Charmaison: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Charmaison
Largest movements
- Tangible fixed assets -€21,531
down €21,531 (-11.6%), from €185,213 to €163,682
of which Furniture and vehicles: -€14,337
- Receivables within one year -€8,787
down €8,787 (-27.7%), from €31,753 to €22,965
of which Trade receivables: -€6,140
- Debts after one year -€14,462
down €14,462 (-17.8%), from €81,442 to €66,980
- Trade debts -€13,155
down €13,155 (-85.0%), from €15,473 to €2,318
- Profit (loss) carried forward +€8,686
up €8,686 (+11.4%), from €76,469 to €85,155
- Current portion of long-term debt -€8,589
down €8,589 (-31.2%), from €27,504 to €18,916
- Other debts -€3,813
down €3,813 (-20.5%), from €18,637 to €14,824
- Gross operating margin +€2,011
up €2,011 (+5.3%), from €37,684 to €39,695
- Taxes +€1,892
up €1,892 (+214.1%), from €884 to €2,776
- Depreciation -€1,749
down €1,749 (-7.5%), from €23,281 to €21,531
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €234,805 | €202,950 | -€31,854 | -13.6% |
| Fixed assets | 21/28 | €185,213 | €163,682 | -€21,531 | -11.6% |
| Tangible fixed assets | 22/27 | €185,213 | €163,682 | -€21,531 | -11.6% |
| Land and buildings | 22 | €152,221 | €145,504 | -€6,717 | -4.4% |
| Plant, machinery and equipment | 23 | €384 | €54 | -€330 | -86.0% |
| Furniture and vehicles | 24 | €32,350 | €18,012 | -€14,337 | -44.3% |
| Other tangible fixed assets | 26 | €258 | €112 | -€146 | -56.7% |
| Current assets | 29/58 | €49,592 | €39,269 | -€10,323 | -20.8% |
| Stocks and contracts in progress | 3 | €15,000 | €15,000 | = | 0.0% |
| Stocks | 30/36 | €15,000 | €15,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €31,753 | €22,965 | -€8,787 | -27.7% |
| Trade receivables | 40 | €21,455 | €15,315 | -€6,140 | -28.6% |
| Other amounts receivable | 41 | €10,297 | €7,650 | -€2,647 | -25.7% |
| Cash at bank and in hand | 54/58 | €2,839 | €703 | -€2,136 | -75.2% |
| Deferred charges and accrued income | 490/1 | - | €600 | +€600 | |
| Total equity and liabilities | 10/49 | €234,805 | €202,950 | -€31,854 | -13.6% |
| Equity | 10/15 | €84,529 | €93,215 | +€8,686 | +10.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €76,469 | €85,155 | +€8,686 | +11.4% |
| Amounts payable | 17/49 | €150,275 | €109,735 | -€40,540 | -27.0% |
| Amounts payable after more than one year | 17 | €81,442 | €66,980 | -€14,462 | -17.8% |
| Financial debts | 170/4 | €81,442 | €66,980 | -€14,462 | -17.8% |
| Amounts payable within one year | 42/48 | €68,833 | €42,755 | -€26,078 | -37.9% |
| Current portion of amounts payable after more than one year | 42 | €27,504 | €18,916 | -€8,589 | -31.2% |
| Financial debts | 43 | €5,988 | €6,697 | +€709 | +11.8% |
| Credit institutions | 430/8 | €5,988 | €6,697 | +€709 | +11.8% |
| Trade debts | 44 | €15,473 | €2,318 | -€13,155 | -85.0% |
| Suppliers | 440/4 | €15,473 | €2,318 | -€13,155 | -85.0% |
| Taxes, remuneration and social security | 45 | €1,231 | - | -€1,231 | |
| Taxes | 450/3 | €1,231 | - | -€1,231 | |
| Other amounts payable | 47/48 | €18,637 | €14,824 | -€3,813 | -20.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €23,281 | €21,531 | -€1,749 | -7.5% |
| Other operating charges | 640/8 | €3,482 | €3,179 | -€303 | -8.7% |
| Gross operating margin | 9900 | €37,684 | €39,695 | +€2,011 | +5.3% |
| Operating profit (loss) | 9901 | €10,921 | €14,985 | +€4,063 | +37.2% |
| Financial income | 75/76B | €32 | €140 | +€108 | +334.3% |
| Recurring financial income | 75 | €32 | €140 | +€108 | +334.3% |
| Financial charges | 65/66B | €3,997 | €3,663 | -€334 | -8.3% |
| Recurring financial charges | 65 | €3,997 | €3,663 | -€334 | -8.3% |
| Profit (loss) for the period before taxes | 9903 | €6,957 | €11,462 | +€4,505 | +64.7% |
| Income taxes | 67/77 | €884 | €2,776 | +€1,892 | +214.1% |
| Profit (loss) for the period | 9904 | €6,073 | €8,686 | +€2,612 | +43.0% |
| Profit (loss) for the period to be appropriated | 9905 | €6,073 | €8,686 | +€2,612 | +43.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.