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CELMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CELMO

BE 0832.802.012
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€9,142
2024 · -€5,937-€3,205
Equity
-€108,847
2024 · -€99,705-€9,142
Cash
€403
2024 · €95+€308
Balance sheet total
€149,153
2024 · €285,295-€136,142

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€200,000

    down €200,000 (-72.2%), from €277,200 to €77,200

  • Receivables within one year +€63,550

    up €63,550 (+794.4%), from €8,000 to €71,550

Equity and liabilities
  • Other debts -€127,000

    down €127,000 (-54.0%), from €235,000 to €108,000

  • Profit (loss) carried forward -€9,142

    down €9,142 (-7.3%), from -€124,705 to -€133,847

Income statement
  • Purchases and services +€3,520

    up €3,520 (+167.7%), from €2,099 to €5,619

  • Gross operating margin -€3,155

    down €3,155 (-150.3%), from -€2,099 to -€5,254

  • Turnover +€365

    new in 2025: €365

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€5,937
Gross operating margin -€3,155
Other operating charges -€51
Financial charges +€0
Result 2025 -€9,142

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€308
Investment €0
Financing -€0
Cash 2024 €95
Net result for the year -€9,142
Stocks and contracts +€200,000
Receivables within one year -€63,550
Other debts -€127,000
Contributions, distributions and other -€0
Cash 2025 €403
Every line side by side 26 lines
Line Code 2024 2025 Change %
Total assets 20/58 €285,295 €149,153 -€136,142 -47.7%
Current assets 29/58 €285,295 €149,153 -€136,142 -47.7%
Stocks and contracts in progress 3 €277,200 €77,200 -€200,000 -72.2%
Stocks 30/36 €277,200 €77,200 -€200,000 -72.2%
Amounts receivable within one year 40/41 €8,000 €71,550 +€63,550 +794.4%
Other amounts receivable 41 €8,000 €71,550 +€63,550 +794.4%
Cash at bank and in hand 54/58 €95 €403 +€308 +323.4%
Total equity and liabilities 10/49 €285,295 €149,153 -€136,142 -47.7%
Equity 10/15 -€99,705 -€108,847 -€9,142 -9.2%
Contributions 10/11 €25,000 €25,000 = 0.0%
Profit (loss) carried forward 14 -€124,705 -€133,847 -€9,142 -7.3%
Amounts payable 17/49 €385,000 €258,000 -€127,000 -33.0%
Amounts payable after more than one year 17 €150,000 €150,000 = 0.0%
Financial debts 170/4 €150,000 €150,000 = 0.0%
Amounts payable within one year 42/48 €235,000 €108,000 -€127,000 -54.0%
Other amounts payable 47/48 €235,000 €108,000 -€127,000 -54.0%
Turnover 70 - €365 +€365
Goods, raw materials, services and sundry goods 60/61 €2,099 €5,619 +€3,520 +167.7%
Other operating charges 640/8 €1,541 €1,592 +€51 +3.3%
Gross operating margin 9900 -€2,099 -€5,254 -€3,155 -150.3%
Operating profit (loss) 9901 -€3,640 -€6,846 -€3,206 -88.1%
Financial charges 65/66B €2,296 €2,296 -€0 0.0%
Recurring financial charges 65 €2,296 €2,296 -€0 0.0%
Profit (loss) for the period before taxes 9903 -€5,937 -€9,142 -€3,205 -54.0%
Profit (loss) for the period 9904 -€5,937 -€9,142 -€3,205 -54.0%
Profit (loss) for the period to be appropriated 9905 -€5,937 -€9,142 -€3,205 -54.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.