Charpente Habitat: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Charpente Habitat
Largest movements
- Cash +€113,278
up €113,278 (+495%), from €22,903 to €136,181
mainly Contributions, distributions and other (+€66,518) and Depreciation (+€50,418)
- Tangible fixed assets -€48,208
down €48,208 (-6.3%), from €763,686 to €715,478
- Receivables within one year +€20,223
up €20,223 (+141%), from €14,384 to €34,606
of which Trade receivables: +€20,080
- Investment grants +€66,518
new in 2025: €66,518
- Debts after one year -€57,583
down €57,583 (-10.3%), from €557,295 to €499,711
- Profit (loss) carried forward +€46,474
up €46,474 (+138%), from €33,721 to €80,195
- Tax, wage and social debts +€35,472
up €35,472 (+7,797%), from €455 to €35,927
of which Taxes: +€18,620
- Trade debts -€32,509
down €32,509 (-55.1%), from €58,950 to €26,441
- Turnover +€167,622
up €167,622 (+18.0%), from €932,590 to €1.1m
- Gross operating margin +€105,240
up €105,240 (+33.8%), from €310,921 to €416,161
- Purchases and services +€35,146
up €35,146 (+5.1%), from €693,112 to €728,258
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €817,041 | €890,626 | +€73,585 | +9.0% |
| Fixed assets | 21/28 | €771,106 | €719,838 | -€51,268 | -6.6% |
| Intangible fixed assets | 21 | €5,211 | €4,360 | -€850 | -16.3% |
| Tangible fixed assets | 22/27 | €763,686 | €715,478 | -€48,208 | -6.3% |
| Land and buildings | 22 | €600,361 | €580,650 | -€19,711 | -3.3% |
| Plant, machinery and equipment | 23 | €144,115 | €123,353 | -€20,761 | -14.4% |
| Furniture and vehicles | 24 | €19,210 | €11,474 | -€7,736 | -40.3% |
| Financial fixed assets | 28 | €2,210 | €0 | -€2,210 | -100% |
| Current assets | 29/58 | €45,934 | €170,788 | +€124,853 | +272% |
| Amounts receivable within one year | 40/41 | €14,384 | €34,606 | +€20,223 | +141% |
| Trade receivables | 40 | €13,967 | €34,047 | +€20,080 | +144% |
| Other amounts receivable | 41 | €416 | €559 | +€142 | +34.2% |
| Cash at bank and in hand | 54/58 | €22,903 | €136,181 | +€113,278 | +495% |
| Deferred charges and accrued income | 490/1 | €8,647 | - | -€8,647 | |
| Total equity and liabilities | 10/49 | €817,041 | €890,626 | +€73,585 | +9.0% |
| Equity | 10/15 | €41,781 | €154,773 | +€112,992 | +270% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Other | 1319 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €33,721 | €80,195 | +€46,474 | +138% |
| Investment grants | 15 | - | €66,518 | +€66,518 | |
| Amounts payable | 17/49 | €775,260 | €735,853 | -€39,407 | -5.1% |
| Amounts payable after more than one year | 17 | €557,295 | €499,711 | -€57,583 | -10.3% |
| Financial debts | 170/4 | €557,295 | €499,711 | -€57,583 | -10.3% |
| Amounts payable within one year | 42/48 | €217,965 | €205,638 | -€12,326 | -5.7% |
| Current portion of amounts payable after more than one year | 42 | €61,765 | €57,574 | -€4,192 | -6.8% |
| Trade debts | 44 | €58,950 | €26,441 | -€32,509 | -55.1% |
| Suppliers | 440/4 | €58,950 | €26,441 | -€32,509 | -55.1% |
| Taxes, remuneration and social security | 45 | €455 | €35,927 | +€35,472 | +7,797% |
| Taxes | 450/3 | €455 | €19,075 | +€18,620 | +4,093% |
| Remuneration and social security | 454/9 | - | €16,852 | +€16,852 | |
| Other amounts payable | 47/48 | €96,795 | €85,697 | -€11,097 | -11.5% |
| Accrued charges and deferred income | 492/3 | - | €30,503 | +€30,503 | |
| Turnover | 70 | €932,590 | €1,100,212 | +€167,622 | +18.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €693,112 | €728,258 | +€35,146 | +5.1% |
| Remuneration, social security and pensions | 62 | €290,388 | €301,020 | +€10,632 | +3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €44,706 | €50,418 | +€5,712 | +12.8% |
| Other operating charges | 640/8 | €5,743 | €5,368 | -€375 | -6.5% |
| Gross operating margin | 9900 | €310,921 | €416,161 | +€105,240 | +33.8% |
| Operating profit (loss) | 9901 | -€29,917 | €59,355 | +€89,272 | |
| Financial income | 75/76B | €218 | €8,014 | +€7,797 | +3,582% |
| Recurring financial income | 75 | €218 | €8,014 | +€7,797 | +3,582% |
| Financial charges | 65/66B | €17,170 | €20,896 | +€3,726 | +21.7% |
| Recurring financial charges | 65 | €17,170 | €20,896 | +€3,726 | +21.7% |
| Profit (loss) for the period before taxes | 9903 | -€46,869 | €46,474 | +€93,343 | |
| Income taxes | 67/77 | €1,439 | - | -€1,439 | |
| Profit (loss) for the period | 9904 | -€48,308 | €46,474 | +€94,782 | |
| Profit (loss) for the period to be appropriated | 9905 | -€48,308 | €46,474 | +€94,782 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.