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CHANDI'S: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CHANDI'S

BE 0471.787.016
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€2,608
2023 · -€2,116-€492
Equity
-€5,605
2023 · -€2,998-€2,608
Cash
€11,570
2023 · €13,933-€2,362
Balance sheet total
€53,483
2023 · €53,802-€319

Largest movements

2023 to 2024
Assets
  • Cash -€2,362

    down €2,362 (-17.0%), from €13,933 to €11,570

    mainly Net result for the year (-€2,608) and Receivables within one year (-€1,743)

  • Receivables within one year +€1,743

    up €1,743 (+5.8%), from €30,250 to €31,993

    of which Other amounts receivable: +€1,654

Equity and liabilities
  • Profit (loss) carried forward -€2,608

    down €2,608 (-10.4%), from -€24,998 to -€27,605

  • Trade debts +€1,797

    up €1,797 (+128.2%), from €1,402 to €3,199

Income statement
  • Depreciation -€3,441

    no longer reported in 2024 (was €3,441)

  • Taxes +€2,220

    up €2,220 (+71.6%), from €3,100 to €5,320

  • Other operating charges +€1,767

    up €1,767 (+348.3%), from €507 to €2,275

  • Financial charges +€1,148

    up €1,148 (+356.1%), from €322 to €1,470

  • Financial income +€674

    up €674 (+1752.7%), from €38 to €712

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€2,116
Gross operating margin +€422
Staff costs +€106
Depreciation +€3,441
Other operating charges -€1,767
Financial income +€674
Financial charges -€1,148
Taxes -€2,220
Result 2024 -€2,608

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,062
Investment -€300
Financing €0
Cash 2023 €13,933
Net result for the year -€2,608
Receivables within one year -€1,743
Trade debts +€1,797
Tax, wage and social debts +€491
Investment in fixed assets (net) -€300
Cash 2024 €11,570
Every line side by side 46 lines
Line Code 2023 2024 Change %
Total assets 20/58 €53,802 €53,483 -€319 -0.6%
Fixed assets 21/28 €349 €649 +€300 +86.1%
Tangible fixed assets 22/27 €0 €0 = 0.0%
Plant, machinery and equipment 23 €0 €0 = 0.0%
Furniture and vehicles 24 €0 €0 = 0.0%
Financial fixed assets 28 €349 €649 +€300 +86.1%
Current assets 29/58 €53,453 €52,834 -€619 -1.2%
Amounts receivable after more than one year 29 €9,271 €9,271 = 0.0%
Other amounts receivable 291 €9,271 €9,271 = 0.0%
Amounts receivable within one year 40/41 €30,250 €31,993 +€1,743 +5.8%
Trade receivables 40 €14,045 €14,134 +€89 +0.6%
Other amounts receivable 41 €16,205 €17,859 +€1,654 +10.2%
Cash at bank and in hand 54/58 €13,933 €11,570 -€2,362 -17.0%
Total equity and liabilities 10/49 €53,802 €53,483 -€319 -0.6%
Equity 10/15 -€2,998 -€5,605 -€2,608 -87.0%
Contributions 10/11 €20,000 €20,000 = 0.0%
Capital 10 €20,000 €20,000 = 0.0%
Issued capital 100 €20,000 €20,000 = 0.0%
Reserves 13 €2,000 €2,000 = 0.0%
Non-distributable reserves 130/1 €2,000 €2,000 = 0.0%
Legal reserve 130 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 -€24,998 -€27,605 -€2,608 -10.4%
Amounts payable 17/49 €56,800 €59,088 +€2,288 +4.0%
Amounts payable after more than one year 17 €34,461 €34,461 = 0.0%
Financial debts 170/4 €34,461 €34,461 = 0.0%
Amounts payable within one year 42/48 €22,339 €24,627 +€2,288 +10.2%
Trade debts 44 €1,402 €3,199 +€1,797 +128.2%
Suppliers 440/4 €1,402 €3,199 +€1,797 +128.2%
Advances received on contracts in progress 46 €2,725 €2,725 = 0.0%
Taxes, remuneration and social security 45 €612 €1,103 +€491 +80.2%
Taxes 450/3 €523 €1,013 +€491 +93.9%
Remuneration and social security 454/9 €89 €89 = 0.0%
Other amounts payable 47/48 €17,600 €17,600 = 0.0%
Remuneration, social security and pensions 62 €106 - -€106
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,441 - -€3,441
Other operating charges 640/8 €507 €2,275 +€1,767 +348.3%
Gross operating margin 9900 €5,323 €5,745 +€422 +7.9%
Operating profit (loss) 9901 €1,268 €3,470 +€2,202 +173.6%
Financial income 75/76B €38 €712 +€674 +1752.7%
Recurring financial income 75 €38 €712 +€674 +1752.7%
Financial charges 65/66B €322 €1,470 +€1,148 +356.1%
Recurring financial charges 65 €322 €1,470 +€1,148 +356.1%
Profit (loss) for the period before taxes 9903 €985 €2,713 +€1,728 +175.5%
Income taxes 67/77 €3,100 €5,320 +€2,220 +71.6%
Profit (loss) for the period 9904 -€2,116 -€2,608 -€492 -23.2%
Profit (loss) for the period to be appropriated 9905 -€2,116 -€2,608 -€492 -23.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.