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CINVERDE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CINVERDE

BE 0840.472.930
NACE 47.559, Retail sale of other household articles
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€3,447
2023 · -€1,696+€5,142
Equity
-€19,272
2023 · -€22,718+€3,447
Cash
€663
2023 · €614+€49
Balance sheet total
€2,272
2023 · €3,767-€1,495

Largest movements

2023 to 2024
Assets
  • Receivables within one year -€1,142

    down €1,142 (-43.5%), from €2,625 to €1,483

    of which Trade receivables: -€1,150

  • Deferred charges and accrued income -€402

    down €402 (-76.1%), from €528 to €126

  • Cash +€49

    up €49 (+8.0%), from €614 to €663

    mainly Net result for the year (+€3,447) and Trade debts (+€2,221)

Equity and liabilities
  • Profit (loss) carried forward +€3,447

    up €3,447 (+9.6%), from -€35,829 to -€32,383

  • Short-term financial debts -€3,420

    down €3,420 (-28.9%), from €11,836 to €8,417

  • Trade debts +€2,221

    up €2,221 (+106.6%), from €2,084 to €4,305

  • Debts after one year -€1,513

    down €1,513 (-49.8%), from €3,039 to €1,526

  • Other debts -€1,356

    down €1,356 (-24.3%), from €5,579 to €4,223

Income statement
  • Gross operating margin +€4,932

    up €4,932 (+299.4%), from €1,647 to €6,580

  • Other operating charges -€289

    down €289 (-31.6%), from €916 to €627

  • Financial charges +€182

    up €182 (+7.8%), from €2,329 to €2,511

  • Taxes -€110

    down €110, from €105 to -€5

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€1,696
Gross operating margin +€4,932
Other operating charges +€289
Financial income -€7
Financial charges -€182
Taxes +€110
Result 2024 €3,447

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,969
Investment €0
Financing -€4,920
Cash 2023 €614
Net result for the year +€3,447
Receivables within one year +€1,142
Deferred charges and accrued income +€402
Trade debts +€2,221
Tax, wage and social debts -€310
Other debts -€1,356
Accrued charges and deferred income -€576
Debts after one year -€1,513
Current portion of long-term debt +€13
Short-term financial debts -€3,420
Cash 2024 €663
Every line side by side 39 lines
Line Code 2023 2024 Change %
Total assets 20/58 €3,767 €2,272 -€1,495 -39.7%
Current assets 29/58 €3,767 €2,272 -€1,495 -39.7%
Amounts receivable within one year 40/41 €2,625 €1,483 -€1,142 -43.5%
Trade receivables 40 €2,625 €1,475 -€1,150 -43.8%
Other amounts receivable 41 €0 €8 +€8
Cash at bank and in hand 54/58 €614 €663 +€49 +8.0%
Deferred charges and accrued income 490/1 €528 €126 -€402 -76.1%
Total equity and liabilities 10/49 €3,767 €2,272 -€1,495 -39.7%
Equity 10/15 -€22,718 -€19,272 +€3,447 +15.2%
Contributions 10/11 €12,500 €12,500 = 0.0%
Reserves 13 €611 €611 = 0.0%
Non-distributable reserves 130/1 €611 €611 = 0.0%
Reserves not available under the articles 1311 €611 €611 = 0.0%
Profit (loss) carried forward 14 -€35,829 -€32,383 +€3,447 +9.6%
Amounts payable 17/49 €26,486 €21,544 -€4,942 -18.7%
Amounts payable after more than one year 17 €3,039 €1,526 -€1,513 -49.8%
Financial debts 170/4 €3,039 €1,526 -€1,513 -49.8%
Amounts payable within one year 42/48 €22,786 €19,934 -€2,852 -12.5%
Current portion of amounts payable after more than one year 42 €1,500 €1,513 +€13 +0.9%
Financial debts 43 €11,836 €8,417 -€3,420 -28.9%
Credit institutions 430/8 €11,836 €8,417 -€3,420 -28.9%
Trade debts 44 €2,084 €4,305 +€2,221 +106.6%
Suppliers 440/4 €2,084 €4,305 +€2,221 +106.6%
Taxes, remuneration and social security 45 €1,787 €1,476 -€310 -17.4%
Taxes 450/3 €897 €586 -€310 -34.6%
Remuneration and social security 454/9 €890 €890 = 0.0%
Other amounts payable 47/48 €5,579 €4,223 -€1,356 -24.3%
Accrued charges and deferred income 492/3 €660 €84 -€576 -87.3%
Other operating charges 640/8 €916 €627 -€289 -31.6%
Gross operating margin 9900 €1,647 €6,580 +€4,932 +299.4%
Operating profit (loss) 9901 €732 €5,953 +€5,221 +713.8%
Financial income 75/76B €7 €0 -€7 -95.8%
Recurring financial income 75 €7 €0 -€7 -95.8%
Financial charges 65/66B €2,329 €2,511 +€182 +7.8%
Recurring financial charges 65 €2,329 €2,511 +€182 +7.8%
Profit (loss) for the period before taxes 9903 -€1,591 €3,442 +€5,033
Income taxes 67/77 €105 -€5 -€110
Profit (loss) for the period 9904 -€1,696 €3,447 +€5,142
Profit (loss) for the period to be appropriated 9905 -€1,696 €3,447 +€5,142

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.