CF AUTOMOBILES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CF AUTOMOBILES
Largest movements
- Receivables within one year -€22,659
down €22,659 (-59.1%), from €38,311 to €15,652
of which Trade receivables: -€27,022
- Stocks and contracts +€16,030
up €16,030 (+124%), from €12,977 to €29,008
- Cash -€2,023
down €2,023 (-71.4%), from €2,833 to €810
mainly Stocks and contracts (-€16,030) and Trade debts (-€3,454)
- Trade debts -€3,454
down €3,454 (-70.2%), from €4,918 to €1,464
- Advances received -€3,000
no longer reported in 2025 (was €3,000)
- Other debts -€2,306
down €2,306 (-11.1%), from €20,753 to €18,447
- Profit (loss) carried forward +€2,197
up €2,197 (+12.6%), from €17,473 to €19,670
- Tax, wage and social debts -€1,684
no longer reported in 2025 (was €1,684)
- Taxes +€3,464
new in 2025: €3,464
- Financial income +€618
up €618 (+2,685%), from €23 to €641
of which Non-recurring financial income: +€641
- Financial charges +€375
up €375 (+163%), from €230 to €605
- Other operating charges +€299
new in 2025: €299
- Gross operating margin -€239
down €239 (-3.9%), from €6,162 to €5,923
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €54,121 | €45,469 | -€8,652 | -16.0% |
| Current assets | 29/58 | €54,121 | €45,469 | -€8,652 | -16.0% |
| Stocks and contracts in progress | 3 | €12,977 | €29,008 | +€16,030 | +124% |
| Stocks | 30/36 | €12,977 | €29,008 | +€16,030 | +124% |
| Amounts receivable within one year | 40/41 | €38,311 | €15,652 | -€22,659 | -59.1% |
| Trade receivables | 40 | €38,311 | €11,290 | -€27,022 | -70.5% |
| Other amounts receivable | 41 | - | €4,363 | +€4,363 | |
| Cash at bank and in hand | 54/58 | €2,833 | €810 | -€2,023 | -71.4% |
| Total equity and liabilities | 10/49 | €54,121 | €45,469 | -€8,652 | -16.0% |
| Equity | 10/15 | €22,473 | €24,670 | +€2,197 | +9.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €17,473 | €19,670 | +€2,197 | +12.6% |
| Amounts payable | 17/49 | €31,649 | €20,800 | -€10,849 | -34.3% |
| Amounts payable within one year | 42/48 | €31,649 | €20,800 | -€10,849 | -34.3% |
| Current portion of amounts payable after more than one year | 42 | €1,293 | €889 | -€404 | -31.2% |
| Trade debts | 44 | €4,918 | €1,464 | -€3,454 | -70.2% |
| Suppliers | 440/4 | €4,918 | €1,464 | -€3,454 | -70.2% |
| Advances received on contracts in progress | 46 | €3,000 | - | -€3,000 | |
| Taxes, remuneration and social security | 45 | €1,684 | - | -€1,684 | |
| Taxes | 450/3 | €1,684 | - | -€1,684 | |
| Other amounts payable | 47/48 | €20,753 | €18,447 | -€2,306 | -11.1% |
| Other operating charges | 640/8 | - | €299 | +€299 | |
| Gross operating margin | 9900 | €6,162 | €5,923 | -€239 | -3.9% |
| Operating profit (loss) | 9901 | €6,162 | €5,624 | -€537 | -8.7% |
| Financial income | 75/76B | €23 | €641 | +€618 | +2,685% |
| Recurring financial income | 75 | €23 | €0 | -€23 | -99.1% |
| Non-recurring financial income | 76B | - | €641 | +€641 | |
| Financial charges | 65/66B | €230 | €605 | +€375 | +163% |
| Recurring financial charges | 65 | €230 | €605 | +€375 | +163% |
| Profit (loss) for the period before taxes | 9903 | €5,955 | €5,661 | -€294 | -4.9% |
| Income taxes | 67/77 | - | €3,464 | +€3,464 | |
| Profit (loss) for the period | 9904 | €5,955 | €2,197 | -€3,758 | -63.1% |
| Profit (loss) for the period to be appropriated | 9905 | €5,955 | €2,197 | -€3,758 | -63.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.