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Charlier Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Charlier Construct

BE 0525.965.771
NACE 43.320, Joinery installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€6,996
2024 · €833+€6,163
Equity
€138,930
2024 · €131,934+€6,996
Cash
€7,476
2024 · €1,287+€6,189
Balance sheet total
€518,706
2024 · €492,482+€26,224

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€97,707

    up €97,707 (+41.0%), from €238,470 to €336,177

    of which Trade receivables: +€74,232

  • Stocks and contracts -€63,564

    down €63,564 (-68.9%), from €92,281 to €28,716

  • Tangible fixed assets -€13,901

    down €13,901 (-8.8%), from €157,717 to €143,816

    of which Land and buildings: -€13,850

  • Cash +€6,189

    up €6,189 (+481.0%), from €1,287 to €7,476

    mainly Stocks and contracts (+€63,564) and Trade debts (+€26,027)

Equity and liabilities
  • Trade debts +€26,027

    up €26,027 (+21.0%), from €123,880 to €149,908

  • Debts after one year -€20,372

    down €20,372 (-20.4%), from €99,714 to €79,342

  • Tax, wage and social debts +€13,837

    up €13,837 (+84.8%), from €16,318 to €30,155

    of which Taxes: +€13,837

  • Reserves +€6,996

    up €6,996 (+5.9%), from €119,534 to €126,530

    of which Distributable reserves: +€6,996

Income statement
  • Depreciation -€13,644

    down €13,644 (-39.9%), from €34,160 to €20,516

  • Financial charges +€5,057

    up €5,057 (+47.4%), from €10,680 to €15,737

  • Taxes +€2,979

    up €2,979 (+187.9%), from €1,585 to €4,564

  • Gross operating margin +€2,147

    up €2,147 (+4.7%), from €45,205 to €47,352

  • Other operating charges +€2,031

    up €2,031 (+135.7%), from €1,496 to €3,527

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €833
Gross operating margin +€2,147
Depreciation +€13,644
Write-downs -€0
Other operating charges -€2,031
Financial income +€439
Financial charges -€5,057
Taxes -€2,979
Result 2025 €6,996

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€33,440
Investment -€6,615
Financing -€20,636
Cash 2024 €1,287
Net result for the year +€6,996
Depreciation +€20,516
Stocks and contracts +€63,564
Receivables within one year -€97,707
Deferred charges and accrued income +€207
Trade debts +€26,027
Tax, wage and social debts +€13,837
Investment in fixed assets (net) -€6,615
Debts after one year -€20,372
Current portion of long-term debt -€264
Cash 2025 €7,476
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €492,482 €518,706 +€26,224 +5.3%
Fixed assets 21/28 €157,717 €143,816 -€13,901 -8.8%
Intangible fixed assets 21 €0 - =
Tangible fixed assets 22/27 €157,717 €143,816 -€13,901 -8.8%
Land and buildings 22 €144,650 €130,800 -€13,850 -9.6%
Plant, machinery and equipment 23 €9,301 €8,762 -€539 -5.8%
Furniture and vehicles 24 €3,766 €4,254 +€487 +12.9%
Current assets 29/58 €334,765 €374,890 +€40,125 +12.0%
Stocks and contracts in progress 3 €92,281 €28,716 -€63,564 -68.9%
Stocks 30/36 €92,281 €28,716 -€63,564 -68.9%
Amounts receivable within one year 40/41 €238,470 €336,177 +€97,707 +41.0%
Trade receivables 40 €127,861 €202,093 +€74,232 +58.1%
Other amounts receivable 41 €110,609 €134,084 +€23,475 +21.2%
Cash at bank and in hand 54/58 €1,287 €7,476 +€6,189 +481.0%
Deferred charges and accrued income 490/1 €2,727 €2,520 -€207 -7.6%
Total equity and liabilities 10/49 €492,482 €518,706 +€26,224 +5.3%
Equity 10/15 €131,934 €138,930 +€6,996 +5.3%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €119,534 €126,530 +€6,996 +5.9%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Distributable reserves 133 €119,534 €126,530 +€6,996 +5.9%
Amounts payable 17/49 €360,548 €379,776 +€19,228 +5.3%
Amounts payable after more than one year 17 €99,714 €79,342 -€20,372 -20.4%
Financial debts 170/4 €99,714 €79,342 -€20,372 -20.4%
Amounts payable within one year 42/48 €260,834 €300,435 +€39,600 +15.2%
Current portion of amounts payable after more than one year 42 €120,636 €120,372 -€264 -0.2%
Trade debts 44 €123,880 €149,908 +€26,027 +21.0%
Suppliers 440/4 €123,880 €149,908 +€26,027 +21.0%
Taxes, remuneration and social security 45 €16,318 €30,155 +€13,837 +84.8%
Taxes 450/3 €14,285 €28,122 +€13,837 +96.9%
Remuneration and social security 454/9 €2,032 €2,032 +€0 0.0%
Non-recurring operating income 76A €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €34,160 €20,516 -€13,644 -39.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €3,620 €3,620 +€0 0.0%
Other operating charges 640/8 €1,496 €3,527 +€2,031 +135.7%
Gross operating margin 9900 €45,205 €47,352 +€2,147 +4.7%
Operating profit (loss) 9901 €5,929 €19,689 +€13,760 +232.1%
Financial income 75/76B €7,169 €7,608 +€439 +6.1%
Recurring financial income 75 €7,169 €7,608 +€439 +6.1%
Financial charges 65/66B €10,680 €15,737 +€5,057 +47.4%
Recurring financial charges 65 €10,680 €15,737 +€5,057 +47.4%
Profit (loss) for the period before taxes 9903 €2,418 €11,560 +€9,142 +378.1%
Income taxes 67/77 €1,585 €4,564 +€2,979 +187.9%
Profit (loss) for the period 9904 €833 €6,996 +€6,163 +740.3%
Profit (loss) for the period to be appropriated 9905 €833 €6,996 +€6,163 +740.3%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.