CHAZA IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CHAZA IMMO
NACE 68.121, Development of residential building projects
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€19,010
2024 · -€19,930+€920
Equity
€340,084
2024 · €359,094-€19,010
Cash
€6,539
2024 · €3,102+€3,437
Balance sheet total
€1.2m
2024 · €1.2m-€32,199
Largest movements
Assets
- Receivables after one year -€40,000
down €40,000 (-8.7%), from €460,000 to €420,000
Equity and liabilities
- Debts after one year -€37,794
down €37,794 (-4.8%), from €789,690 to €751,897
- Profit (loss) carried forward -€19,010
down €19,010 (-124%), from -€15,346 to -€34,356
- Trade debts +€13,417
up €13,417 (+398%), from €3,372 to €16,789
Income statement
- Financial income -€1,223
down €1,223 (-10.3%), from €11,818 to €10,595
- Financial charges -€1,155
down €1,155 (-9.5%), from €12,206 to €11,051
- Gross operating margin +€896
up €896 (+21.7%), from €4,119 to €5,015
- Other operating charges -€824
down €824 (-14.9%), from €5,517 to €4,693
- Depreciation +€407
up €407 (+38.3%), from €1,063 to €1,470
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€19,930
Gross operating margin
+€896
Staff costs
-€325
Depreciation
-€407
Other operating charges
+€824
Financial income
-€1,223
Financial charges
+€1,155
Result 2025
-€19,010
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€40,472
Investment
€0
Financing
-€37,036
Cash 2024
€3,102
From operations (derived)
+€40,472
Net result for the year
-€19,010
Depreciation
+€1,470
Receivables after one year
+€40,000
Receivables within one year
-€7,774
Deferred charges and accrued income
+€1,939
Trade debts
+€13,417
Tax, wage and social debts
+€1,191
Other debts
+€9,238
Financing
-€37,036
Debts after one year
-€37,794
Current portion of long-term debt
+€758
Cash 2025
€6,539
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,196,685 | €1,164,486 | -€32,199 | -2.7% |
| Fixed assets | 21/28 | €720,427 | €718,957 | -€1,470 | -0.2% |
| Intangible fixed assets | 21 | €3,347 | €1,877 | -€1,470 | -43.9% |
| Tangible fixed assets | 22/27 | €717,080 | €717,080 | = | 0.0% |
| Land and buildings | 22 | €717,080 | €717,080 | = | 0.0% |
| Current assets | 29/58 | €476,258 | €445,529 | -€30,729 | -6.5% |
| Amounts receivable after more than one year | 29 | €460,000 | €420,000 | -€40,000 | -8.7% |
| Other amounts receivable | 291 | €460,000 | €420,000 | -€40,000 | -8.7% |
| Amounts receivable within one year | 40/41 | €507 | €8,280 | +€7,774 | +1,534% |
| Trade receivables | 40 | €204 | €3,380 | +€3,176 | +1,555% |
| Other amounts receivable | 41 | €302 | €4,900 | +€4,598 | +1,520% |
| Cash at bank and in hand | 54/58 | €3,102 | €6,539 | +€3,437 | +111% |
| Deferred charges and accrued income | 490/1 | €12,649 | €10,709 | -€1,939 | -15.3% |
| Total equity and liabilities | 10/49 | €1,196,685 | €1,164,486 | -€32,199 | -2.7% |
| Equity | 10/15 | €359,094 | €340,084 | -€19,010 | -5.3% |
| Contributions | 10/11 | €197,000 | €197,000 | = | 0.0% |
| Capital | 10 | €197,000 | €197,000 | = | 0.0% |
| Issued capital | 100 | €197,000 | €197,000 | = | 0.0% |
| Reserves | 13 | €177,440 | €177,440 | = | 0.0% |
| Non-distributable reserves | 130/1 | €19,700 | €19,700 | = | 0.0% |
| Legal reserve | 130 | €19,700 | €19,700 | = | 0.0% |
| Tax-exempt reserves | 132 | €2,740 | €2,740 | = | 0.0% |
| Distributable reserves | 133 | €155,000 | €155,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€15,346 | -€34,356 | -€19,010 | -124% |
| Amounts payable | 17/49 | €837,591 | €824,402 | -€13,189 | -1.6% |
| Amounts payable after more than one year | 17 | €789,690 | €751,897 | -€37,794 | -4.8% |
| Financial debts | 170/4 | €789,690 | €751,897 | -€37,794 | -4.8% |
| Amounts payable within one year | 42/48 | €47,141 | €71,745 | +€24,605 | +52.2% |
| Current portion of amounts payable after more than one year | 42 | €37,036 | €37,794 | +€758 | +2.0% |
| Trade debts | 44 | €3,372 | €16,789 | +€13,417 | +398% |
| Suppliers | 440/4 | €3,372 | €16,789 | +€13,417 | +398% |
| Taxes, remuneration and social security | 45 | €4,691 | €5,883 | +€1,191 | +25.4% |
| Taxes | 450/3 | €178 | €1,154 | +€976 | +550% |
| Remuneration and social security | 454/9 | €4,514 | €4,729 | +€215 | +4.8% |
| Other amounts payable | 47/48 | €2,042 | €11,280 | +€9,238 | +452% |
| Accrued charges and deferred income | 492/3 | €760 | €760 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €17,081 | €17,406 | +€325 | +1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,063 | €1,470 | +€407 | +38.3% |
| Other operating charges | 640/8 | €5,517 | €4,693 | -€824 | -14.9% |
| Gross operating margin | 9900 | €4,119 | €5,015 | +€896 | +21.7% |
| Operating profit (loss) | 9901 | -€19,542 | -€18,554 | +€988 | +5.1% |
| Financial income | 75/76B | €11,818 | €10,595 | -€1,223 | -10.3% |
| Recurring financial income | 75 | €11,818 | €10,595 | -€1,223 | -10.3% |
| Financial charges | 65/66B | €12,206 | €11,051 | -€1,155 | -9.5% |
| Recurring financial charges | 65 | €12,206 | €11,051 | -€1,155 | -9.5% |
| Profit (loss) for the period before taxes | 9903 | -€19,930 | -€19,010 | +€920 | +4.6% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€19,930 | -€19,010 | +€920 | +4.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€19,930 | -€19,010 | +€920 | +4.6% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.