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CHARU: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CHARU

BE 0457.892.656
NACE 64.210, Activities of holding companies
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€36,851
2024 · €53,381-€16,530
Equity
€3.9m
2024 · €3.9m+€36,851
Cash
€52,935
2024 · €76,035-€23,099
Balance sheet total
€5.0m
2024 · €5.0m-€12,389

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€51,313

    up €51,313 (+2.1%), from €2.5m to €2.5m

Equity and liabilities
  • Other debts -€50,000

    down €50,000 (-4.6%), from €1.1m to €1.0m

Income statement
  • Financial income -€17,490

    down €17,490 (-18.8%), from €92,834 to €75,344

  • Gross operating margin +€1,510

    up €1,510 (+4.1%), from -€36,793 to -€35,283

  • Financial charges +€491

    up €491 (+30.0%), from €1,635 to €2,126

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €53,381
Gross operating margin +€1,510
Other operating charges -€60
Financial income -€17,490
Financial charges -€491
Result 2025 €36,851

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€57,229
Investment +€34,129
Financing €0
Cash 2024 €76,035
Net result for the year +€36,851
Receivables after one year +€6,494
Receivables within one year -€51,313
Smaller working-capital items -€84
Other debts -€50,000
Accrued charges and deferred income +€823
Current investments +€34,129
Cash 2025 €52,935
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €4,985,046 €4,972,657 -€12,389 -0.2%
Fixed assets 21/28 €1,229,500 €1,229,500 = 0.0%
Financial fixed assets 28 €1,229,500 €1,229,500 = 0.0%
Current assets 29/58 €3,755,546 €3,743,157 -€12,389 -0.3%
Amounts receivable after more than one year 29 €36,952 €30,458 -€6,494 -17.6%
Other amounts receivable 291 €36,952 €30,458 -€6,494 -17.6%
Amounts receivable within one year 40/41 €2,472,752 €2,524,065 +€51,313 +2.1%
Other amounts receivable 41 €2,472,752 €2,524,065 +€51,313 +2.1%
Current investments 50/53 €1,169,162 €1,135,032 -€34,129 -2.9%
Cash at bank and in hand 54/58 €76,035 €52,935 -€23,099 -30.4%
Deferred charges and accrued income 490/1 €646 €666 +€20 +3.2%
Total equity and liabilities 10/49 €4,985,046 €4,972,657 -€12,389 -0.2%
Equity 10/15 €3,886,438 €3,923,289 +€36,851 +0.9%
Contributions 10/11 €302,000 €302,000 = 0.0%
Capital 10 €302,000 €302,000 = 0.0%
Issued capital 100 €302,000 €302,000 = 0.0%
Reserves 13 €3,584,438 €3,621,289 +€36,851 +1.0%
Non-distributable reserves 130/1 €30,200 €30,200 = 0.0%
Legal reserve 130 €30,200 €30,200 = 0.0%
Distributable reserves 133 €3,554,238 €3,591,089 +€36,851 +1.0%
Amounts payable 17/49 €1,098,608 €1,049,368 -€49,240 -4.5%
Amounts payable within one year 42/48 €1,098,608 €1,048,544 -€50,063 -4.6%
Trade debts 44 €1,044 €981 -€63 -6.1%
Suppliers 440/4 €1,044 €981 -€63 -6.1%
Other amounts payable 47/48 €1,097,564 €1,047,564 -€50,000 -4.6%
Accrued charges and deferred income 492/3 - €823 +€823
Other operating charges 640/8 €1,024 €1,084 +€60 +5.8%
Gross operating margin 9900 -€36,793 -€35,283 +€1,510 +4.1%
Operating profit (loss) 9901 -€37,817 -€36,367 +€1,450 +3.8%
Financial income 75/76B €92,834 €75,344 -€17,490 -18.8%
Recurring financial income 75 €92,834 €75,344 -€17,490 -18.8%
Financial charges 65/66B €1,635 €2,126 +€491 +30.0%
Recurring financial charges 65 €1,635 €2,126 +€491 +30.0%
Profit (loss) for the period before taxes 9903 €53,381 €36,851 -€16,530 -31.0%
Profit (loss) for the period 9904 €53,381 €36,851 -€16,530 -31.0%
Profit (loss) for the period to be appropriated 9905 €53,381 €36,851 -€16,530 -31.0%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.