City Homes: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
City Homes
Largest movements
- Current investments +€1.4m
new in 2025: €1.4m
- Stocks and contracts +€540,324
up €540,324 (+19.9%), from €2.7m to €3.3m
- Cash -€155,632
down €155,632 (-71.9%), from €216,431 to €60,799
mainly Current investments (-€1.4m) and Stocks and contracts (-€540,324)
- Advances received +€1.2m
up €1.2m (+193%), from €624,251 to €1.8m
- Current portion of long-term debt +€645,113
up €645,113 (+175%), from €369,388 to €1.0m
- Debts after one year -€327,000
down €327,000 (-30.5%), from €1.1m to €745,000
- Other debts +€176,623
up €176,623 (+183%), from €96,706 to €273,329
- Profit (loss) carried forward +€48,317
up €48,317 (+96.1%), from -€50,296 to -€1,979
- Gross operating margin +€71,937
up €71,937 (+101%), from €71,074 to €143,011
- Financial charges -€29,182
down €29,182 (-25.1%), from €116,199 to €87,017
- Taxes +€2,266
up €2,266 (+357%), from €635 to €2,901
- Other operating charges +€1,982
up €1,982 (+21.7%), from €9,125 to €11,108
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,939,017 | €4,682,913 | +€1.7m | +59.3% |
| Fixed assets | 21/28 | €450 | €450 | = | 0.0% |
| Financial fixed assets | 28 | €450 | €450 | = | 0.0% |
| Current assets | 29/58 | €2,938,567 | €4,682,463 | +€1.7m | +59.3% |
| Stocks and contracts in progress | 3 | €2,711,397 | €3,251,721 | +€540,324 | +19.9% |
| Stocks | 30/36 | €2,711,397 | €3,251,721 | +€540,324 | +19.9% |
| Amounts receivable within one year | 40/41 | €6,102 | €15,000 | +€8,898 | +146% |
| Trade receivables | 40 | €5,000 | €15,000 | +€10,000 | +200% |
| Other amounts receivable | 41 | €1,102 | €0 | -€1,102 | -100% |
| Current investments | 50/53 | - | €1,350,000 | +€1.4m | |
| Cash at bank and in hand | 54/58 | €216,431 | €60,799 | -€155,632 | -71.9% |
| Deferred charges and accrued income | 490/1 | €4,637 | €4,943 | +€306 | +6.6% |
| Total equity and liabilities | 10/49 | €2,939,017 | €4,682,913 | +€1.7m | +59.3% |
| Equity | 10/15 | €699,704 | €748,021 | +€48,317 | +6.9% |
| Contributions | 10/11 | €750,000 | €750,000 | = | 0.0% |
| Contributions outside capital | 11 | €750,000 | - | -€750,000 | |
| Other | 1109/19 | €750,000 | - | -€750,000 | |
| Profit (loss) carried forward | 14 | -€50,296 | -€1,979 | +€48,317 | +96.1% |
| Amounts payable | 17/49 | €2,239,313 | €3,934,892 | +€1.7m | +75.7% |
| Amounts payable after more than one year | 17 | €1,072,000 | €745,000 | -€327,000 | -30.5% |
| Financial debts | 170/4 | €1,072,000 | €745,000 | -€327,000 | -30.5% |
| Amounts payable within one year | 42/48 | €1,103,065 | €3,126,932 | +€2.0m | +183% |
| Current portion of amounts payable after more than one year | 42 | €369,388 | €1,014,500 | +€645,113 | +175% |
| Trade debts | 44 | €12,720 | €8,605 | -€4,116 | -32.4% |
| Suppliers | 440/4 | €12,720 | €8,605 | -€4,116 | -32.4% |
| Advances received on contracts in progress | 46 | €624,251 | €1,828,251 | +€1.2m | +193% |
| Taxes, remuneration and social security | 45 | - | €2,247 | +€2,247 | |
| Taxes | 450/3 | - | €2,247 | +€2,247 | |
| Other amounts payable | 47/48 | €96,706 | €273,329 | +€176,623 | +183% |
| Accrued charges and deferred income | 492/3 | €64,248 | €62,960 | -€1,288 | -2.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,200 | €0 | -€1,200 | -100% |
| Other operating charges | 640/8 | €9,125 | €11,108 | +€1,982 | +21.7% |
| Gross operating margin | 9900 | €71,074 | €143,011 | +€71,937 | +101% |
| Operating profit (loss) | 9901 | €60,749 | €131,903 | +€71,154 | +117% |
| Financial income | 75/76B | €5,789 | €6,332 | +€544 | +9.4% |
| Recurring financial income | 75 | €5,789 | €6,332 | +€544 | +9.4% |
| Financial charges | 65/66B | €116,199 | €87,017 | -€29,182 | -25.1% |
| Recurring financial charges | 65 | €116,199 | €87,017 | -€29,182 | -25.1% |
| Profit (loss) for the period before taxes | 9903 | -€49,662 | €51,218 | +€100,880 | |
| Income taxes | 67/77 | €635 | €2,901 | +€2,266 | +357% |
| Profit (loss) for the period | 9904 | -€50,296 | €48,317 | +€98,613 | |
| Profit (loss) for the period to be appropriated | 9905 | -€50,296 | €48,317 | +€98,613 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.