Ceurvelts Architectuur: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ceurvelts Architectuur
Largest movements
- Cash +€107,549
up €107,549 (+95.2%), from €112,983 to €220,532
mainly Current investments (+€100,000) and Other debts (+€42,131)
- Current investments -€100,000
no longer reported in 2025 (was €100,000)
- Receivables within one year +€8,576
up €8,576 (+170%), from €5,054 to €13,630
of which Other amounts receivable: +€6,154
- Other debts +€42,131
up €42,131 (+43.3%), from €97,249 to €139,380
- Reserves -€36,000
down €36,000 (-32.8%), from €109,860 to €73,860
- Tax, wage and social debts +€4,545
up €4,545 (+234%), from €1,940 to €6,484
- Accrued charges and deferred income +€3,837
up €3,837 (+107%), from €3,587 to €7,424
- Gross operating margin -€21,392
down €21,392 (-58.4%), from €36,600 to €15,208
- Taxes -€7,104
down €7,104 (-64.7%), from €10,973 to €3,869
- Financial charges +€3,612
up €3,612 (+287%), from €1,259 to €4,871
- Financial income +€2,807
up €2,807 (+1,387%), from €202 to €3,009
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €219,234 | €234,787 | +€15,554 | +7.1% |
| Fixed assets | 21/28 | €1,120 | €546 | -€574 | -51.3% |
| Tangible fixed assets | 22/27 | €1,120 | €546 | -€574 | -51.3% |
| Furniture and vehicles | 24 | €1,120 | €546 | -€574 | -51.3% |
| Current assets | 29/58 | €218,114 | €234,242 | +€16,128 | +7.4% |
| Amounts receivable within one year | 40/41 | €5,054 | €13,630 | +€8,576 | +170% |
| Trade receivables | 40 | €4,177 | €6,599 | +€2,422 | +58.0% |
| Other amounts receivable | 41 | €877 | €7,031 | +€6,154 | +702% |
| Current investments | 50/53 | €100,000 | - | -€100,000 | |
| Cash at bank and in hand | 54/58 | €112,983 | €220,532 | +€107,549 | +95.2% |
| Deferred charges and accrued income | 490/1 | €77 | €79 | +€2 | +3.1% |
| Total equity and liabilities | 10/49 | €219,234 | €234,787 | +€15,554 | +7.1% |
| Equity | 10/15 | €116,427 | €80,744 | -€35,683 | -30.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €109,860 | €73,860 | -€36,000 | -32.8% |
| Distributable reserves | 133 | €109,860 | €73,860 | -€36,000 | -32.8% |
| Profit (loss) carried forward | 14 | €367 | €684 | +€317 | +86.6% |
| Amounts payable | 17/49 | €102,807 | €154,043 | +€51,236 | +49.8% |
| Amounts payable within one year | 42/48 | €99,220 | €146,620 | +€47,399 | +47.8% |
| Trade debts | 44 | €31 | €755 | +€724 | +2,329% |
| Suppliers | 440/4 | €31 | €755 | +€724 | +2,329% |
| Taxes, remuneration and social security | 45 | €1,940 | €6,484 | +€4,545 | +234% |
| Taxes | 450/3 | €1,940 | €6,484 | +€4,545 | +234% |
| Other amounts payable | 47/48 | €97,249 | €139,380 | +€42,131 | +43.3% |
| Accrued charges and deferred income | 492/3 | €3,587 | €7,424 | +€3,837 | +107% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €448 | €574 | +€126 | +28.1% |
| Other operating charges | 640/8 | €622 | €585 | -€37 | -5.9% |
| Gross operating margin | 9900 | €36,600 | €15,208 | -€21,392 | -58.4% |
| Operating profit (loss) | 9901 | €35,530 | €14,048 | -€21,481 | -60.5% |
| Financial income | 75/76B | €202 | €3,009 | +€2,807 | +1,387% |
| Recurring financial income | 75 | €202 | €3,009 | +€2,807 | +1,387% |
| Financial charges | 65/66B | €1,259 | €4,871 | +€3,612 | +287% |
| Recurring financial charges | 65 | €1,259 | €4,871 | +€3,612 | +287% |
| Profit (loss) for the period before taxes | 9903 | €34,473 | €12,186 | -€22,287 | -64.6% |
| Income taxes | 67/77 | €10,973 | €3,869 | -€7,104 | -64.7% |
| Profit (loss) for the period | 9904 | €23,500 | €8,317 | -€15,183 | -64.6% |
| Profit (loss) for the period to be appropriated | 9905 | €23,500 | €8,317 | -€15,183 | -64.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.