Chamizo Fietsen: what changed
What changed
Chamizo Fietsen
NACE 47.632, Retail sale of bicycles
filed annual accounts (NBB)
Net result for the year
€557,000
2024 · €471,762+€85,238
Equity
€3.3m
2024 · €3.3m+€7,000
Cash
€455,835
2024 · €1.0m-€587,124
Balance sheet total
€5.0m
2024 · €5.2m-€179,705
Largest movements
Assets
- Cash -€587,124
down €587,124 (-56.3%), from €1.0m to €455,835
mainly Contributions, distributions and other (-€550,000) and Current investments (-€300,000)
- Current investments +€300,000
up €300,000 (+338%), from €88,637 to €388,637
- Receivables within one year +€71,735
up €71,735 (+16.7%), from €430,716 to €502,451
of which Trade receivables: +€55,050
Equity and liabilities
- Other debts -€104,897
down €104,897 (-8.8%), from €1.2m to €1.1m
- Tax, wage and social debts -€59,618
down €59,618 (-25.5%), from €233,820 to €174,203
of which Taxes: -€33,737
Income statement
- Gross operating margin +€209,320
up €209,320 (+10.6%), from €2.0m to €2.2m
- Staff costs +€53,456
up €53,456 (+4.5%), from €1.2m to €1.3m
- Write-downs +€42,304
new in 2025: €42,304
- Taxes +€36,376
up €36,376 (+22.2%), from €163,930 to €200,306
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€471,762
Gross operating margin
+€209,320
Staff costs
-€53,456
Depreciation
-€17,698
Write-downs
-€42,304
Other operating charges
+€14,934
Financial income
+€9,932
Financial charges
+€886
Taxes
-€36,376
Result 2025
€557,000
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€420,560
Investment
-€437,987
Financing
-€569,697
Cash 2024
€1.0m
From operations (derived)
+€420,560
Net result for the year
+€557,000
Depreciation
+€159,779
Stocks and contracts
-€47,023
Receivables within one year
-€71,735
Deferred charges and accrued income
-€10,453
Trade debts
-€2,492
Tax, wage and social debts
-€59,618
Other debts
-€104,897
Investment (derived)
-€437,987
Investment in fixed assets (net)
-€137,987
Current investments
-€300,000
Financing
-€569,697
Debts after one year
-€20,318
Current portion of long-term debt
+€621
Contributions, distributions and other
-€550,000
Cash 2025
€455,835
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,197,472 | €5,017,768 | -€179,705 | -3.5% |
| Fixed assets | 21/28 | €507,586 | €485,795 | -€21,792 | -4.3% |
| Intangible fixed assets | 21 | €6,677 | €4,194 | -€2,483 | -37.2% |
| Tangible fixed assets | 22/27 | €499,975 | €480,667 | -€19,308 | -3.9% |
| Land and buildings | 22 | €213,030 | €170,636 | -€42,395 | -19.9% |
| Plant, machinery and equipment | 23 | €63,796 | €61,093 | -€2,703 | -4.2% |
| Furniture and vehicles | 24 | €196,149 | €221,938 | +€25,789 | +13.1% |
| Other tangible fixed assets | 26 | €27,000 | €27,000 | = | 0.0% |
| Financial fixed assets | 28 | €934 | €934 | = | 0.0% |
| Current assets | 29/58 | €4,689,886 | €4,531,973 | -€157,913 | -3.4% |
| Stocks and contracts in progress | 3 | €3,120,669 | €3,167,692 | +€47,023 | +1.5% |
| Stocks | 30/36 | €3,120,669 | €3,167,692 | +€47,023 | +1.5% |
| Amounts receivable within one year | 40/41 | €430,716 | €502,451 | +€71,735 | +16.7% |
| Trade receivables | 40 | €398,884 | €453,934 | +€55,050 | +13.8% |
| Other amounts receivable | 41 | €31,832 | €48,517 | +€16,684 | +52.4% |
| Current investments | 50/53 | €88,637 | €388,637 | +€300,000 | +338% |
| Cash at bank and in hand | 54/58 | €1,042,959 | €455,835 | -€587,124 | -56.3% |
| Deferred charges and accrued income | 490/1 | €6,904 | €17,358 | +€10,453 | +151% |
| Total equity and liabilities | 10/49 | €5,197,472 | €5,017,768 | -€179,705 | -3.5% |
| Equity | 10/15 | €3,253,862 | €3,260,862 | +€7,000 | +0.2% |
| Contributions | 10/11 | €24,800 | €24,800 | = | 0.0% |
| Reserves | 13 | €3,229,062 | €3,236,062 | +€7,000 | +0.2% |
| Distributable reserves | 133 | €3,229,062 | €3,236,062 | +€7,000 | +0.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €1,943,610 | €1,756,906 | -€186,704 | -9.6% |
| Amounts payable after more than one year | 17 | €74,889 | €54,570 | -€20,318 | -27.1% |
| Financial debts | 170/4 | €74,889 | €54,570 | -€20,318 | -27.1% |
| Amounts payable within one year | 42/48 | €1,868,722 | €1,702,335 | -€166,386 | -8.9% |
| Current portion of amounts payable after more than one year | 42 | €19,697 | €20,318 | +€621 | +3.2% |
| Trade debts | 44 | €161,852 | €159,359 | -€2,492 | -1.5% |
| Suppliers | 440/4 | €161,852 | €159,359 | -€2,492 | -1.5% |
| Advances received on contracts in progress | 46 | €266,463 | €266,463 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €233,820 | €174,203 | -€59,618 | -25.5% |
| Taxes | 450/3 | €103,324 | €69,586 | -€33,737 | -32.7% |
| Remuneration and social security | 454/9 | €130,496 | €104,616 | -€25,880 | -19.8% |
| Other amounts payable | 47/48 | €1,186,890 | €1,081,992 | -€104,897 | -8.8% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €1,198,701 | €1,252,157 | +€53,456 | +4.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €142,081 | €159,779 | +€17,698 | +12.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €42,304 | +€42,304 | |
| Other operating charges | 640/8 | €38,625 | €23,691 | -€14,934 | -38.7% |
| Gross operating margin | 9900 | €1,978,200 | €2,187,520 | +€209,320 | +10.6% |
| Operating profit (loss) | 9901 | €598,793 | €709,589 | +€110,796 | +18.5% |
| Financial income | 75/76B | €59,219 | €69,151 | +€9,932 | +16.8% |
| Recurring financial income | 75 | €59,219 | €69,151 | +€9,932 | +16.8% |
| Financial charges | 65/66B | €22,321 | €21,434 | -€886 | -4.0% |
| Recurring financial charges | 65 | €22,321 | €21,434 | -€886 | -4.0% |
| Profit (loss) for the period before taxes | 9903 | €635,692 | €757,306 | +€121,614 | +19.1% |
| Income taxes | 67/77 | €163,930 | €200,306 | +€36,376 | +22.2% |
| Profit (loss) for the period | 9904 | €471,762 | €557,000 | +€85,238 | +18.1% |
| Profit (loss) for the period to be appropriated | 9905 | €471,762 | €557,000 | +€85,238 | +18.1% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.