652 +€6,442 +3069.9%
Profit (loss) for the period 9904 -€2,115 -€1,402 +€713 +33.7%
Transfer from tax-exempt reserves 789 €1,856 €1,856 = 0.0%
Profit (loss) for the period to be appropriated 9905 -€260 €453 +€713

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.