CERTICLOUD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CERTICLOUD
Largest movements
- Cash +€9,802
up €9,802 (+140%), from €6,988 to €16,790
mainly Net result for the year (+€6,186) and Other debts (+€2,799)
- Receivables within one year -€1,433
down €1,433 (-72.0%), from €1,991 to €558
of which Trade receivables: -€1,272
- Reserves +€11,119
new in 2025: €11,119
- Profit (loss) carried forward -€4,934
no longer reported in 2025 (was €4,934)
- Other debts +€2,799
new in 2025: €2,799
- Trade debts -€1,720
down €1,720 (-97.3%), from €1,768 to €48
- Tax, wage and social debts +€1,106
up €1,106 (+184%), from €603 to €1,709
- Financial income +€439
up €439 (+439,110%), from €0 to €439
of which Non-recurring financial income: +€439
- Taxes +€338
up €338 (+27.0%), from €1,249 to €1,587
- Gross operating margin -€153
down €153 (-2.0%), from €7,698 to €7,544
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €9,804 | €18,175 | +€8,370 | +85.4% |
| Current assets | 29/58 | €9,804 | €18,175 | +€8,370 | +85.4% |
| Amounts receivable within one year | 40/41 | €1,991 | €558 | -€1,433 | -72.0% |
| Trade receivables | 40 | €1,817 | €545 | -€1,272 | -70.0% |
| Other amounts receivable | 41 | €174 | €13 | -€161 | -92.4% |
| Cash at bank and in hand | 54/58 | €6,988 | €16,790 | +€9,802 | +140% |
| Deferred charges and accrued income | 490/1 | €826 | €827 | +€1 | +0.1% |
| Total equity and liabilities | 10/49 | €9,804 | €18,175 | +€8,370 | +85.4% |
| Equity | 10/15 | €7,434 | €13,619 | +€6,186 | +83.2% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | - | €11,119 | +€11,119 | |
| Distributable reserves | 133 | - | €11,119 | +€11,119 | |
| Profit (loss) carried forward | 14 | €4,934 | - | -€4,934 | |
| Amounts payable | 17/49 | €2,371 | €4,555 | +€2,185 | +92.2% |
| Amounts payable within one year | 42/48 | €2,371 | €4,555 | +€2,185 | +92.2% |
| Trade debts | 44 | €1,768 | €48 | -€1,720 | -97.3% |
| Suppliers | 440/4 | €1,768 | €48 | -€1,720 | -97.3% |
| Taxes, remuneration and social security | 45 | €603 | €1,709 | +€1,106 | +184% |
| Taxes | 450/3 | €603 | €1,709 | +€1,106 | +184% |
| Other amounts payable | 47/48 | - | €2,799 | +€2,799 | |
| Other operating charges | 640/8 | €63 | €58 | -€5 | -8.1% |
| Gross operating margin | 9900 | €7,698 | €7,544 | -€153 | -2.0% |
| Operating profit (loss) | 9901 | €7,635 | €7,486 | -€148 | -1.9% |
| Financial income | 75/76B | €0 | €439 | +€439 | +439,110% |
| Recurring financial income | 75 | €0 | €439 | +€439 | +439,110% |
| Non-recurring financial income | 76B | - | €439 | +€439 | |
| Financial charges | 65/66B | €116 | €153 | +€38 | +32.7% |
| Recurring financial charges | 65 | €116 | €153 | +€38 | +32.7% |
| Profit (loss) for the period before taxes | 9903 | €7,519 | €7,772 | +€253 | +3.4% |
| Income taxes | 67/77 | €1,249 | €1,587 | +€338 | +27.0% |
| Profit (loss) for the period | 9904 | €6,270 | €6,186 | -€84 | -1.3% |
| Profit (loss) for the period to be appropriated | 9905 | €6,270 | €6,186 | -€84 | -1.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.