CHARLY'S CONCEPT: what changed
What changed
CHARLY'S CONCEPT
NACE 68.110, Buying and selling of own real estate
filed annual accounts (NBB)
Net result for the year
-€398
2024 · -€2,026+€1,628
Equity
€64,744
2024 · €65,142-€398
Cash
€917
2024 · -+€917
Balance sheet total
€777,942
2024 · €796,150-€18,209
Largest movements
Assets
- Tangible fixed assets -€20,839
down €20,839 (-2.6%), from €795,130 to €774,291
of which Land and buildings: -€16,161
Equity and liabilities
- Debts after one year -€14,075
down €14,075 (-2.2%), from €640,100 to €626,025
of which Other amounts payable: -€10,000
Income statement
- Gross operating margin +€776
up €776 (+3.8%), from €20,250 to €21,025
- Other operating charges -€514
down €514 (-18.6%), from €2,756 to €2,242
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€2,026
Gross operating margin
+€776
Depreciation
+€196
Other operating charges
+€514
Financial income
+€107
Financial charges
+€39
Taxes
-€4
Result 2025
-€398
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€15,096
Investment
+€393
Financing
-€14,573
Cash 2024
€0
From operations (derived)
+€15,096
Net result for the year
-€398
Depreciation
+€20,447
Receivables within one year
-€1,764
Smaller working-capital items
-€18
Provisions
-€1,824
Other debts
-€1,346
Investment (derived)
+€393
Investment in fixed assets (net)
+€393
Financing
-€14,573
Debts after one year
-€14,075
Current portion of long-term debt
+€43
Short-term financial debts
-€541
Cash 2025
€917
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €796,150 | €777,942 | -€18,209 | -2.3% |
| Fixed assets | 21/28 | €795,130 | €774,291 | -€20,839 | -2.6% |
| Tangible fixed assets | 22/27 | €795,130 | €774,291 | -€20,839 | -2.6% |
| Land and buildings | 22 | €772,160 | €755,999 | -€16,161 | -2.1% |
| Furniture and vehicles | 24 | €22,970 | €18,292 | -€4,678 | -20.4% |
| Current assets | 29/58 | €1,020 | €3,651 | +€2,631 | +258% |
| Amounts receivable within one year | 40/41 | - | €1,764 | +€1,764 | |
| Trade receivables | 40 | - | €1,764 | +€1,764 | |
| Cash at bank and in hand | 54/58 | - | €917 | +€917 | |
| Deferred charges and accrued income | 490/1 | €1,020 | €970 | -€50 | -4.9% |
| Total equity and liabilities | 10/49 | €796,150 | €777,942 | -€18,209 | -2.3% |
| Equity | 10/15 | €65,142 | €64,744 | -€398 | -0.6% |
| Contributions | 10/11 | €18,642 | €18,642 | = | 0.0% |
| Reserves | 13 | €235,346 | €229,873 | -€5,473 | -2.3% |
| Tax-exempt reserves | 132 | €235,346 | €229,873 | -€5,473 | -2.3% |
| Profit (loss) carried forward | 14 | -€188,846 | -€183,771 | +€5,075 | +2.7% |
| Provisions and deferred taxes | 16 | €78,449 | €76,624 | -€1,824 | -2.3% |
| Deferred taxes | 168 | €78,449 | €76,624 | -€1,824 | -2.3% |
| Amounts payable | 17/49 | €652,560 | €636,573 | -€15,986 | -2.4% |
| Amounts payable after more than one year | 17 | €640,100 | €626,025 | -€14,075 | -2.2% |
| Financial debts | 170/4 | €5,100 | €1,025 | -€4,075 | -79.9% |
| Other amounts payable | 178/9 | €635,000 | €625,000 | -€10,000 | -1.6% |
| Amounts payable within one year | 42/48 | €11,710 | €9,798 | -€1,912 | -16.3% |
| Current portion of amounts payable after more than one year | 42 | €4,032 | €4,075 | +€43 | +1.1% |
| Financial debts | 43 | €541 | - | -€541 | |
| Credit institutions | 430/8 | €541 | - | -€541 | |
| Trade debts | 44 | €39 | - | -€39 | |
| Suppliers | 440/4 | €39 | - | -€39 | |
| Taxes, remuneration and social security | 45 | €1,493 | €1,464 | -€29 | -2.0% |
| Taxes | 450/3 | €1,493 | €1,464 | -€29 | -2.0% |
| Other amounts payable | 47/48 | €5,605 | €4,259 | -€1,346 | -24.0% |
| Accrued charges and deferred income | 492/3 | €750 | €750 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €20,643 | €20,447 | -€196 | -1.0% |
| Other operating charges | 640/8 | €2,756 | €2,242 | -€514 | -18.6% |
| Gross operating margin | 9900 | €20,250 | €21,025 | +€776 | +3.8% |
| Operating profit (loss) | 9901 | -€3,150 | -€1,664 | +€1,486 | +47.2% |
| Financial income | 75/76B | - | €107 | +€107 | |
| Recurring financial income | 75 | - | €107 | +€107 | |
| Non-recurring financial income | 76B | - | €107 | +€107 | |
| Financial charges | 65/66B | €520 | €481 | -€39 | -7.5% |
| Recurring financial charges | 65 | €520 | €481 | -€39 | -7.5% |
| Profit (loss) for the period before taxes | 9903 | -€3,670 | -€2,038 | +€1,632 | +44.5% |
| Transfer from deferred taxes | 780 | €1,824 | €1,824 | = | 0.0% |
| Income taxes | 67/77 | €180 | €184 | +€4 | +2.2% |
| Profit (loss) for the period | 9904 | -€2,026 | -€398 | +€1,628 | +80.4% |
| Transfer from tax-exempt reserves | 789 | €5,473 | €5,473 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €3,447 | €5,075 | +€1,628 | +47.2% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.