CHAMBARDEMENT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CHAMBARDEMENT
Largest movements
- Cash +€60,033
up €60,033 (+181%), from €33,189 to €93,223
mainly Net result for the year (+€93,476) and Depreciation (+€4,315)
- Tangible fixed assets +€19,282
new in 2025: €19,282
- Receivables within one year +€15,662
up €15,662 (+106%), from €14,746 to €30,408
of which Trade receivables: +€11,551
- Profit (loss) carried forward +€93,476
up €93,476 (+34.7%), from €269,504 to €362,980
- Tax, wage and social debts +€4,115
up €4,115 (+15.2%), from €27,093 to €31,209
- Depreciation +€4,315
new in 2025: €4,315
- Financial income +€2,694
up €2,694 (+266%), from €1,015 to €3,708
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €298,948 | €396,443 | +€97,495 | +32.6% |
| Fixed assets | 21/28 | - | €19,282 | +€19,282 | |
| Tangible fixed assets | 22/27 | - | €19,282 | +€19,282 | |
| Furniture and vehicles | 24 | - | €19,282 | +€19,282 | |
| Current assets | 29/58 | €298,948 | €377,161 | +€78,213 | +26.2% |
| Amounts receivable within one year | 40/41 | €14,746 | €30,408 | +€15,662 | +106% |
| Trade receivables | 40 | €14,746 | €26,297 | +€11,551 | +78.3% |
| Other amounts receivable | 41 | - | €4,111 | +€4,111 | |
| Current investments | 50/53 | €251,013 | €253,530 | +€2,518 | +1.0% |
| Cash at bank and in hand | 54/58 | €33,189 | €93,223 | +€60,033 | +181% |
| Total equity and liabilities | 10/49 | €298,948 | €396,443 | +€97,495 | +32.6% |
| Equity | 10/15 | €270,504 | €363,980 | +€93,476 | +34.6% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €269,504 | €362,980 | +€93,476 | +34.7% |
| Amounts payable | 17/49 | €28,443 | €32,463 | +€4,020 | +14.1% |
| Amounts payable within one year | 42/48 | €28,443 | €32,463 | +€4,020 | +14.1% |
| Trade debts | 44 | €1,350 | €1,254 | -€96 | -7.1% |
| Suppliers | 440/4 | €1,350 | €1,254 | -€96 | -7.1% |
| Taxes, remuneration and social security | 45 | €27,093 | €31,209 | +€4,115 | +15.2% |
| Taxes | 450/3 | €27,093 | €31,209 | +€4,115 | +15.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €4,315 | +€4,315 | |
| Other operating charges | 640/8 | €387 | €1,519 | +€1,131 | +292% |
| Gross operating margin | 9900 | €119,372 | €119,697 | +€325 | +0.3% |
| Operating profit (loss) | 9901 | €118,985 | €113,863 | -€5,121 | -4.3% |
| Financial income | 75/76B | €1,015 | €3,708 | +€2,694 | +266% |
| Recurring financial income | 75 | €1,015 | €3,708 | +€2,694 | +266% |
| Financial charges | 65/66B | €27 | €46 | +€19 | +71.4% |
| Recurring financial charges | 65 | €27 | €46 | +€19 | +71.4% |
| Profit (loss) for the period before taxes | 9903 | €119,972 | €117,525 | -€2,447 | -2.0% |
| Income taxes | 67/77 | €25,053 | €24,050 | -€1,003 | -4.0% |
| Profit (loss) for the period | 9904 | €94,920 | €93,476 | -€1,444 | -1.5% |
| Profit (loss) for the period to be appropriated | 9905 | €94,920 | €93,476 | -€1,444 | -1.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.