CHARMING EUROPE: what changed
You see two financial years side by side: what moved most in the balance sheet and the result, why the result rose or fell and where the money went.
CHARMING EUROPE
Largest movements
- Receivables within one year +€46,783
up €46,783 (+52.4%), from €89,313 to €136,096
of which Trade receivables: +€38,737
- Cash -€34,760
down €34,760 (-49.1%), from €70,769 to €36,009
mainly Receivables within one year (-€46,783) and Trade debts (-€9,513)
- Tangible fixed assets -€5,624
down €5,624 (-75.1%), from €7,490 to €1,866
of which Furniture and vehicles: -€5,593
- Deferred charges and accrued income -€3,557
down €3,557 (-19.9%), from €17,904 to €14,347
- Tax, wage and social debts +€11,004
up €11,004 (+70.1%), from €15,691 to €26,695
of which Taxes: +€7,200
- Trade debts -€9,513
down €9,513 (-15.3%), from €61,983 to €52,470
- Other debts +€2,381
up €2,381 (+5.5%), from €43,238 to €45,620
- Gross operating margin +€111,088
up €111,088 (+57.4%), from €193,394 to €304,482
- Staff costs +€108,920
up €108,920 (+66.0%), from €165,144 to €274,064
- Taxes +€12,265
up €12,265, from -€89 to €12,176
- Depreciation +€4,484
up €4,484 (+200%), from €2,238 to €6,722
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €185,477 | €188,319 | +€2,842 | +1.5% |
| Fixed assets | 21/28 | €7,490 | €1,866 | -€5,624 | -75.1% |
| Tangible fixed assets | 22/27 | €7,490 | €1,866 | -€5,624 | -75.1% |
| Plant, machinery and equipment | 23 | €31 | €0 | -€31 | -100% |
| Furniture and vehicles | 24 | €7,460 | €1,866 | -€5,593 | -75.0% |
| Current assets | 29/58 | €177,986 | €186,452 | +€8,466 | +4.8% |
| Amounts receivable within one year | 40/41 | €89,313 | €136,096 | +€46,783 | +52.4% |
| Trade receivables | 40 | €61,903 | €100,640 | +€38,737 | +62.6% |
| Other amounts receivable | 41 | €27,410 | €35,456 | +€8,046 | +29.4% |
| Cash at bank and in hand | 54/58 | €70,769 | €36,009 | -€34,760 | -49.1% |
| Deferred charges and accrued income | 490/1 | €17,904 | €14,347 | -€3,557 | -19.9% |
| Total equity and liabilities | 10/49 | €185,477 | €188,319 | +€2,842 | +1.5% |
| Equity | 10/15 | €62,009 | €62,619 | +€610 | +1.0% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Reserves | 13 | €12,009 | €12,619 | +€610 | +5.1% |
| Distributable reserves | 133 | €12,009 | €12,619 | +€610 | +5.1% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €123,468 | €125,699 | +€2,232 | +1.8% |
| Amounts payable within one year | 42/48 | €123,468 | €125,699 | +€2,232 | +1.8% |
| Financial debts | 43 | €2,555 | €915 | -€1,640 | -64.2% |
| Credit institutions | 430/8 | €2,555 | €915 | -€1,640 | -64.2% |
| Trade debts | 44 | €61,983 | €52,470 | -€9,513 | -15.3% |
| Suppliers | 440/4 | €61,983 | €52,470 | -€9,513 | -15.3% |
| Taxes, remuneration and social security | 45 | €15,691 | €26,695 | +€11,004 | +70.1% |
| Taxes | 450/3 | €0 | €7,200 | +€7,200 | |
| Remuneration and social security | 454/9 | €15,691 | €19,495 | +€3,804 | +24.2% |
| Other amounts payable | 47/48 | €43,238 | €45,620 | +€2,381 | +5.5% |
| Non-recurring operating income | 76A | €16,000 | €0 | -€16,000 | -100% |
| Remuneration, social security and pensions | 62 | €165,144 | €274,064 | +€108,920 | +66.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,238 | €6,722 | +€4,484 | +200% |
| Other operating charges | 640/8 | €2,567 | €2,471 | -€95 | -3.7% |
| Gross operating margin | 9900 | €193,394 | €304,482 | +€111,088 | +57.4% |
| Operating profit (loss) | 9901 | €23,445 | €21,224 | -€2,221 | -9.5% |
| Financial income | 75/76B | €171 | €23 | -€148 | -86.5% |
| Recurring financial income | 75 | €171 | €23 | -€148 | -86.5% |
| Financial charges | 65/66B | €9,285 | €8,461 | -€823 | -8.9% |
| Recurring financial charges | 65 | €9,285 | €8,461 | -€823 | -8.9% |
| Profit (loss) for the period before taxes | 9903 | €14,332 | €12,786 | -€1,546 | -10.8% |
| Income taxes | 67/77 | -€89 | €12,176 | +€12,265 | |
| Profit (loss) for the period | 9904 | €14,421 | €610 | -€13,811 | -95.8% |
| Profit (loss) for the period to be appropriated | 9905 | €14,421 | €610 | -€13,811 | -95.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.