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CIIB: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CIIB

BE 0780.502.679
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€52,293
2024 · €37,162+€15,131
Equity
€15,879
2024 · €48,666-€32,787
Cash
€106,055
2024 · €58,742+€47,313
Balance sheet total
€113,487
2024 · €107,124+€6,362

Largest movements

2024 to 2025
Assets
  • Cash +€47,313

    up €47,313 (+80.5%), from €58,742 to €106,055

    mainly Other debts (+€56,413) and Net result for the year (+€52,293)

  • Receivables after one year -€30,907

    no longer reported in 2025 (was €30,907)

  • Receivables within one year -€10,913

    down €10,913 (-66.4%), from €16,436 to €5,523

Equity and liabilities
  • Other debts +€56,413

    up €56,413 (+191.6%), from €29,442 to €85,855

  • Reserves -€39,608

    down €39,608 (-86.7%), from €45,666 to €6,058

  • Tax, wage and social debts -€14,108

    down €14,108 (-56.7%), from €24,860 to €10,752

  • Profit (loss) carried forward +€6,821

    new in 2025: €6,821

  • Advances received -€4,084

    no longer reported in 2025 (was €4,084)

Income statement
  • Write-downs +€43,579

    no longer reported in 2025 (was -€43,579)

  • Gross operating margin +€5,437

    up €5,437 (+8.9%), from €60,845 to €66,281

  • Depreciation -€4,794

    down €4,794 (-96.6%), from €4,960 to €167

  • Taxes +€3,120

    up €3,120 (+29.3%), from €10,662 to €13,783

  • Financial income -€904

    down €904 (-99.7%), from €907 to €3

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €37,162
Gross operating margin +€5,437
Depreciation +€4,794
Write-downs -€43,579
Other operating charges +€387
Other operating items +€52,111
Financial income -€904
Financial charges +€5
Taxes -€3,120
Result 2025 €52,293

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€133,343
Investment -€950
Financing -€85,080
Cash 2024 €58,742
Net result for the year +€52,293
Depreciation +€167
Receivables after one year +€30,907
Receivables within one year +€10,913
Deferred charges and accrued income -€86
Trade debts +€929
Tax, wage and social debts -€14,108
Advances received -€4,084
Other debts +€56,413
Investment in fixed assets (net) -€950
Contributions, distributions and other -€85,080
Cash 2025 €106,055
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €107,124 €113,487 +€6,362 +5.9%
Fixed assets 21/28 €1,039 €1,822 +€783 +75.4%
Tangible fixed assets 22/27 €1,039 €1,822 +€783 +75.4%
Furniture and vehicles 24 €1,039 €1,822 +€783 +75.4%
Current assets 29/58 €106,085 €111,664 +€5,579 +5.3%
Amounts receivable after more than one year 29 €30,907 - -€30,907
Other amounts receivable 291 €30,907 - -€30,907
Amounts receivable within one year 40/41 €16,436 €5,523 -€10,913 -66.4%
Trade receivables 40 €16,436 €5,523 -€10,913 -66.4%
Cash at bank and in hand 54/58 €58,742 €106,055 +€47,313 +80.5%
Deferred charges and accrued income 490/1 - €86 +€86
Total equity and liabilities 10/49 €107,124 €113,487 +€6,362 +5.9%
Equity 10/15 €48,666 €15,879 -€32,787 -67.4%
Contributions 10/11 €3,000 €3,000 = 0.0%
Reserves 13 €45,666 €6,058 -€39,608 -86.7%
Distributable reserves 133 €45,666 €6,058 -€39,608 -86.7%
Profit (loss) carried forward 14 - €6,821 +€6,821
Amounts payable 17/49 €58,459 €97,608 +€39,149 +67.0%
Amounts payable within one year 42/48 €58,459 €97,608 +€39,149 +67.0%
Trade debts 44 €72 €1,000 +€929 +1294.8%
Suppliers 440/4 €72 €1,000 +€929 +1294.8%
Advances received on contracts in progress 46 €4,084 - -€4,084
Taxes, remuneration and social security 45 €24,860 €10,752 -€14,108 -56.7%
Taxes 450/3 €24,860 €10,752 -€14,108 -56.7%
Other amounts payable 47/48 €29,442 €85,855 +€56,413 +191.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,960 €167 -€4,794 -96.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 -€43,579 - +€43,579
Other operating charges 640/8 €387 - -€387
Non-recurring operating charges 66A €52,111 - -€52,111
Gross operating margin 9900 €60,845 €66,281 +€5,437 +8.9%
Operating profit (loss) 9901 €46,965 €66,115 +€19,150 +40.8%
Financial income 75/76B €907 €3 -€904 -99.7%
Recurring financial income 75 €907 €3 -€904 -99.7%
Financial charges 65/66B €47 €42 -€5 -10.7%
Recurring financial charges 65 €47 €42 -€5 -10.7%
Profit (loss) for the period before taxes 9903 €47,824 €66,075 +€18,251 +38.2%
Income taxes 67/77 €10,662 €13,783 +€3,120 +29.3%
Profit (loss) for the period 9904 €37,162 €52,293 +€15,131 +40.7%
Profit (loss) for the period to be appropriated 9905 €37,162 €52,293 +€15,131 +40.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.