CHAMBEGO INVEST: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CHAMBEGO INVEST
Largest movements
- Cash +€2,452
up €2,452 (+2.2%), from €112,945 to €115,397
mainly Net result for the year (+€9,450) and Other debts (+€6,163)
- Other debts +€6,163
up €6,163 (+56.3%), from €10,955 to €17,118
- Reserves -€3,632
down €3,632 (-3.9%), from €94,202 to €90,571
of which Distributable reserves: -€3,632
- Gross operating margin -€4,516
down €4,516 (-17.5%), from €25,810 to €21,294
- Taxes -€1,546
down €1,546 (-26.2%), from €5,896 to €4,350
- Other operating charges +€325
up €325 (+5.0%), from €6,553 to €6,878
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €170,282 | €173,208 | +€2,926 | +1.7% |
| Fixed assets | 21/28 | €47,978 | €46,783 | -€1,196 | -2.5% |
| Tangible fixed assets | 22/27 | €47,978 | €46,783 | -€1,196 | -2.5% |
| Land and buildings | 22 | €44,323 | €44,323 | = | 0.0% |
| Plant, machinery and equipment | 23 | €3,655 | €2,459 | -€1,196 | -32.7% |
| Current assets | 29/58 | €122,303 | €126,425 | +€4,122 | +3.4% |
| Amounts receivable within one year | 40/41 | €6,152 | €7,783 | +€1,632 | +26.5% |
| Trade receivables | 40 | €6,152 | €5,943 | -€209 | -3.4% |
| Other amounts receivable | 41 | €0 | €1,840 | +€1,840 | |
| Current investments | 50/53 | €2,261 | €2,258 | -€3 | -0.1% |
| Cash at bank and in hand | 54/58 | €112,945 | €115,397 | +€2,452 | +2.2% |
| Deferred charges and accrued income | 490/1 | €946 | €987 | +€41 | +4.3% |
| Total equity and liabilities | 10/49 | €170,282 | €173,208 | +€2,926 | +1.7% |
| Equity | 10/15 | €157,757 | €154,575 | -€3,182 | -2.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €94,202 | €90,571 | -€3,632 | -3.9% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €92,342 | €88,711 | -€3,632 | -3.9% |
| Profit (loss) carried forward | 14 | €44,954 | €45,404 | +€450 | +1.0% |
| Amounts payable | 17/49 | €12,525 | €18,633 | +€6,108 | +48.8% |
| Amounts payable within one year | 42/48 | €12,525 | €18,633 | +€6,108 | +48.8% |
| Trade debts | 44 | €334 | €73 | -€262 | -78.3% |
| Suppliers | 440/4 | €334 | €73 | -€262 | -78.3% |
| Taxes, remuneration and social security | 45 | €1,236 | €1,443 | +€207 | +16.7% |
| Taxes | 450/3 | €1,236 | €1,443 | +€207 | +16.7% |
| Other amounts payable | 47/48 | €10,955 | €17,118 | +€6,163 | +56.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,196 | €1,196 | = | 0.0% |
| Other operating charges | 640/8 | €6,553 | €6,878 | +€325 | +5.0% |
| Gross operating margin | 9900 | €25,810 | €21,294 | -€4,516 | -17.5% |
| Operating profit (loss) | 9901 | €18,061 | €13,220 | -€4,841 | -26.8% |
| Financial income | 75/76B | €592 | €634 | +€42 | +7.1% |
| Recurring financial income | 75 | €592 | €634 | +€42 | +7.1% |
| Financial charges | 65/66B | €68 | €55 | -€13 | -19.3% |
| Recurring financial charges | 65 | €68 | €55 | -€13 | -19.3% |
| Profit (loss) for the period before taxes | 9903 | €18,585 | €13,799 | -€4,786 | -25.8% |
| Income taxes | 67/77 | €5,896 | €4,350 | -€1,546 | -26.2% |
| Profit (loss) for the period | 9904 | €12,689 | €9,450 | -€3,239 | -25.5% |
| Profit (loss) for the period to be appropriated | 9905 | €12,689 | €9,450 | -€3,239 | -25.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.