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CHAX: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CHAX

BE 0680.772.625
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€37,626
2024 · €101,510-€63,884
Equity
€155,640
2024 · €146,214+€9,426
Cash
€23,801
2024 · €71,148-€47,347
Balance sheet total
€247,423
2024 · €263,887-€16,464

Largest movements

2024 to 2025
Assets
  • Cash -€47,347

    down €47,347 (-66.5%), from €71,148 to €23,801

    mainly Contributions, distributions and other (-€28,200) and Receivables within one year (-€27,776)

  • Receivables within one year +€27,776

    up €27,776 (+499.4%), from €5,562 to €33,338

    of which Trade receivables: +€15,481

  • Current investments +€7,032

    up €7,032 (+135.6%), from €5,187 to €12,219

  • Tangible fixed assets -€3,925

    down €3,925 (-2.2%), from €181,990 to €178,065

    of which Plant, machinery and equipment: -€3,367

Equity and liabilities
  • Profit (loss) carried forward +€15,626

    up €15,626 (+11.3%), from €138,154 to €153,780

  • Other debts -€14,829

    down €14,829 (-98.9%), from €15,000 to €171

  • Debts after one year -€9,230

    down €9,230 (-12.7%), from €72,614 to €63,384

  • Contributions -€6,200

    no longer reported in 2025 (was €6,200)

Income statement
  • Purchases and services +€132,414

    new in 2025: €132,414

  • Gross operating margin -€80,374

    down €80,374 (-56.3%), from €142,716 to €62,342

  • Taxes -€18,712

    down €18,712 (-65.3%), from €28,659 to €9,947

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €101,510
Gross operating margin -€80,374
Depreciation -€1,350
Other operating charges -€125
Financial income +€28
Financial charges -€775
Taxes +€18,712
Result 2025 €37,626

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€3,783
Investment -€13,700
Financing -€37,430
Cash 2024 €71,148
Net result for the year +€37,626
Depreciation +€10,593
Receivables within one year -€27,776
Trade debts -€548
Tax, wage and social debts -€1,283
Other debts -€14,829
Investment in fixed assets (net) -€6,668
Current investments -€7,032
Debts after one year -€9,230
Contributions, distributions and other -€28,200
Cash 2025 €23,801
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €263,887 €247,423 -€16,464 -6.2%
Fixed assets 21/28 €181,990 €178,065 -€3,925 -2.2%
Tangible fixed assets 22/27 €181,990 €178,065 -€3,925 -2.2%
Land and buildings 22 €19,200 €19,200 = 0.0%
Plant, machinery and equipment 23 €156,856 €153,489 -€3,367 -2.1%
Furniture and vehicles 24 €5,934 €5,376 -€558 -9.4%
Current assets 29/58 €81,897 €69,358 -€12,539 -15.3%
Amounts receivable within one year 40/41 €5,562 €33,338 +€27,776 +499.4%
Trade receivables 40 €4,696 €20,177 +€15,481 +329.7%
Other amounts receivable 41 €866 €13,161 +€12,295 +1419.7%
Current investments 50/53 €5,187 €12,219 +€7,032 +135.6%
Cash at bank and in hand 54/58 €71,148 €23,801 -€47,347 -66.5%
Total equity and liabilities 10/49 €263,887 €247,423 -€16,464 -6.2%
Equity 10/15 €146,214 €155,640 +€9,426 +6.4%
Contributions 10/11 €6,200 - -€6,200
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €138,154 €153,780 +€15,626 +11.3%
Amounts payable 17/49 €117,673 €91,783 -€25,890 -22.0%
Amounts payable after more than one year 17 €72,614 €63,384 -€9,230 -12.7%
Financial debts 170/4 €72,614 €63,384 -€9,230 -12.7%
Amounts payable within one year 42/48 €45,059 €28,399 -€16,660 -37.0%
Current portion of amounts payable after more than one year 42 €9,230 €9,230 = 0.0%
Trade debts 44 €613 €65 -€548 -89.4%
Suppliers 440/4 €613 €65 -€548 -89.4%
Taxes, remuneration and social security 45 €20,216 €18,933 -€1,283 -6.3%
Taxes 450/3 €20,216 €18,933 -€1,283 -6.3%
Other amounts payable 47/48 €15,000 €171 -€14,829 -98.9%
Goods, raw materials, services and sundry goods 60/61 - €132,414 +€132,414
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €9,243 €10,593 +€1,350 +14.6%
Other operating charges 640/8 €346 €471 +€125 +36.1%
Gross operating margin 9900 €142,716 €62,342 -€80,374 -56.3%
Operating profit (loss) 9901 €133,127 €51,278 -€81,849 -61.5%
Financial income 75/76B €10 €38 +€28 +280.0%
Recurring financial income 75 €10 €38 +€28 +280.0%
Financial charges 65/66B €2,968 €3,743 +€775 +26.1%
Recurring financial charges 65 €2,968 €3,743 +€775 +26.1%
Profit (loss) for the period before taxes 9903 €130,169 €47,573 -€82,596 -63.5%
Income taxes 67/77 €28,659 €9,947 -€18,712 -65.3%
Profit (loss) for the period 9904 €101,510 €37,626 -€63,884 -62.9%
Profit (loss) for the period to be appropriated 9905 €101,510 €37,626 -€63,884 -62.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.