CF GARAGE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CF GARAGE
Largest movements
- Cash -€1,408
down €1,408 (-18.8%), from €7,485 to €6,077
mainly Trade debts (-€4,197) and Tax, wage and social debts (-€1,768)
- Tangible fixed assets +€753
up €753 (+147%), from €511 to €1,264
- Deferred charges and accrued income +€583
new in 2025: €583
- Profit (loss) carried forward +€5,599
up €5,599 (+37.8%), from €14,797 to €20,396
- Trade debts -€4,197
down €4,197 (-45.7%), from €9,182 to €4,985
- Tax, wage and social debts -€1,768
down €1,768 (-26.9%), from €6,573 to €4,805
of which Taxes: -€2,608
- Staff costs +€5,611
new in 2025: €5,611
- Gross operating margin -€3,738
down €3,738 (-18.7%), from €20,004 to €16,266
- Other operating charges -€3,385
down €3,385 (-89.4%), from €3,785 to €400
- Taxes -€1,818
down €1,818 (-45.5%), from €4,000 to €2,182
- Financial charges +€698
up €698 (+97.7%), from €715 to €1,413
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €33,152 | €32,787 | -€365 | -1.1% |
| Fixed assets | 21/28 | €2,811 | €3,564 | +€753 | +26.8% |
| Tangible fixed assets | 22/27 | €511 | €1,264 | +€753 | +147% |
| Furniture and vehicles | 24 | €511 | €1,264 | +€753 | +147% |
| Financial fixed assets | 28 | €2,300 | €2,300 | = | 0.0% |
| Current assets | 29/58 | €30,341 | €29,223 | -€1,118 | -3.7% |
| Amounts receivable within one year | 40/41 | €22,856 | €22,564 | -€293 | -1.3% |
| Trade receivables | 40 | €13,668 | €1,753 | -€11,915 | -87.2% |
| Other amounts receivable | 41 | €9,189 | €20,811 | +€11,622 | +126% |
| Cash at bank and in hand | 54/58 | €7,485 | €6,077 | -€1,408 | -18.8% |
| Deferred charges and accrued income | 490/1 | - | €583 | +€583 | |
| Total equity and liabilities | 10/49 | €33,152 | €32,787 | -€365 | -1.1% |
| Equity | 10/15 | €15,797 | €21,396 | +€5,599 | +35.4% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €14,797 | €20,396 | +€5,599 | +37.8% |
| Amounts payable | 17/49 | €17,355 | €11,390 | -€5,965 | -34.4% |
| Amounts payable within one year | 42/48 | €17,355 | €11,390 | -€5,965 | -34.4% |
| Trade debts | 44 | €9,182 | €4,985 | -€4,197 | -45.7% |
| Suppliers | 440/4 | €9,182 | €4,985 | -€4,197 | -45.7% |
| Taxes, remuneration and social security | 45 | €6,573 | €4,805 | -€1,768 | -26.9% |
| Taxes | 450/3 | €6,573 | €3,965 | -€2,608 | -39.7% |
| Remuneration and social security | 454/9 | - | €840 | +€840 | |
| Other amounts payable | 47/48 | €1,600 | €1,600 | = | 0.0% |
| Remuneration, social security and pensions | 62 | - | €5,611 | +€5,611 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €26 | €273 | +€247 | +962% |
| Other operating charges | 640/8 | €3,785 | €400 | -€3,385 | -89.4% |
| Gross operating margin | 9900 | €20,004 | €16,266 | -€3,738 | -18.7% |
| Operating profit (loss) | 9901 | €16,193 | €9,982 | -€6,211 | -38.4% |
| Financial income | 75/76B | €311 | €812 | +€502 | +162% |
| Recurring financial income | 75 | €311 | €812 | +€502 | +162% |
| Financial charges | 65/66B | €715 | €1,413 | +€698 | +97.7% |
| Recurring financial charges | 65 | €715 | €1,413 | +€698 | +97.7% |
| Profit (loss) for the period before taxes | 9903 | €15,789 | €9,381 | -€6,408 | -40.6% |
| Income taxes | 67/77 | €4,000 | €2,182 | -€1,818 | -45.5% |
| Profit (loss) for the period | 9904 | €11,789 | €7,199 | -€4,589 | -38.9% |
| Profit (loss) for the period to be appropriated | 9905 | €11,789 | €7,199 | -€4,589 | -38.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.