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Celmo RED: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Celmo RED

BE 0768.627.505
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€796,963
2024 · -€148,107-€648,856
Equity
-€950,108
2024 · -€153,145-€796,963
Cash
€1,462
2024 · €6,588-€5,126
Balance sheet total
€26,966
2024 · €17,010+€9,956

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€15,081

    up €15,081 (+203.2%), from €7,423 to €22,504

    of which Trade receivables: +€7,935

  • Cash -€5,126

    down €5,126 (-77.8%), from €6,588 to €1,462

    mainly Net result for the year (-€796,963) and Receivables within one year (-€15,081)

Equity and liabilities
  • Profit (loss) carried forward -€796,963

    down €796,963 (-460.3%), from -€173,145 to -€970,108

  • Short-term financial debts +€477,710

    new in 2025: €477,710

  • Other debts +€329,000

    up €329,000 (+193.5%), from €170,000 to €499,000

Income statement
  • Gross operating margin -€638,907

    down €638,907 (-433.0%), from -€147,555 to -€786,462

  • Purchases and services +€638,907

    up €638,907 (+433.0%), from €147,555 to €786,462

  • Financial charges +€9,935

    up €9,935 (+21447.9%), from €46 to €9,981

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€148,107
Gross operating margin -€638,907
Other operating charges -€15
Financial charges -€9,935
Result 2025 -€796,963

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€482,836
Investment €0
Financing +€477,710
Cash 2024 €6,588
Net result for the year -€796,963
Receivables within one year -€15,081
Trade debts +€208
Other debts +€329,000
Short-term financial debts +€477,710
Contributions, distributions and other +€0
Cash 2025 €1,462
Every line side by side 28 lines
Line Code 2024 2025 Change %
Total assets 20/58 €17,010 €26,966 +€9,956 +58.5%
Fixed assets 21/28 €3,000 €3,000 = 0.0%
Financial fixed assets 28 €3,000 €3,000 = 0.0%
Current assets 29/58 €14,010 €23,966 +€9,956 +71.1%
Amounts receivable within one year 40/41 €7,423 €22,504 +€15,081 +203.2%
Trade receivables 40 - €7,935 +€7,935
Other amounts receivable 41 €7,423 €14,569 +€7,146 +96.3%
Cash at bank and in hand 54/58 €6,588 €1,462 -€5,126 -77.8%
Total equity and liabilities 10/49 €17,010 €26,966 +€9,956 +58.5%
Equity 10/15 -€153,145 -€950,108 -€796,963 -520.4%
Contributions 10/11 €20,000 €20,000 = 0.0%
Profit (loss) carried forward 14 -€173,145 -€970,108 -€796,963 -460.3%
Amounts payable 17/49 €170,156 €977,074 +€806,918 +474.2%
Amounts payable within one year 42/48 €170,156 €977,074 +€806,918 +474.2%
Financial debts 43 - €477,710 +€477,710
Credit institutions 430/8 - €477,710 +€477,710
Trade debts 44 €156 €364 +€208 +133.9%
Suppliers 440/4 €156 €364 +€208 +133.9%
Other amounts payable 47/48 €170,000 €499,000 +€329,000 +193.5%
Goods, raw materials, services and sundry goods 60/61 €147,555 €786,462 +€638,907 +433.0%
Other operating charges 640/8 €505 €520 +€15 +2.9%
Gross operating margin 9900 -€147,555 -€786,462 -€638,907 -433.0%
Operating profit (loss) 9901 -€148,061 -€786,982 -€638,921 -431.5%
Financial charges 65/66B €46 €9,981 +€9,935 +21447.9%
Recurring financial charges 65 €46 €9,981 +€9,935 +21447.9%
Profit (loss) for the period before taxes 9903 -€148,107 -€796,963 -€648,856 -438.1%
Profit (loss) for the period 9904 -€148,107 -€796,963 -€648,856 -438.1%
Profit (loss) for the period to be appropriated 9905 -€148,107 -€796,963 -€648,856 -438.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.