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CIRAY: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CIRAY

BE 0720.587.264
NACE 96.102, Launderettes and laundries for private customers
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€174
2024 · €1,152-€978
Equity
€18,192
2024 · €18,018+€174
Cash
€19,007
2024 · €17,625+€1,383
Balance sheet total
€257,945
2024 · €290,404-€32,460

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€24,199

    down €24,199 (-25.8%), from €93,949 to €69,750

    of which Leasing and similar rights: -€12,310

  • Intangible fixed assets -€13,600

    down €13,600 (-13.2%), from €103,133 to €89,533

  • Stocks and contracts +€11,215

    up €11,215 (+383.1%), from €2,928 to €14,143

  • Receivables within one year -€8,047

    down €8,047 (-15.6%), from €51,558 to €43,511

    of which Trade receivables: -€7,096

Equity and liabilities
  • Debts after one year -€18,307

    down €18,307 (-34.3%), from €53,313 to €35,006

  • Trade debts -€7,743

    down €7,743 (-68.6%), from €11,291 to €3,548

  • Tax, wage and social debts -€6,094

    down €6,094 (-18.3%), from €33,290 to €27,196

    of which Remuneration and social security: -€3,784

Income statement
  • Depreciation +€1,910

    up €1,910 (+5.1%), from €37,111 to €39,021

  • Financial charges -€1,251

    down €1,251 (-27.0%), from €4,627 to €3,376

  • Gross operating margin -€901

    down €901 (-2.0%), from €44,112 to €43,211

  • Other operating charges -€448

    down €448 (-44.4%), from €1,009 to €561

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,152
Gross operating margin -€901
Staff costs +€117
Depreciation -€1,910
Other operating charges +€448
Financial income -€205
Financial charges +€1,251
Taxes +€223
Result 2025 €174

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€19,484
Investment -€1,222
Financing -€16,879
Cash 2024 €17,625
Net result for the year +€174
Depreciation +€39,021
Stocks and contracts -€11,215
Receivables within one year +€8,047
Deferred charges and accrued income -€789
Trade debts -€7,743
Tax, wage and social debts -€6,094
Other debts -€1,917
Investment in fixed assets (net) -€1,222
Debts after one year -€18,307
Current portion of long-term debt +€1,428
Cash 2025 €19,007
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €290,404 €257,945 -€32,460 -11.2%
Fixed assets 21/28 €212,083 €174,284 -€37,799 -17.8%
Intangible fixed assets 21 €103,133 €89,533 -€13,600 -13.2%
Tangible fixed assets 22/27 €93,949 €69,750 -€24,199 -25.8%
Plant, machinery and equipment 23 €16,378 €13,101 -€3,277 -20.0%
Furniture and vehicles 24 €33,382 €24,771 -€8,611 -25.8%
Leasing and similar rights 25 €44,188 €31,878 -€12,310 -27.9%
Financial fixed assets 28 €15,000 €15,000 = 0.0%
Current assets 29/58 €78,322 €83,661 +€5,339 +6.8%
Stocks and contracts in progress 3 €2,928 €14,143 +€11,215 +383.1%
Stocks 30/36 €2,928 €14,143 +€11,215 +383.1%
Amounts receivable within one year 40/41 €51,558 €43,511 -€8,047 -15.6%
Trade receivables 40 €48,558 €41,462 -€7,096 -14.6%
Other amounts receivable 41 €3,000 €2,049 -€951 -31.7%
Cash at bank and in hand 54/58 €17,625 €19,007 +€1,383 +7.8%
Deferred charges and accrued income 490/1 €6,212 €7,000 +€789 +12.7%
Total equity and liabilities 10/49 €290,404 €257,945 -€32,460 -11.2%
Equity 10/15 €18,018 €18,192 +€174 +1.0%
Contributions 10/11 €11,644 €11,644 = 0.0%
Profit (loss) carried forward 14 €6,374 €6,548 +€174 +2.7%
Amounts payable 17/49 €272,386 €239,752 -€32,634 -12.0%
Amounts payable after more than one year 17 €53,313 €35,006 -€18,307 -34.3%
Financial debts 170/4 €53,313 €35,006 -€18,307 -34.3%
Amounts payable within one year 42/48 €219,073 €204,746 -€14,327 -6.5%
Current portion of amounts payable after more than one year 42 €16,891 €18,318 +€1,428 +8.5%
Trade debts 44 €11,291 €3,548 -€7,743 -68.6%
Suppliers 440/4 €11,291 €3,548 -€7,743 -68.6%
Taxes, remuneration and social security 45 €33,290 €27,196 -€6,094 -18.3%
Taxes 450/3 €8,290 €5,980 -€2,310 -27.9%
Remuneration and social security 454/9 €25,000 €21,216 -€3,784 -15.1%
Other amounts payable 47/48 €157,601 €155,684 -€1,917 -1.2%
Remuneration, social security and pensions 62 €117 - -€117
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €37,111 €39,021 +€1,910 +5.1%
Other operating charges 640/8 €1,009 €561 -€448 -44.4%
Gross operating margin 9900 €44,112 €43,211 -€901 -2.0%
Operating profit (loss) 9901 €5,874 €3,628 -€2,246 -38.2%
Financial income 75/76B €319 €114 -€205 -64.3%
Recurring financial income 75 €319 €114 -€205 -64.3%
Financial charges 65/66B €4,627 €3,376 -€1,251 -27.0%
Recurring financial charges 65 €4,627 €3,376 -€1,251 -27.0%
Profit (loss) for the period before taxes 9903 €1,566 €366 -€1,200 -76.6%
Income taxes 67/77 €414 €192 -€223 -53.7%
Profit (loss) for the period 9904 €1,152 €174 -€978 -84.9%
Profit (loss) for the period to be appropriated 9905 €1,152 €174 -€978 -84.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.