Charick: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Charick
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1.0m
2024 · €714,714+€316,154
Equity
€23.8m
2024 · €22.8m+€1.0m
Cash
€32,272
2024 · €25,861+€6,411
Balance sheet total
€28.4m
2024 · €27.8m+€580,237
Largest movements
Assets
- Receivables within one year +€440,739
up €440,739 (+36.8%), from €1.2m to €1.6m
of which Other amounts receivable: +€440,149
Equity and liabilities
- Reserves +€1.0m
up €1.0m (+4.9%), from €21.2m to €22.2m
of which Distributable reserves: +€1.0m
Income statement
- Taxes -€200,374
down €200,374 (-97.7%), from €205,108 to €4,735
- Gross operating margin +€106,836
up €106,836 (+69.0%), from -€154,791 to -€47,955
- Financial income -€57,523
down €57,523 (-4.8%), from €1.2m to €1.1m
- Other operating charges -€52,895
down €52,895 (-82.9%), from €63,832 to €10,938
- Financial charges -€13,572
down €13,572 (-21.9%), from €61,940 to €48,368
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€714,714
Gross operating margin
+€106,836
Other operating charges
+€52,895
Financial income
-€57,523
Financial charges
+€13,572
Taxes
+€200,374
Result 2025
€1.0m
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€452,334
Investment
-€109,903
Financing
-€336,021
Cash 2024
€25,861
From operations (derived)
+€452,334
Net result for the year
+€1.0m
Receivables after one year
-€22,500
Receivables within one year
-€440,739
Deferred charges and accrued income
-€684
Trade debts
-€60,968
Other debts
-€53,642
Investment (derived)
-€109,903
Current investments
-€109,903
Financing
-€336,021
Debts after one year
-€202,687
Short-term financial debts
-€133,333
Cash 2025
€32,272
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €27,806,616 | €28,386,853 | +€580,237 | +2.1% |
| Fixed assets | 21/28 | €23,574,894 | €23,574,894 | = | 0.0% |
| Tangible fixed assets | 22/27 | €7,277,241 | €7,277,241 | = | 0.0% |
| Land and buildings | 22 | €7,225,089 | €7,225,089 | = | 0.0% |
| Plant, machinery and equipment | 23 | €52,152 | €52,152 | = | 0.0% |
| Financial fixed assets | 28 | €16,297,653 | €16,297,653 | = | 0.0% |
| Current assets | 29/58 | €4,231,722 | €4,811,959 | +€580,237 | +13.7% |
| Amounts receivable after more than one year | 29 | €657,000 | €679,500 | +€22,500 | +3.4% |
| Other amounts receivable | 291 | €657,000 | €679,500 | +€22,500 | +3.4% |
| Amounts receivable within one year | 40/41 | €1,198,539 | €1,639,278 | +€440,739 | +36.8% |
| Trade receivables | 40 | €17,472 | €18,062 | +€590 | +3.4% |
| Other amounts receivable | 41 | €1,181,067 | €1,621,216 | +€440,149 | +37.3% |
| Current investments | 50/53 | €2,347,318 | €2,457,221 | +€109,903 | +4.7% |
| Cash at bank and in hand | 54/58 | €25,861 | €32,272 | +€6,411 | +24.8% |
| Deferred charges and accrued income | 490/1 | €3,004 | €3,689 | +€684 | +22.8% |
| Total equity and liabilities | 10/49 | €27,806,616 | €28,386,853 | +€580,237 | +2.1% |
| Equity | 10/15 | €22,780,710 | €23,811,577 | +€1.0m | +4.5% |
| Contributions | 10/11 | €1,615,000 | €1,615,000 | = | 0.0% |
| Capital | 10 | €1,615,000 | €1,615,000 | = | 0.0% |
| Issued capital | 100 | €1,615,000 | €1,615,000 | = | 0.0% |
| Reserves | 13 | €21,165,710 | €22,196,577 | +€1.0m | +4.9% |
| Non-distributable reserves | 130/1 | €161,500 | €161,500 | = | 0.0% |
| Legal reserve | 130 | €161,500 | €161,500 | = | 0.0% |
| Tax-exempt reserves | 132 | €631,308 | €631,308 | = | 0.0% |
| Distributable reserves | 133 | €20,372,902 | €21,403,770 | +€1.0m | +5.1% |
| Amounts payable | 17/49 | €5,025,906 | €4,575,275 | -€450,631 | -9.0% |
| Amounts payable after more than one year | 17 | €734,992 | €532,305 | -€202,687 | -27.6% |
| Financial debts | 170/4 | €734,992 | €532,305 | -€202,687 | -27.6% |
| Amounts payable within one year | 42/48 | €4,290,914 | €4,042,971 | -€247,944 | -5.8% |
| Current portion of amounts payable after more than one year | 42 | €200,000 | €200,000 | = | 0.0% |
| Financial debts | 43 | €666,667 | €533,333 | -€133,333 | -20.0% |
| Credit institutions | 430/8 | €666,667 | €533,333 | -€133,333 | -20.0% |
| Trade debts | 44 | €125,312 | €64,344 | -€60,968 | -48.7% |
| Suppliers | 440/4 | €125,312 | €64,344 | -€60,968 | -48.7% |
| Taxes, remuneration and social security | 45 | €47,486 | €47,486 | = | 0.0% |
| Taxes | 450/3 | €47,486 | €47,486 | = | 0.0% |
| Other amounts payable | 47/48 | €3,251,449 | €3,197,807 | -€53,642 | -1.6% |
| Other operating charges | 640/8 | €63,832 | €10,938 | -€52,895 | -82.9% |
| Gross operating margin | 9900 | -€154,791 | -€47,955 | +€106,836 | +69.0% |
| Operating profit (loss) | 9901 | -€218,623 | -€58,893 | +€159,731 | +73.1% |
| Financial income | 75/76B | €1,200,386 | €1,142,863 | -€57,523 | -4.8% |
| Recurring financial income | 75 | €1,200,386 | €1,142,863 | -€57,523 | -4.8% |
| Financial charges | 65/66B | €61,940 | €48,368 | -€13,572 | -21.9% |
| Recurring financial charges | 65 | €61,940 | €48,368 | -€13,572 | -21.9% |
| Profit (loss) for the period before taxes | 9903 | €919,823 | €1,035,603 | +€115,780 | +12.6% |
| Income taxes | 67/77 | €205,108 | €4,735 | -€200,374 | -97.7% |
| Profit (loss) for the period | 9904 | €714,714 | €1,030,868 | +€316,154 | +44.2% |
| Profit (loss) for the period to be appropriated | 9905 | €714,714 | €1,030,868 | +€316,154 | +44.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.