CENTRO ASSURANCES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CENTRO ASSURANCES
Largest movements
- Tangible fixed assets -€26,739
down €26,739 (-12.6%), from €212,983 to €186,244
of which Land and buildings: -€14,924
- Deferred charges and accrued income -€5,039
down €5,039 (-81.2%), from €6,208 to €1,169
- Cash +€4,775
up €4,775 (+47.3%), from €10,096 to €14,870
mainly Net result for the year (+€176,658) and Depreciation (+€27,941)
- Tax, wage and social debts -€17,027
down €17,027 (-37.7%), from €45,108 to €28,081
of which Taxes: -€19,379
- Debts after one year -€15,160
down €15,160 (-12.6%), from €119,880 to €104,720
- Profit (loss) carried forward +€5,129
up €5,129 (+239.0%), from €2,146 to €7,275
- Accrued charges and deferred income +€4,217
new in 2025: €4,217
- Current portion of long-term debt -€2,445
down €2,445 (-4.4%), from €55,086 to €52,640
- Gross operating margin -€150,561
down €150,561 (-34.0%), from €442,378 to €291,817
- Staff costs -€30,479
down €30,479 (-64.7%), from €47,141 to €16,663
- Taxes -€9,195
down €9,195 (-12.6%), from €73,067 to €63,872
- Other operating charges -€8,961
down €8,961 (-77.7%), from €11,540 to €2,578
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €229,286 | €203,411 | -€25,875 | -11.3% |
| Fixed assets | 21/28 | €212,983 | €186,244 | -€26,739 | -12.6% |
| Tangible fixed assets | 22/27 | €212,983 | €186,244 | -€26,739 | -12.6% |
| Land and buildings | 22 | €174,584 | €159,661 | -€14,924 | -8.5% |
| Furniture and vehicles | 24 | €38,399 | €26,583 | -€11,815 | -30.8% |
| Current assets | 29/58 | €16,303 | €17,167 | +€864 | +5.3% |
| Amounts receivable within one year | 40/41 | - | €1,128 | +€1,128 | |
| Other amounts receivable | 41 | - | €1,128 | +€1,128 | |
| Cash at bank and in hand | 54/58 | €10,096 | €14,870 | +€4,775 | +47.3% |
| Deferred charges and accrued income | 490/1 | €6,208 | €1,169 | -€5,039 | -81.2% |
| Total equity and liabilities | 10/49 | €229,286 | €203,411 | -€25,875 | -11.3% |
| Equity | 10/15 | €7,146 | €12,275 | +€5,129 | +71.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,146 | €7,275 | +€5,129 | +239.0% |
| Amounts payable | 17/49 | €222,140 | €191,137 | -€31,004 | -14.0% |
| Amounts payable after more than one year | 17 | €119,880 | €104,720 | -€15,160 | -12.6% |
| Financial debts | 170/4 | €119,880 | €104,720 | -€15,160 | -12.6% |
| Amounts payable within one year | 42/48 | €102,260 | €82,200 | -€20,061 | -19.6% |
| Current portion of amounts payable after more than one year | 42 | €55,086 | €52,640 | -€2,445 | -4.4% |
| Trade debts | 44 | €1,542 | €275 | -€1,268 | -82.2% |
| Suppliers | 440/4 | €1,542 | €275 | -€1,268 | -82.2% |
| Taxes, remuneration and social security | 45 | €45,108 | €28,081 | -€17,027 | -37.7% |
| Taxes | 450/3 | €45,108 | €25,729 | -€19,379 | -43.0% |
| Remuneration and social security | 454/9 | - | €2,352 | +€2,352 | |
| Other amounts payable | 47/48 | €524 | €1,203 | +€679 | +129.6% |
| Accrued charges and deferred income | 492/3 | - | €4,217 | +€4,217 | |
| Non-recurring operating income | 76A | €1,331 | - | -€1,331 | |
| Remuneration, social security and pensions | 62 | €47,141 | €16,663 | -€30,479 | -64.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,517 | €27,941 | +€3,424 | +14.0% |
| Other operating charges | 640/8 | €11,540 | €2,578 | -€8,961 | -77.7% |
| Gross operating margin | 9900 | €442,378 | €291,817 | -€150,561 | -34.0% |
| Operating profit (loss) | 9901 | €359,181 | €244,636 | -€114,545 | -31.9% |
| Financial income | 75/76B | €0 | €0 | +€0 | +100.0% |
| Recurring financial income | 75 | €0 | €0 | +€0 | +100.0% |
| Financial charges | 65/66B | €5,317 | €4,106 | -€1,211 | -22.8% |
| Recurring financial charges | 65 | €5,317 | €4,106 | -€1,211 | -22.8% |
| Profit (loss) for the period before taxes | 9903 | €353,864 | €240,530 | -€113,334 | -32.0% |
| Income taxes | 67/77 | €73,067 | €63,872 | -€9,195 | -12.6% |
| Profit (loss) for the period | 9904 | €280,797 | €176,658 | -€104,139 | -37.1% |
| Profit (loss) for the period to be appropriated | 9905 | €280,797 | €176,658 | -€104,139 | -37.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.