CHEZ MON EX: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CHEZ MON EX
Largest movements
- Cash +€5,872
up €5,872 (+54.0%), from €10,867 to €16,739
mainly Trade debts (+€18,557) and Debts after one year (+€10,000)
- Receivables within one year +€2,773
up €2,773 (+28.3%), from €9,794 to €12,567
of which Other amounts receivable: +€2,753
- Deferred charges and accrued income -€1,386
down €1,386 (-48.3%), from €2,868 to €1,482
- Intangible fixed assets -€1,000
down €1,000 (-26.6%), from €3,753 to €2,753
- Tangible fixed assets +€593
up €593 (+8.0%), from €7,427 to €8,020
of which Furniture and vehicles: +€1,987
- Profit (loss) carried forward -€20,212
down €20,212, from €9,718 to -€10,493
- Trade debts +€18,557
up €18,557 (+936%), from €1,982 to €20,540
- Debts after one year +€10,000
new in 2025: €10,000
- Tax, wage and social debts -€1,050
down €1,050 (-11.1%), from €9,448 to €8,398
of which Taxes: -€885
- Gross operating margin -€34,558
down €34,558 (-44.7%), from €77,368 to €42,811
- Staff costs -€6,887
down €6,887 (-11.2%), from €61,308 to €54,422
- Taxes -€825
no longer reported in 2025 (was €825)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,166 | €50,017 | +€6,851 | +15.9% |
| Fixed assets | 21/28 | €13,380 | €12,973 | -€407 | -3.0% |
| Intangible fixed assets | 21 | €3,753 | €2,753 | -€1,000 | -26.6% |
| Tangible fixed assets | 22/27 | €7,427 | €8,020 | +€593 | +8.0% |
| Plant, machinery and equipment | 23 | €5,232 | €3,838 | -€1,394 | -26.6% |
| Furniture and vehicles | 24 | €2,195 | €4,182 | +€1,987 | +90.5% |
| Financial fixed assets | 28 | €2,200 | €2,200 | = | 0.0% |
| Current assets | 29/58 | €29,786 | €37,044 | +€7,258 | +24.4% |
| Stocks and contracts in progress | 3 | €6,256 | €6,256 | = | 0.0% |
| Stocks | 30/36 | €6,256 | €6,256 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €9,794 | €12,567 | +€2,773 | +28.3% |
| Trade receivables | 40 | €5,322 | €5,342 | +€20 | +0.4% |
| Other amounts receivable | 41 | €4,472 | €7,225 | +€2,753 | +61.6% |
| Cash at bank and in hand | 54/58 | €10,867 | €16,739 | +€5,872 | +54.0% |
| Deferred charges and accrued income | 490/1 | €2,868 | €1,482 | -€1,386 | -48.3% |
| Total equity and liabilities | 10/49 | €43,166 | €50,017 | +€6,851 | +15.9% |
| Equity | 10/15 | €28,318 | €8,107 | -€20,212 | -71.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €9,718 | -€10,493 | -€20,212 | |
| Amounts payable | 17/49 | €14,848 | €41,911 | +€27,063 | +182% |
| Amounts payable after more than one year | 17 | - | €10,000 | +€10,000 | |
| Other amounts payable | 178/9 | - | €10,000 | +€10,000 | |
| Amounts payable within one year | 42/48 | €14,848 | €31,911 | +€17,063 | +115% |
| Trade debts | 44 | €1,982 | €20,540 | +€18,557 | +936% |
| Suppliers | 440/4 | €1,982 | €20,540 | +€18,557 | +936% |
| Taxes, remuneration and social security | 45 | €9,448 | €8,398 | -€1,050 | -11.1% |
| Taxes | 450/3 | €3,307 | €2,422 | -€885 | -26.8% |
| Remuneration and social security | 454/9 | €6,141 | €5,976 | -€165 | -2.7% |
| Other amounts payable | 47/48 | €3,418 | €2,973 | -€445 | -13.0% |
| Remuneration, social security and pensions | 62 | €61,308 | €54,422 | -€6,887 | -11.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,491 | €3,051 | +€560 | +22.5% |
| Other operating charges | 640/8 | €2,632 | €2,703 | +€71 | +2.7% |
| Gross operating margin | 9900 | €77,368 | €42,811 | -€34,558 | -44.7% |
| Operating profit (loss) | 9901 | €10,937 | -€17,365 | -€28,302 | |
| Financial income | 75/76B | €81 | €1 | -€80 | -98.9% |
| Recurring financial income | 75 | €81 | €1 | -€80 | -98.9% |
| Financial charges | 65/66B | €2,149 | €2,847 | +€699 | +32.5% |
| Recurring financial charges | 65 | €2,149 | €2,847 | +€699 | +32.5% |
| Profit (loss) for the period before taxes | 9903 | €8,869 | -€20,212 | -€29,081 | |
| Income taxes | 67/77 | €825 | - | -€825 | |
| Profit (loss) for the period | 9904 | €8,044 | -€20,212 | -€28,255 | |
| Profit (loss) for the period to be appropriated | 9905 | €8,044 | -€20,212 | -€28,255 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.