Chrimfin: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Chrimfin
Largest movements
- Tangible fixed assets -€13,484
down €13,484 (-28.8%), from €46,862 to €33,378
of which Furniture and vehicles: -€15,348
- Receivables within one year +€12,916
up €12,916 (+64.1%), from €20,163 to €33,079
of which Trade receivables: +€10,124
- Cash -€10,076
down €10,076 (-7.1%), from €142,777 to €132,701
mainly Tax, wage and social debts (-€15,135) and Receivables within one year (-€12,916)
- Tax, wage and social debts -€15,135
down €15,135 (-66.0%), from €22,916 to €7,780
- Reserves +€4,470
up €4,470 (+2.4%), from €185,153 to €189,623
- Gross operating margin -€10,559
down €10,559 (-31.4%), from €33,680 to €23,121
- Financial income -€4,525
no longer reported in 2025 (was €4,525)
of which Financial income: -€4,525
- Taxes -€4,143
down €4,143 (-65.2%), from €6,351 to €2,208
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €209,802 | €199,158 | -€10,644 | -5.1% |
| Fixed assets | 21/28 | €46,862 | €33,378 | -€13,484 | -28.8% |
| Tangible fixed assets | 22/27 | €46,862 | €33,378 | -€13,484 | -28.8% |
| Furniture and vehicles | 24 | €46,862 | €31,513 | -€15,348 | -32.8% |
| Other tangible fixed assets | 26 | - | €1,865 | +€1,865 | |
| Current assets | 29/58 | €162,940 | €165,780 | +€2,840 | +1.7% |
| Amounts receivable within one year | 40/41 | €20,163 | €33,079 | +€12,916 | +64.1% |
| Trade receivables | 40 | €163 | €10,287 | +€10,124 | +6,197% |
| Other amounts receivable | 41 | €20,000 | €22,792 | +€2,792 | +14.0% |
| Cash at bank and in hand | 54/58 | €142,777 | €132,701 | -€10,076 | -7.1% |
| Total equity and liabilities | 10/49 | €209,802 | €199,158 | -€10,644 | -5.1% |
| Equity | 10/15 | €186,153 | €190,623 | +€4,470 | +2.4% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €185,153 | €189,623 | +€4,470 | +2.4% |
| Distributable reserves | 133 | €185,153 | €189,623 | +€4,470 | +2.4% |
| Amounts payable | 17/49 | €23,649 | €8,535 | -€15,114 | -63.9% |
| Amounts payable within one year | 42/48 | €23,649 | €8,535 | -€15,114 | -63.9% |
| Trade debts | 44 | €733 | €755 | +€22 | +2.9% |
| Suppliers | 440/4 | €733 | €755 | +€22 | +2.9% |
| Taxes, remuneration and social security | 45 | €22,916 | €7,780 | -€15,135 | -66.0% |
| Taxes | 450/3 | €22,916 | €7,780 | -€15,135 | -66.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,348 | €15,631 | +€282 | +1.8% |
| Other operating charges | 640/8 | €709 | €782 | +€73 | +10.3% |
| Gross operating margin | 9900 | €33,680 | €23,121 | -€10,559 | -31.4% |
| Operating profit (loss) | 9901 | €17,622 | €6,708 | -€10,914 | -61.9% |
| Financial income | 75/76B | €4,525 | - | -€4,525 | |
| Recurring financial income | 75 | €4,525 | - | -€4,525 | |
| Non-recurring financial income | 76B | €4,525 | - | -€4,525 | |
| Financial charges | 65/66B | €69 | €30 | -€39 | -56.4% |
| Recurring financial charges | 65 | €69 | €30 | -€39 | -56.4% |
| Profit (loss) for the period before taxes | 9903 | €22,079 | €6,678 | -€15,401 | -69.8% |
| Income taxes | 67/77 | €6,351 | €2,208 | -€4,143 | -65.2% |
| Profit (loss) for the period | 9904 | €15,728 | €4,470 | -€11,258 | -71.6% |
| Profit (loss) for the period to be appropriated | 9905 | €15,728 | €4,470 | -€11,258 | -71.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.