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Cé - Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Cé - Construct

BE 0746.440.437
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€14,963
2024 · €10,187-€25,150
Equity
€75,256
2024 · €100,219-€24,963
Cash
€21,182
2024 · €28,884-€7,701
Balance sheet total
€330,033
2024 · €368,843-€38,810

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€21,229

    down €21,229 (-7.3%), from €290,159 to €268,930

    of which Furniture and vehicles: -€11,361

  • Receivables within one year -€11,109

    down €11,109 (-36.8%), from €30,227 to €19,118

    of which Trade receivables: -€18,106

  • Cash -€7,701

    down €7,701 (-26.7%), from €28,884 to €21,182

    mainly Debts after one year (-€15,116) and Net result for the year (-€14,963)

Equity and liabilities
  • Reserves -€24,963

    down €24,963 (-25.7%), from €97,219 to €72,256

  • Debts after one year -€15,116

    down €15,116 (-6.3%), from €238,618 to €223,502

  • Other debts +€9,070

    up €9,070 (+309.6%), from €2,930 to €12,000

  • Tax, wage and social debts -€5,291

    down €5,291 (-70.2%), from €7,542 to €2,251

Income statement
  • Gross operating margin -€35,312

    down €35,312 (-78.5%), from €44,988 to €9,675

  • Taxes -€7,961

    down €7,961 (-100.0%), from €7,961 to €0

  • Depreciation -€3,254

    down €3,254 (-13.3%), from €24,483 to €21,229

  • Financial charges +€528

    up €528 (+24.5%), from €2,152 to €2,680

  • Other operating charges +€502

    up €502 (+57.9%), from €867 to €1,369

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €10,187
Gross operating margin -€35,312
Depreciation +€3,254
Other operating charges -€502
Financial income -€22
Financial charges -€528
Taxes +€7,961
Result 2025 -€14,963

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€21,867
Investment -€1,228
Financing -€28,341
Cash 2024 €28,884
Net result for the year -€14,963
Depreciation +€21,229
Receivables within one year +€11,109
Deferred charges and accrued income -€2
Trade debts +€715
Tax, wage and social debts -€5,291
Other debts +€9,070
Current investments -€1,228
Debts after one year -€15,116
Current portion of long-term debt -€3,225
Contributions, distributions and other -€10,000
Cash 2025 €21,182
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €368,843 €330,033 -€38,810 -10.5%
Formation expenses 20 €0 €0 =
Fixed assets 21/28 €290,159 €268,930 -€21,229 -7.3%
Tangible fixed assets 22/27 €290,159 €268,930 -€21,229 -7.3%
Land and buildings 22 €276,263 €266,395 -€9,868 -3.6%
Furniture and vehicles 24 €13,895 €2,535 -€11,361 -81.8%
Current assets 29/58 €78,685 €61,104 -€17,581 -22.3%
Amounts receivable within one year 40/41 €30,227 €19,118 -€11,109 -36.8%
Trade receivables 40 €23,711 €5,605 -€18,106 -76.4%
Other amounts receivable 41 €6,517 €13,513 +€6,997 +107.4%
Current investments 50/53 €19,453 €20,681 +€1,228 +6.3%
Cash at bank and in hand 54/58 €28,884 €21,182 -€7,701 -26.7%
Deferred charges and accrued income 490/1 €120 €122 +€2 +1.4%
Total equity and liabilities 10/49 €368,843 €330,033 -€38,810 -10.5%
Equity 10/15 €100,219 €75,256 -€24,963 -24.9%
Contributions 10/11 €3,000 €3,000 = 0.0%
Reserves 13 €97,219 €72,256 -€24,963 -25.7%
Distributable reserves 133 €97,219 €72,256 -€24,963 -25.7%
Amounts payable 17/49 €268,624 €254,777 -€13,847 -5.2%
Amounts payable after more than one year 17 €238,618 €223,502 -€15,116 -6.3%
Financial debts 170/4 €238,618 €223,502 -€15,116 -6.3%
Amounts payable within one year 42/48 €30,007 €31,275 +€1,268 +4.2%
Current portion of amounts payable after more than one year 42 €18,341 €15,116 -€3,225 -17.6%
Trade debts 44 €1,194 €1,908 +€715 +59.9%
Suppliers 440/4 €1,194 €1,908 +€715 +59.9%
Taxes, remuneration and social security 45 €7,542 €2,251 -€5,291 -70.2%
Taxes 450/3 €7,542 €2,251 -€5,291 -70.2%
Other amounts payable 47/48 €2,930 €12,000 +€9,070 +309.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €24,483 €21,229 -€3,254 -13.3%
Other operating charges 640/8 €867 €1,369 +€502 +57.9%
Gross operating margin 9900 €44,988 €9,675 -€35,312 -78.5%
Operating profit (loss) 9901 €19,638 -€12,923 -€32,561
Financial income 75/76B €662 €641 -€22 -3.3%
Recurring financial income 75 €662 €641 -€22 -3.3%
Financial charges 65/66B €2,152 €2,680 +€528 +24.5%
Recurring financial charges 65 €2,152 €2,680 +€528 +24.5%
Profit (loss) for the period before taxes 9903 €18,148 -€14,963 -€33,111
Income taxes 67/77 €7,961 €0 -€7,961 -100.0%
Profit (loss) for the period 9904 €10,187 -€14,963 -€25,150
Profit (loss) for the period to be appropriated 9905 €10,187 -€14,963 -€25,150

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.