CHARLY-IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CHARLY-IMMO
Largest movements
- Tangible fixed assets +€340,698
up €340,698 (+46.0%), from €741,086 to €1.1m
of which Land and buildings: +€175,190
- Debts after one year +€267,411
up €267,411 (+59.2%), from €451,859 to €719,270
- Other debts +€76,599
up €76,599 (+27.3%), from €280,746 to €357,346
- Profit (loss) carried forward -€17,788
down €17,788 (-60.5%), from -€29,382 to -€47,171
- Current portion of long-term debt +€11,791
up €11,791 (+44.9%), from €26,279 to €38,070
- Gross operating margin -€9,689
down €9,689 (-20.2%), from €48,041 to €38,352
- Depreciation +€8,913
up €8,913 (+31.6%), from €28,234 to €37,147
- Financial charges +€4,355
up €4,355 (+35.2%), from €12,368 to €16,723
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €750,740 | €1,088,504 | +€337,764 | +45.0% |
| Fixed assets | 21/28 | €741,086 | €1,081,784 | +€340,698 | +46.0% |
| Tangible fixed assets | 22/27 | €741,086 | €1,081,784 | +€340,698 | +46.0% |
| Land and buildings | 22 | €741,086 | €916,276 | +€175,190 | +23.6% |
| Assets under construction and advance payments | 27 | €0 | €165,508 | +€165,508 | |
| Current assets | 29/58 | €9,654 | €6,720 | -€2,933 | -30.4% |
| Amounts receivable within one year | 40/41 | €1,350 | €750 | -€600 | -44.4% |
| Other amounts receivable | 41 | €1,350 | €750 | -€600 | -44.4% |
| Cash at bank and in hand | 54/58 | €6,206 | €3,139 | -€3,066 | -49.4% |
| Deferred charges and accrued income | 490/1 | €2,098 | €2,831 | +€733 | +34.9% |
| Total equity and liabilities | 10/49 | €750,740 | €1,088,504 | +€337,764 | +45.0% |
| Equity | 10/15 | -€10,782 | -€28,571 | -€17,788 | -165.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€29,382 | -€47,171 | -€17,788 | -60.5% |
| Amounts payable | 17/49 | €761,522 | €1,117,075 | +€355,553 | +46.7% |
| Amounts payable after more than one year | 17 | €451,859 | €719,270 | +€267,411 | +59.2% |
| Financial debts | 170/4 | €451,859 | €719,270 | +€267,411 | +59.2% |
| Amounts payable within one year | 42/48 | €309,663 | €397,805 | +€88,142 | +28.5% |
| Current portion of amounts payable after more than one year | 42 | €26,279 | €38,070 | +€11,791 | +44.9% |
| Financial debts | 43 | €847 | €847 | = | 0.0% |
| Credit institutions | 430/8 | €847 | €847 | = | 0.0% |
| Trade debts | 44 | €387 | €1,541 | +€1,154 | +297.9% |
| Suppliers | 440/4 | €387 | €1,541 | +€1,154 | +297.9% |
| Taxes, remuneration and social security | 45 | €1,403 | €0 | -€1,403 | -100.0% |
| Taxes | 450/3 | €1,403 | €0 | -€1,403 | -100.0% |
| Other amounts payable | 47/48 | €280,746 | €357,346 | +€76,599 | +27.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,234 | €37,147 | +€8,913 | +31.6% |
| Other operating charges | 640/8 | €1,791 | €2,270 | +€479 | +26.8% |
| Gross operating margin | 9900 | €48,041 | €38,352 | -€9,689 | -20.2% |
| Operating profit (loss) | 9901 | €18,016 | -€1,065 | -€19,081 | |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €12,368 | €16,723 | +€4,355 | +35.2% |
| Recurring financial charges | 65 | €12,368 | €16,723 | +€4,355 | +35.2% |
| Profit (loss) for the period before taxes | 9903 | €5,648 | -€17,788 | -€23,437 | |
| Profit (loss) for the period | 9904 | €5,648 | -€17,788 | -€23,437 | |
| Profit (loss) for the period to be appropriated | 9905 | €5,648 | -€17,788 | -€23,437 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.