Certimmo Invest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Certimmo Invest
Largest movements
- Tangible fixed assets -€12,999
down €12,999 (-2.2%), from €587,006 to €574,007
- Cash +€7,310
up €7,310 (+103%), from €7,131 to €14,442
mainly Net result for the year (+€20,834) and Depreciation (+€12,999)
- Debts after one year -€28,571
down €28,571 (-5.0%), from €576,010 to €547,439
of which Financial debts: -€28,571
- Profit (loss) carried forward +€20,834
up €20,834 (+24.6%), from -€84,575 to -€63,741
- Depreciation -€65,095
down €65,095 (-83.4%), from €78,094 to €12,999
- Gross operating margin +€56,843
up €56,843, from -€4,088 to €52,755
- Financial charges +€13,752
up €13,752 (+686%), from €2,005 to €15,758
- Other operating charges +€2,777
up €2,777 (+717%), from €387 to €3,164
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €594,137 | €588,449 | -€5,688 | -1.0% |
| Fixed assets | 21/28 | €587,006 | €574,007 | -€12,999 | -2.2% |
| Tangible fixed assets | 22/27 | €587,006 | €574,007 | -€12,999 | -2.2% |
| Land and buildings | 22 | €587,006 | €574,007 | -€12,999 | -2.2% |
| Current assets | 29/58 | €7,131 | €14,442 | +€7,310 | +103% |
| Cash at bank and in hand | 54/58 | €7,131 | €14,442 | +€7,310 | +103% |
| Total equity and liabilities | 10/49 | €594,137 | €588,449 | -€5,688 | -1.0% |
| Equity | 10/15 | -€9,575 | €11,259 | +€20,834 | |
| Contributions | 10/11 | €75,000 | €75,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€84,575 | -€63,741 | +€20,834 | +24.6% |
| Amounts payable | 17/49 | €603,712 | €577,189 | -€26,522 | -4.4% |
| Amounts payable after more than one year | 17 | €576,010 | €547,439 | -€28,571 | -5.0% |
| Financial debts | 170/4 | €489,010 | €460,439 | -€28,571 | -5.8% |
| Other amounts payable | 178/9 | €87,000 | €87,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €27,702 | €29,751 | +€2,049 | +7.4% |
| Current portion of amounts payable after more than one year | 42 | €27,702 | €28,571 | +€869 | +3.1% |
| Trade debts | 44 | - | €1,180 | +€1,180 | |
| Suppliers | 440/4 | - | €1,180 | +€1,180 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €78,094 | €12,999 | -€65,095 | -83.4% |
| Other operating charges | 640/8 | €387 | €3,164 | +€2,777 | +717% |
| Gross operating margin | 9900 | -€4,088 | €52,755 | +€56,843 | |
| Operating profit (loss) | 9901 | -€82,569 | €36,592 | +€119,161 | |
| Financial charges | 65/66B | €2,005 | €15,758 | +€13,752 | +686% |
| Recurring financial charges | 65 | €2,005 | €15,758 | +€13,752 | +686% |
| Profit (loss) for the period before taxes | 9903 | -€84,575 | €20,834 | +€105,408 | |
| Profit (loss) for the period | 9904 | -€84,575 | €20,834 | +€105,408 | |
| Profit (loss) for the period to be appropriated | 9905 | -€84,575 | €20,834 | +€105,408 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.