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CELTIMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CELTIMO

BE 0508.654.043
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,590
2024 · -€281-€2,309
Equity
€3.3m
2024 · €3.3m-€2,590
Cash
€509,111
2024 · €642,143-€133,033
Balance sheet total
€6.7m
2024 · €6.7m-€2,624

Largest movements

2024 to 2025
Assets
  • Cash -€133,033

    down €133,033 (-20.7%), from €642,143 to €509,111

    mainly Receivables within one year (-€130,409) and Net result for the year (-€2,590)

  • Receivables within one year +€130,409

    up €130,409 (+9449.9%), from €1,380 to €131,789

Equity and liabilities

No liability line moved by more than 1% of the balance sheet total.

    Income statement
    • Financial income -€4,191

      down €4,191 (-91.1%), from €4,600 to €409

    • Gross operating margin +€1,913

      up €1,913 (+49.7%), from -€3,851 to -€1,939

    From the 2024 result to the 2025 result

    effect on the result

    Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

    Result 2024 -€281
    Gross operating margin +€1,913
    Other operating charges -€31
    Financial income -€4,191
    Financial charges +€0
    Result 2025 -€2,590

    Cash bridge derived

    cash 2024 to 2025

    Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

    From operations -€133,033
    Investment €0
    Financing €0
    Cash 2024 €642,143
    Net result for the year -€2,590
    Receivables within one year -€130,409
    Trade debts -€34
    Cash 2025 €509,111
    Every line side by side 28 lines
    Line Code 2024 2025 Change %
    Total assets 20/58 €6,718,553 €6,715,929 -€2,624 0.0%
    Fixed assets 21/28 €6,075,030 €6,075,030 = 0.0%
    Financial fixed assets 28 €6,075,030 €6,075,030 = 0.0%
    Current assets 29/58 €643,523 €640,899 -€2,624 -0.4%
    Amounts receivable within one year 40/41 €1,380 €131,789 +€130,409 +9449.9%
    Other amounts receivable 41 €1,380 €131,789 +€130,409 +9449.9%
    Cash at bank and in hand 54/58 €642,143 €509,111 -€133,033 -20.7%
    Total equity and liabilities 10/49 €6,718,553 €6,715,929 -€2,624 0.0%
    Equity 10/15 €3,304,440 €3,301,849 -€2,590 -0.1%
    Contributions 10/11 €243,800 €243,800 = 0.0%
    Reserves 13 €3,060,640 €3,058,049 -€2,590 -0.1%
    Distributable reserves 133 €3,060,640 €3,058,049 -€2,590 -0.1%
    Amounts payable 17/49 €3,414,114 €3,414,080 -€34 0.0%
    Amounts payable after more than one year 17 €3,414,080 €3,414,080 = 0.0%
    Financial debts 170/4 €3,414,080 €3,414,080 = 0.0%
    Amounts payable within one year 42/48 €34 - -€34
    Trade debts 44 €34 - -€34
    Suppliers 440/4 €34 - -€34
    Other operating charges 640/8 €1,030 €1,060 +€31 +3.0%
    Gross operating margin 9900 -€3,851 -€1,939 +€1,913 +49.7%
    Operating profit (loss) 9901 -€4,881 -€2,999 +€1,882 +38.6%
    Financial income 75/76B €4,600 €409 -€4,191 -91.1%
    Recurring financial income 75 €4,600 €409 -€4,191 -91.1%
    Financial charges 65/66B €0 - -€0
    Recurring financial charges 65 €0 - -€0
    Profit (loss) for the period before taxes 9903 -€281 -€2,590 -€2,309 -822.4%
    Profit (loss) for the period 9904 -€281 -€2,590 -€2,309 -822.4%
    Profit (loss) for the period to be appropriated 9905 -€281 -€2,590 -€2,309 -822.4%

    Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.