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Charlis: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Charlis

BE 0697.649.239
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€21,944
2024 · €14,349+€7,595
Equity
€54,845
2024 · €32,900+€21,944
Cash
€13,197
2024 · €23,839-€10,642
Balance sheet total
€241,301
2024 · €244,588-€3,287

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€28,012

    up €28,012 (+58.8%), from €47,646 to €75,658

    of which Trade receivables: +€27,289

  • Tangible fixed assets -€23,495

    down €23,495 (-15.4%), from €152,220 to €128,725

    of which Other tangible fixed assets: -€19,314

  • Cash -€10,642

    down €10,642 (-44.6%), from €23,839 to €13,197

    mainly Debts after one year (-€29,204) and Receivables within one year (-€28,012)

  • Stocks and contracts +€3,065

    up €3,065 (+115.0%), from €2,665 to €5,730

Equity and liabilities
  • Debts after one year -€29,204

    down €29,204 (-56.0%), from €52,181 to €22,977

  • Reserves +€21,944

    up €21,944 (+95.8%), from €22,900 to €44,845

  • Trade debts +€21,828

    up €21,828 (+35.4%), from €61,623 to €83,451

  • Short-term financial debts -€20,712

    down €20,712 (-82.8%), from €25,000 to €4,288

  • Current portion of long-term debt +€16,981

    up €16,981 (+46.1%), from €36,858 to €53,839

Income statement
  • Staff costs -€29,409

    down €29,409 (-28.6%), from €102,696 to €73,287

  • Gross operating margin -€19,017

    down €19,017 (-10.8%), from €176,813 to €157,796

  • Taxes +€2,200

    up €2,200 (+16.1%), from €13,637 to €15,837

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €14,349
Gross operating margin -€19,017
Staff costs +€29,409
Depreciation -€229
Other operating charges -€1,105
Financial income +€925
Financial charges -€187
Taxes -€2,200
Result 2025 €21,944

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€27,463
Investment -€5,170
Financing -€32,934
Cash 2024 €23,839
Net result for the year +€21,944
Depreciation +€28,665
Stocks and contracts -€3,065
Receivables within one year -€28,012
Deferred charges and accrued income +€227
Trade debts +€21,828
Tax, wage and social debts -€5,833
Advances received +€3,904
Other debts -€12,197
Investment in fixed assets (net) -€5,170
Debts after one year -€29,204
Current portion of long-term debt +€16,981
Short-term financial debts -€20,712
Cash 2025 €13,197
Every line side by side 49 lines
Line Code 2024 2025 Change %
Total assets 20/58 €244,588 €241,301 -€3,287 -1.3%
Fixed assets 21/28 €152,220 €128,725 -€23,495 -15.4%
Tangible fixed assets 22/27 €152,220 €128,725 -€23,495 -15.4%
Plant, machinery and equipment 23 €28,310 €20,282 -€8,028 -28.4%
Furniture and vehicles 24 €1,660 €5,508 +€3,847 +231.7%
Other tangible fixed assets 26 €122,249 €102,935 -€19,314 -15.8%
Current assets 29/58 €92,368 €112,576 +€20,208 +21.9%
Amounts receivable after more than one year 29 €16,453 €16,453 = 0.0%
Other amounts receivable 291 €16,453 €16,453 = 0.0%
Stocks and contracts in progress 3 €2,665 €5,730 +€3,065 +115.0%
Stocks 30/36 €2,665 €5,730 +€3,065 +115.0%
Amounts receivable within one year 40/41 €47,646 €75,658 +€28,012 +58.8%
Trade receivables 40 €27,106 €54,394 +€27,289 +100.7%
Other amounts receivable 41 €20,540 €21,264 +€723 +3.5%
Cash at bank and in hand 54/58 €23,839 €13,197 -€10,642 -44.6%
Deferred charges and accrued income 490/1 €1,765 €1,538 -€227 -12.9%
Total equity and liabilities 10/49 €244,588 €241,301 -€3,287 -1.3%
Equity 10/15 €32,900 €54,845 +€21,944 +66.7%
Contributions 10/11 €10,000 €10,000 = 0.0%
Reserves 13 €22,900 €44,845 +€21,944 +95.8%
Distributable reserves 133 €22,900 €44,845 +€21,944 +95.8%
Amounts payable 17/49 €211,688 €186,456 -€25,231 -11.9%
Amounts payable after more than one year 17 €52,181 €22,977 -€29,204 -56.0%
Financial debts 170/4 €52,181 €22,977 -€29,204 -56.0%
Amounts payable within one year 42/48 €159,507 €163,479 +€3,972 +2.5%
Current portion of amounts payable after more than one year 42 €36,858 €53,839 +€16,981 +46.1%
Financial debts 43 €25,000 €4,288 -€20,712 -82.8%
Credit institutions 430/8 €25,000 €4,288 -€20,712 -82.8%
Trade debts 44 €61,623 €83,451 +€21,828 +35.4%
Suppliers 440/4 €61,623 €83,451 +€21,828 +35.4%
Advances received on contracts in progress 46 €24 €3,928 +€3,904 +16268.5%
Taxes, remuneration and social security 45 €23,805 €17,972 -€5,833 -24.5%
Taxes 450/3 €7,689 €3,701 -€3,988 -51.9%
Remuneration and social security 454/9 €16,116 €14,272 -€1,845 -11.4%
Other amounts payable 47/48 €12,197 - -€12,197
Non-recurring operating income 76A - €826 +€826
Remuneration, social security and pensions 62 €102,696 €73,287 -€29,409 -28.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €28,437 €28,665 +€229 +0.8%
Other operating charges 640/8 €9,930 €11,035 +€1,105 +11.1%
Gross operating margin 9900 €176,813 €157,796 -€19,017 -10.8%
Operating profit (loss) 9901 €35,750 €44,808 +€9,058 +25.3%
Financial income 75/76B €23 €947 +€925 +4088.2%
Recurring financial income 75 €23 €947 +€925 +4088.2%
Financial charges 65/66B €7,787 €7,974 +€187 +2.4%
Recurring financial charges 65 €7,787 €7,974 +€187 +2.4%
Profit (loss) for the period before taxes 9903 €27,986 €37,781 +€9,796 +35.0%
Income taxes 67/77 €13,637 €15,837 +€2,200 +16.1%
Profit (loss) for the period 9904 €14,349 €21,944 +€7,595 +52.9%
Profit (loss) for the period to be appropriated 9905 €14,349 €21,944 +€7,595 +52.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.