Chavico: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Chavico
Largest movements
- Receivables within one year -€14,524
down €14,524 (-47.5%), from €30,560 to €16,037
of which Trade receivables: -€20,197
- Cash +€6,622
up €6,622 (+13.8%), from €47,847 to €54,469
mainly Receivables within one year (+€14,524) and Depreciation (+€1,012)
- Tangible fixed assets -€1,012
down €1,012 (-30.1%), from €3,358 to €2,346
- Tax, wage and social debts -€6,559
down €6,559 (-87.1%), from €7,529 to €970
of which Taxes: -€7,359
- Trade debts -€2,277
down €2,277 (-32.2%), from €7,077 to €4,800
- Gross operating margin -€1,868
down €1,868 (-38.0%), from €4,916 to €3,048
- Taxes -€917
down €917 (-61.3%), from €1,497 to €580
- Depreciation +€214
up €214 (+26.8%), from €798 to €1,012
- Other operating charges -€90
down €90 (-12.7%), from €710 to €619
- Financial charges -€69
down €69 (-8.3%), from €835 to €765
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €82,753 | €74,000 | -€8,754 | -10.6% |
| Fixed assets | 21/28 | €3,450 | €2,438 | -€1,012 | -29.3% |
| Tangible fixed assets | 22/27 | €3,358 | €2,346 | -€1,012 | -30.1% |
| Plant, machinery and equipment | 23 | €3,358 | €2,346 | -€1,012 | -30.1% |
| Financial fixed assets | 28 | €93 | €93 | = | 0.0% |
| Current assets | 29/58 | €79,303 | €71,561 | -€7,742 | -9.8% |
| Amounts receivable within one year | 40/41 | €30,560 | €16,037 | -€14,524 | -47.5% |
| Trade receivables | 40 | €29,557 | €9,360 | -€20,197 | -68.3% |
| Other amounts receivable | 41 | €1,003 | €6,676 | +€5,674 | +566% |
| Cash at bank and in hand | 54/58 | €47,847 | €54,469 | +€6,622 | +13.8% |
| Deferred charges and accrued income | 490/1 | €896 | €1,056 | +€160 | +17.9% |
| Total equity and liabilities | 10/49 | €82,753 | €74,000 | -€8,754 | -10.6% |
| Equity | 10/15 | €39,514 | €39,586 | +€71 | +0.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €20,500 | €20,986 | +€486 | +2.4% |
| Distributable reserves | 133 | €20,500 | €20,986 | +€486 | +2.4% |
| Profit (loss) carried forward | 14 | €414 | €0 | -€414 | -100% |
| Amounts payable | 17/49 | €43,239 | €34,414 | -€8,825 | -20.4% |
| Amounts payable after more than one year | 17 | €12,500 | €12,500 | = | 0.0% |
| Financial debts | 170/4 | €12,500 | €12,500 | = | 0.0% |
| Amounts payable within one year | 42/48 | €30,639 | €21,814 | -€8,825 | -28.8% |
| Trade debts | 44 | €7,077 | €4,800 | -€2,277 | -32.2% |
| Suppliers | 440/4 | €7,077 | €4,800 | -€2,277 | -32.2% |
| Taxes, remuneration and social security | 45 | €7,529 | €970 | -€6,559 | -87.1% |
| Taxes | 450/3 | €7,529 | €170 | -€7,359 | -97.7% |
| Remuneration and social security | 454/9 | - | €800 | +€800 | |
| Other amounts payable | 47/48 | €16,033 | €16,044 | +€12 | +0.1% |
| Accrued charges and deferred income | 492/3 | €100 | €100 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €798 | €1,012 | +€214 | +26.8% |
| Other operating charges | 640/8 | €710 | €619 | -€90 | -12.7% |
| Gross operating margin | 9900 | €4,916 | €3,048 | -€1,868 | -38.0% |
| Operating profit (loss) | 9901 | €3,408 | €1,417 | -€1,991 | -58.4% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €835 | €765 | -€69 | -8.3% |
| Recurring financial charges | 65 | €835 | €765 | -€69 | -8.3% |
| Profit (loss) for the period before taxes | 9903 | €2,573 | €651 | -€1,922 | -74.7% |
| Income taxes | 67/77 | €1,497 | €580 | -€917 | -61.3% |
| Profit (loss) for the period | 9904 | €1,076 | €71 | -€1,005 | -93.4% |
| Profit (loss) for the period to be appropriated | 9905 | €1,076 | €71 | -€1,005 | -93.4% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.