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CHALMET: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CHALMET

BE 0445.857.134
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€142,664
2024 · €212,538-€69,875
Equity
€908,025
2024 · €775,361+€132,664
Cash
€240,694
2024 · €88,156+€152,538
Balance sheet total
€2.3m
2024 · €2.4m-€85,693

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€539,210

    down €539,210 (-34.7%), from €1.6m to €1.0m

  • Tangible fixed assets +€239,287

    up €239,287 (+50.5%), from €473,898 to €713,185

    of which Furniture and vehicles: +€233,089

  • Cash +€152,538

    up €152,538 (+173.0%), from €88,156 to €240,694

    mainly Stocks and contracts (+€539,210) and Debts after one year (+€202,710)

  • Receivables within one year +€56,574

    up €56,574 (+37.6%), from €150,501 to €207,076

    of which Other amounts receivable: +€73,127

Equity and liabilities
  • Trade debts -€389,852

    down €389,852 (-48.2%), from €809,359 to €419,506

  • Debts after one year +€202,710

    up €202,710 (+50.4%), from €402,160 to €604,870

  • Reserves +€132,570

    up €132,570 (+22.2%), from €596,305 to €728,875

    of which Distributable reserves: +€147,100

  • Tax, wage and social debts -€66,559

    down €66,559 (-36.2%), from €183,809 to €117,249

    of which Taxes: -€69,598

  • Current portion of long-term debt +€62,076

    up €62,076 (+170.3%), from €36,451 to €98,528

Income statement
  • Staff costs +€51,761

    up €51,761 (+42.1%), from €123,062 to €174,823

  • Taxes -€31,555

    down €31,555 (-34.2%), from €92,196 to €60,642

  • Gross operating margin -€23,863

    down €23,863 (-4.7%), from €503,380 to €479,516

  • Financial charges +€13,328

    up €13,328 (+65.1%), from €20,476 to €33,803

  • Other operating charges +€12,727

    up €12,727 (+153.3%), from €8,301 to €21,028

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €212,538
Gross operating margin -€23,863
Staff costs -€51,761
Depreciation -€2,981
Other operating charges -€12,727
Financial income +€3,231
Financial charges -€13,328
Taxes +€31,555
Result 2025 €142,664

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€203,909
Investment -€306,157
Financing +€254,786
Cash 2024 €88,156
Net result for the year +€142,664
Depreciation +€63,120
Stocks and contracts +€539,210
Receivables within one year -€56,574
Deferred charges and accrued income -€1,367
Provisions -€7,482
Trade debts -€389,852
Tax, wage and social debts -€66,559
Other debts -€19,250
Investment in fixed assets (net) -€306,157
Debts after one year +€202,710
Current portion of long-term debt +€62,076
Contributions, distributions and other -€10,000
Cash 2025 €240,694
Every line side by side 58 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,356,007 €2,270,314 -€85,693 -3.6%
Fixed assets 21/28 €473,898 €716,935 +€243,037 +51.3%
Tangible fixed assets 22/27 €473,898 €713,185 +€239,287 +50.5%
Land and buildings 22 €435,702 €409,258 -€26,444 -6.1%
Plant, machinery and equipment 23 €32,979 €65,621 +€32,643 +99.0%
Furniture and vehicles 24 €5,217 €238,306 +€233,089 +4467.8%
Financial fixed assets 28 - €3,750 +€3,750
Current assets 29/58 €1,882,109 €1,553,379 -€328,731 -17.5%
Amounts receivable after more than one year 29 €80,000 €80,000 = 0.0%
Other amounts receivable 291 €80,000 €80,000 = 0.0%
Stocks and contracts in progress 3 €1,555,029 €1,015,818 -€539,210 -34.7%
Stocks 30/36 €1,555,029 €1,015,818 -€539,210 -34.7%
Amounts receivable within one year 40/41 €150,501 €207,076 +€56,574 +37.6%
Trade receivables 40 €34,390 €17,837 -€16,553 -48.1%
Other amounts receivable 41 €116,111 €189,239 +€73,127 +63.0%
Cash at bank and in hand 54/58 €88,156 €240,694 +€152,538 +173.0%
Deferred charges and accrued income 490/1 €8,423 €9,791 +€1,367 +16.2%
Total equity and liabilities 10/49 €2,356,007 €2,270,314 -€85,693 -3.6%
Equity 10/15 €775,361 €908,025 +€132,664 +17.1%
Contributions 10/11 €42,908 €42,908 = 0.0%
Capital 10 €42,908 €42,908 = 0.0%
Issued capital 100 €61,500 €61,500 = 0.0%
Uncalled capital 101 €18,592 €18,592 = 0.0%
Reserves 13 €596,305 €728,875 +€132,570 +22.2%
Non-distributable reserves 130/1 €6,150 €6,150 = 0.0%
Legal reserve 130 €6,150 €6,150 = 0.0%
Tax-exempt reserves 132 €184,826 €170,296 -€14,530 -7.9%
Distributable reserves 133 €405,329 €552,429 +€147,100 +36.3%
Profit (loss) carried forward 14 €136,149 €136,242 +€94 +0.1%
Provisions and deferred taxes 16 €93,818 €86,336 -€7,482 -8.0%
Deferred taxes 168 €93,818 €86,336 -€7,482 -8.0%
Amounts payable 17/49 €1,486,828 €1,275,953 -€210,875 -14.2%
Amounts payable after more than one year 17 €402,160 €604,870 +€202,710 +50.4%
Financial debts 170/4 €402,160 €604,870 +€202,710 +50.4%
Amounts payable within one year 42/48 €1,084,668 €671,083 -€413,585 -38.1%
Current portion of amounts payable after more than one year 42 €36,451 €98,528 +€62,076 +170.3%
Trade debts 44 €809,359 €419,506 -€389,852 -48.2%
Suppliers 440/4 €809,359 €419,506 -€389,852 -48.2%
Taxes, remuneration and social security 45 €183,809 €117,249 -€66,559 -36.2%
Taxes 450/3 €160,815 €91,218 -€69,598 -43.3%
Remuneration and social security 454/9 €22,993 €26,032 +€3,038 +13.2%
Other amounts payable 47/48 €55,050 €35,800 -€19,250 -35.0%
Non-recurring operating income 76A €12,424 - -€12,424
Remuneration, social security and pensions 62 €123,062 €174,823 +€51,761 +42.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €60,139 €63,120 +€2,981 +5.0%
Other operating charges 640/8 €8,301 €21,028 +€12,727 +153.3%
Gross operating margin 9900 €503,380 €479,516 -€23,863 -4.7%
Operating profit (loss) 9901 €311,878 €220,545 -€91,332 -29.3%
Financial income 75/76B €5,851 €9,082 +€3,231 +55.2%
Recurring financial income 75 €5,851 €9,082 +€3,231 +55.2%
Financial charges 65/66B €20,476 €33,803 +€13,328 +65.1%
Recurring financial charges 65 €20,476 €33,803 +€13,328 +65.1%
Profit (loss) for the period before taxes 9903 €297,253 €195,824 -€101,429 -34.1%
Transfer from deferred taxes 780 €7,482 €7,482 = 0.0%
Income taxes 67/77 €92,196 €60,642 -€31,555 -34.2%
Profit (loss) for the period 9904 €212,538 €142,664 -€69,875 -32.9%
Transfer from tax-exempt reserves 789 €14,530 €14,530 = 0.0%
Profit (loss) for the period to be appropriated 9905 €227,068 €157,194 -€69,875 -30.8%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.