CHATMEDIC: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CHATMEDIC
Largest movements
- Cash -€71,802
down €71,802 (-41.0%), from €175,096 to €103,294
mainly Current investments (-€41,605) and Receivables within one year (-€32,805)
- Current investments +€41,605
up €41,605 (+16.3%), from €255,000 to €296,605
- Receivables within one year +€32,805
up €32,805 (+178.9%), from €18,335 to €51,140
of which Other amounts receivable: +€32,890
- Tangible fixed assets -€13,185
down €13,185 (-52.7%), from €25,000 to €11,815
of which Furniture and vehicles: -€12,218
- Tax, wage and social debts -€13,840
no longer reported in 2025 (was €13,840)
- Gross operating margin -€193,043
down €193,043 (-93.9%), from €205,476 to €12,433
- Taxes -€51,204
down €51,204 (-92.9%), from €55,146 to €3,942
- Depreciation -€2,902
down €2,902 (-18.0%), from €16,087 to €13,185
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €478,370 | €465,473 | -€12,897 | -2.7% |
| Fixed assets | 21/28 | €25,000 | €11,815 | -€13,185 | -52.7% |
| Tangible fixed assets | 22/27 | €25,000 | €11,815 | -€13,185 | -52.7% |
| Land and buildings | 22 | €11,222 | €10,534 | -€688 | -6.1% |
| Furniture and vehicles | 24 | €12,660 | €442 | -€12,218 | -96.5% |
| Other tangible fixed assets | 26 | €1,118 | €839 | -€280 | -25.0% |
| Current assets | 29/58 | €453,370 | €453,658 | +€288 | +0.1% |
| Amounts receivable within one year | 40/41 | €18,335 | €51,140 | +€32,805 | +178.9% |
| Trade receivables | 40 | €85 | - | -€85 | |
| Other amounts receivable | 41 | €18,250 | €51,140 | +€32,890 | +180.2% |
| Current investments | 50/53 | €255,000 | €296,605 | +€41,605 | +16.3% |
| Cash at bank and in hand | 54/58 | €175,096 | €103,294 | -€71,802 | -41.0% |
| Deferred charges and accrued income | 490/1 | €4,939 | €2,619 | -€2,320 | -47.0% |
| Total equity and liabilities | 10/49 | €478,370 | €465,473 | -€12,897 | -2.7% |
| Equity | 10/15 | €457,317 | €455,128 | -€2,189 | -0.5% |
| Contributions | 10/11 | €9,048 | €9,048 | = | 0.0% |
| Reserves | 13 | €443,735 | €443,735 | = | 0.0% |
| Distributable reserves | 133 | €443,735 | €443,735 | = | 0.0% |
| Profit (loss) carried forward | 14 | €4,535 | €2,345 | -€2,189 | -48.3% |
| Amounts payable | 17/49 | €21,053 | €10,345 | -€10,708 | -50.9% |
| Amounts payable within one year | 42/48 | €21,052 | €10,345 | -€10,708 | -50.9% |
| Current portion of amounts payable after more than one year | 42 | €768 | - | -€768 | |
| Trade debts | 44 | €54 | €1,000 | +€946 | +1764.3% |
| Suppliers | 440/4 | €54 | €1,000 | +€946 | +1764.3% |
| Taxes, remuneration and social security | 45 | €13,840 | - | -€13,840 | |
| Taxes | 450/3 | €13,840 | - | -€13,840 | |
| Other amounts payable | 47/48 | €6,390 | €9,345 | +€2,954 | +46.2% |
| Accrued charges and deferred income | 492/3 | €0 | - | -€0 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,087 | €13,185 | -€2,902 | -18.0% |
| Other operating charges | 640/8 | €693 | €617 | -€77 | -11.1% |
| Gross operating margin | 9900 | €205,476 | €12,433 | -€193,043 | -93.9% |
| Operating profit (loss) | 9901 | €188,695 | -€1,369 | -€190,064 | |
| Financial income | 75/76B | €4,201 | €3,452 | -€749 | -17.8% |
| Recurring financial income | 75 | €4,201 | €3,452 | -€749 | -17.8% |
| Financial charges | 65/66B | €804 | €330 | -€474 | -58.9% |
| Recurring financial charges | 65 | €804 | €330 | -€474 | -58.9% |
| Profit (loss) for the period before taxes | 9903 | €192,092 | €1,752 | -€190,339 | -99.1% |
| Income taxes | 67/77 | €55,146 | €3,942 | -€51,204 | -92.9% |
| Profit (loss) for the period | 9904 | €136,946 | -€2,189 | -€139,136 | |
| Profit (loss) for the period to be appropriated | 9905 | €136,946 | -€2,189 | -€139,136 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.