CHANCE & CO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CHANCE & CO
Largest movements
- Cash -€18,912
down €18,912 (-63.4%), from €29,846 to €10,934
mainly Contributions, distributions and other (-€140,553) and Debts after one year (-€26,470)
- Tangible fixed assets -€5,999
down €5,999 (-2.4%), from €250,769 to €244,770
- Other debts +€94,411
up €94,411, from €0 to €94,411
- Contributions -€61,000
down €61,000 (-98.4%), from €62,000 to €1,000
- Debts after one year -€26,470
down €26,470 (-28.1%), from €94,113 to €67,643
- Reserves -€12,041
down €12,041 (-13.7%), from €87,588 to €75,547
- Tax, wage and social debts -€10,015
down €10,015 (-98.5%), from €10,166 to €151
- Gross operating margin +€26,625
up €26,625 (+38.4%), from €69,384 to €96,009
- Taxes -€6,925
down €6,925 (-45.7%), from €15,166 to €8,241
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €291,635 | €267,895 | -€23,740 | -8.1% |
| Fixed assets | 21/28 | €250,769 | €244,770 | -€5,999 | -2.4% |
| Tangible fixed assets | 22/27 | €250,769 | €244,770 | -€5,999 | -2.4% |
| Land and buildings | 22 | €250,769 | €244,770 | -€5,999 | -2.4% |
| Current assets | 29/58 | €40,865 | €23,125 | -€17,741 | -43.4% |
| Amounts receivable within one year | 40/41 | €8,832 | €9,935 | +€1,102 | +12.5% |
| Trade receivables | 40 | €8,749 | €9,023 | +€275 | +3.1% |
| Other amounts receivable | 41 | €83 | €911 | +€828 | +993% |
| Cash at bank and in hand | 54/58 | €29,846 | €10,934 | -€18,912 | -63.4% |
| Deferred charges and accrued income | 490/1 | €2,187 | €2,256 | +€69 | +3.1% |
| Total equity and liabilities | 10/49 | €291,635 | €267,895 | -€23,740 | -8.1% |
| Equity | 10/15 | €149,588 | €76,547 | -€73,041 | -48.8% |
| Contributions | 10/11 | €62,000 | €1,000 | -€61,000 | -98.4% |
| Reserves | 13 | €87,588 | €75,547 | -€12,041 | -13.7% |
| Distributable reserves | 133 | €87,588 | €75,547 | -€12,041 | -13.7% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €142,046 | €191,348 | +€49,301 | +34.7% |
| Amounts payable after more than one year | 17 | €94,113 | €67,643 | -€26,470 | -28.1% |
| Financial debts | 170/4 | €94,113 | €67,643 | -€26,470 | -28.1% |
| Amounts payable within one year | 42/48 | €45,447 | €121,104 | +€75,657 | +166% |
| Current portion of amounts payable after more than one year | 42 | €25,328 | €26,470 | +€1,142 | +4.5% |
| Trade debts | 44 | €9,953 | €73 | -€9,880 | -99.3% |
| Suppliers | 440/4 | €9,953 | €73 | -€9,880 | -99.3% |
| Taxes, remuneration and social security | 45 | €10,166 | €151 | -€10,015 | -98.5% |
| Taxes | 450/3 | €10,166 | €151 | -€10,015 | -98.5% |
| Other amounts payable | 47/48 | €0 | €94,411 | +€94,411 | |
| Accrued charges and deferred income | 492/3 | €2,487 | €2,601 | +€114 | +4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,999 | €5,999 | +€0 | 0.0% |
| Other operating charges | 640/8 | €9,430 | €9,537 | +€107 | +1.1% |
| Gross operating margin | 9900 | €69,384 | €96,009 | +€26,625 | +38.4% |
| Operating profit (loss) | 9901 | €53,955 | €80,473 | +€26,518 | +49.1% |
| Financial income | 75/76B | €0 | €177 | +€177 | +1,772,300% |
| Recurring financial income | 75 | €0 | €177 | +€177 | +1,772,300% |
| Financial charges | 65/66B | €3,982 | €4,897 | +€914 | +23.0% |
| Recurring financial charges | 65 | €3,982 | €4,897 | +€914 | +23.0% |
| Profit (loss) for the period before taxes | 9903 | €49,973 | €75,754 | +€25,781 | +51.6% |
| Income taxes | 67/77 | €15,166 | €8,241 | -€6,925 | -45.7% |
| Profit (loss) for the period | 9904 | €34,807 | €67,513 | +€32,705 | +94.0% |
| Profit (loss) for the period to be appropriated | 9905 | €34,807 | €67,513 | +€32,705 | +94.0% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.