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CFL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CFL

BE 0672.589.684
NACE 93.130, Fitness centres
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€7,857
2024 · €2,690+€5,167
Equity
€40,047
2024 · €32,190+€7,857
Cash
€15,300
2024 · €10,759+€4,540
Balance sheet total
€54,890
2024 · €71,381-€16,491

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€12,706

    down €12,706 (-65.0%), from €19,557 to €6,851

    of which Other amounts receivable: -€14,101

  • Tangible fixed assets -€9,028

    down €9,028 (-27.3%), from €33,034 to €24,006

  • Cash +€4,540

    up €4,540 (+42.2%), from €10,759 to €15,300

    mainly Receivables within one year (+€12,706) and Depreciation (+€10,267)

Equity and liabilities
  • Current portion of long-term debt -€11,266

    down €11,266 (-86.0%), from €13,102 to €1,836

  • Other debts -€9,779

    down €9,779 (-89.6%), from €10,911 to €1,132

  • Reserves +€7,800

    up €7,800 (+25.0%), from €31,150 to €38,950

  • Tax, wage and social debts -€3,494

    down €3,494 (-69.1%), from €5,058 to €1,564

    of which Taxes: -€2,998

  • Trade debts +€1,859

    up €1,859 (+34.4%), from €5,412 to €7,272

Income statement
  • Gross operating margin +€8,931

    up €8,931 (+31.9%), from €27,955 to €36,887

  • Staff costs +€2,393

    up €2,393 (+38.0%), from €6,301 to €8,694

  • Depreciation -€2,310

    down €2,310 (-18.4%), from €12,577 to €10,267

  • Taxes +€2,301

    up €2,301 (+112.7%), from €2,042 to €4,343

  • Financial charges +€585

    up €585 (+46.2%), from €1,266 to €1,851

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €2,690
Gross operating margin +€8,931
Staff costs -€2,393
Depreciation +€2,310
Other operating charges -€139
Other operating items -€661
Financial income +€5
Financial charges -€585
Taxes -€2,301
Result 2025 €7,857

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€18,881
Investment -€1,238
Financing -€13,102
Cash 2024 €10,759
Net result for the year +€7,857
Depreciation +€10,267
Stocks and contracts -€209
Receivables within one year +€12,706
Deferred charges and accrued income -€493
Trade debts +€1,859
Tax, wage and social debts -€3,494
Other debts -€9,779
Accrued charges and deferred income +€168
Investment in fixed assets (net) -€1,238
Debts after one year -€1,836
Current portion of long-term debt -€11,266
Cash 2025 €15,300
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €71,381 €54,890 -€16,491 -23.1%
Fixed assets 21/28 €33,034 €24,006 -€9,028 -27.3%
Tangible fixed assets 22/27 €33,034 €24,006 -€9,028 -27.3%
Plant, machinery and equipment 23 €18,058 €14,010 -€4,047 -22.4%
Furniture and vehicles 24 €6,139 €2,381 -€3,758 -61.2%
Other tangible fixed assets 26 €8,838 €7,614 -€1,223 -13.8%
Current assets 29/58 €38,347 €30,884 -€7,463 -19.5%
Stocks and contracts in progress 3 €811 €1,020 +€209 +25.8%
Stocks 30/36 €811 €1,020 +€209 +25.8%
Amounts receivable within one year 40/41 €19,557 €6,851 -€12,706 -65.0%
Trade receivables 40 €1,445 €2,841 +€1,395 +96.5%
Other amounts receivable 41 €18,111 €4,010 -€14,101 -77.9%
Cash at bank and in hand 54/58 €10,759 €15,300 +€4,540 +42.2%
Deferred charges and accrued income 490/1 €7,221 €7,714 +€493 +6.8%
Total equity and liabilities 10/49 €71,381 €54,890 -€16,491 -23.1%
Equity 10/15 €32,190 €40,047 +€7,857 +24.4%
Contributions 10/11 €1,000 €1,000 = 0.0%
Reserves 13 €31,150 €38,950 +€7,800 +25.0%
Distributable reserves 133 €31,150 €38,950 +€7,800 +25.0%
Profit (loss) carried forward 14 €40 €97 +€57 +142.1%
Amounts payable 17/49 €39,191 €14,843 -€24,348 -62.1%
Amounts payable after more than one year 17 €1,836 - -€1,836
Financial debts 170/4 €1,836 - -€1,836
Amounts payable within one year 42/48 €34,483 €11,804 -€22,680 -65.8%
Current portion of amounts payable after more than one year 42 €13,102 €1,836 -€11,266 -86.0%
Trade debts 44 €5,412 €7,272 +€1,859 +34.4%
Suppliers 440/4 €5,412 €7,272 +€1,859 +34.4%
Taxes, remuneration and social security 45 €5,058 €1,564 -€3,494 -69.1%
Taxes 450/3 €4,437 €1,440 -€2,998 -67.6%
Remuneration and social security 454/9 €620 €124 -€497 -80.0%
Other amounts payable 47/48 €10,911 €1,132 -€9,779 -89.6%
Accrued charges and deferred income 492/3 €2,871 €3,039 +€168 +5.8%
Remuneration, social security and pensions 62 €6,301 €8,694 +€2,393 +38.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,577 €10,267 -€2,310 -18.4%
Other operating charges 640/8 €3,087 €3,226 +€139 +4.5%
Non-recurring operating charges 66A - €661 +€661
Gross operating margin 9900 €27,955 €36,887 +€8,931 +31.9%
Operating profit (loss) 9901 €5,991 €14,039 +€8,049 +134.4%
Financial income 75/76B €7 €12 +€5 +68.7%
Recurring financial income 75 €7 €12 +€5 +68.7%
Financial charges 65/66B €1,266 €1,851 +€585 +46.2%
Recurring financial charges 65 €1,266 €1,851 +€585 +46.2%
Profit (loss) for the period before taxes 9903 €4,732 €12,200 +€7,468 +157.8%
Income taxes 67/77 €2,042 €4,343 +€2,301 +112.7%
Profit (loss) for the period 9904 €2,690 €7,857 +€5,167 +192.1%
Profit (loss) for the period to be appropriated 9905 €2,690 €7,857 +€5,167 +192.1%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.