CDM STRAVITEC: what changed
What changed
CDM STRAVITEC
NACE 43.230, Insulation installation
filed annual accounts (NBB)
Net result for the year
-€591,082
2024 · -€1.6m+€992,096
Equity
€4.5m
2024 · €5.2m-€740,258
Cash
€761,128
2024 · €659,169+€101,959
Balance sheet total
€16.6m
2024 · €16.8m-€227,662
Largest movements
Assets
- Receivables within one year -€190,262
down €190,262 (-2.0%), from €9.5m to €9.3m
of which Trade receivables: -€1.2m
Equity and liabilities
- Trade debts +€775,585
up €775,585 (+17.2%), from €4.5m to €5.3m
- Other debts +€591,589
up €591,589 (+177%), from €334,184 to €925,773
- Profit (loss) carried forward -€591,082
down €591,082 (-89.3%), from -€661,980 to -€1.3m
- Debts after one year -€347,955
down €347,955 (-25.4%), from €1.4m to €1.0m
- Short-term financial debts -€304,524
down €304,524 (-7.1%), from €4.3m to €4.0m
Income statement
- Turnover -€1.5m
down €1.5m (-10.5%), from €14.2m to €12.8m
- Services and other goods -€1.1m
down €1.1m (-21.1%), from €5.0m to €4.0m
- Financial income +€961,764
up €961,764 (+3,418%), from €28,141 to €989,905
- Goods and materials -€750,276
down €750,276 (-10.6%), from €7.1m to €6.3m
of which Change in stocks: decrease (increase): -€388,642
- Provisions +€501,200
up €501,200, from -€501,200 to €0
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€1.6m
Turnover
-€1.5m
Other operating income
+€21,193
Goods and materials
+€750,276
Services and other goods
+€1.1m
Staff costs
-€106,052
Depreciation
+€26,836
Write-downs
+€2,090
Provisions
-€501,200
Other operating charges
-€14,367
Other operating items
+€241,146
Financial income
+€961,764
Financial charges
+€20,862
Taxes
+€20,022
Result 2025
-€591,082
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€1.0m
Investment
-€76,035
Financing
-€841,941
Cash 2024
€659,169
From operations (derived)
+€1.0m
Net result for the year
-€591,082
Depreciation
+€231,410
Stocks and contracts
+€19,158
Receivables within one year
+€190,262
Deferred charges and accrued income
-€35,174
Trade debts
+€775,585
Tax, wage and social debts
-€43,216
Advances received
-€59,899
Other debts
+€591,589
Accrued charges and deferred income
-€58,698
Investment (derived)
-€76,035
Investment in fixed assets (net)
-€76,035
Financing
-€841,941
Debts after one year
-€347,955
Current portion of long-term debt
-€40,286
Short-term financial debts
-€304,524
Contributions, distributions and other
-€149,176
Cash 2025
€761,128
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,794,987 | €16,567,325 | -€227,662 | -1.4% |
| Fixed assets | 21/28 | €3,148,817 | €2,993,442 | -€155,375 | -4.9% |
| Intangible fixed assets | 21 | €181,445 | €107,818 | -€73,627 | -40.6% |
| Tangible fixed assets | 22/27 | €433,195 | €361,511 | -€71,684 | -16.5% |
| Plant, machinery and equipment | 23 | €215,045 | €184,063 | -€30,982 | -14.4% |
| Furniture and vehicles | 24 | €69,935 | €60,234 | -€9,701 | -13.9% |
| Other tangible fixed assets | 26 | €148,215 | €117,214 | -€31,001 | -20.9% |
| Financial fixed assets | 28 | €2,534,177 | €2,524,113 | -€10,064 | -0.4% |
| Affiliated companies | 280/1 | €2,534,177 | €2,524,113 | -€10,064 | -0.4% |
| Participating interests | 280 | €2,534,177 | €2,524,113 | -€10,064 | -0.4% |
| Current assets | 29/58 | €13,646,170 | €13,573,883 | -€72,287 | -0.5% |
| Stocks and contracts in progress | 3 | €2,285,977 | €2,266,819 | -€19,158 | -0.8% |
| Stocks | 30/36 | €2,285,977 | €2,266,819 | -€19,158 | -0.8% |
| Raw materials and consumables | 30/31 | €2,071,874 | €1,988,509 | -€83,365 | -4.0% |
| Work in progress | 32 | €5,846 | €5,681 | -€165 | -2.8% |
| Finished goods | 33 | €208,257 | €272,629 | +€64,372 | +30.9% |
| Amounts receivable within one year | 40/41 | €9,519,261 | €9,328,999 | -€190,262 | -2.0% |
| Trade receivables | 40 | €8,146,980 | €6,898,705 | -€1.2m | -15.3% |
| Other amounts receivable | 41 | €1,372,281 | €2,430,294 | +€1.1m | +77.1% |
| Current investments | 50/53 | €1,028,920 | €1,028,920 | = | 0.0% |
| Own shares | 50 | €1,028,920 | €1,028,920 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €659,169 | €761,128 | +€101,959 | +15.5% |
| Deferred charges and accrued income | 490/1 | €152,843 | €188,017 | +€35,174 | +23.0% |
| Total equity and liabilities | 10/49 | €16,794,987 | €16,567,325 | -€227,662 | -1.4% |
| Equity | 10/15 | €5,219,505 | €4,479,247 | -€740,258 | -14.2% |
| Contributions | 10/11 | €4,247,801 | €4,247,801 | = | 0.0% |
| Capital | 10 | €4,247,801 | €4,247,801 | = | 0.0% |
| Issued capital | 100 | €4,247,801 | €4,247,801 | = | 0.0% |
| Reserves | 13 | €1,458,206 | €1,458,206 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,458,206 | €1,458,206 | = | 0.0% |
| Legal reserve | 130 | €429,286 | €429,286 | = | 0.0% |
| Own shares acquired | 1312 | €1,028,920 | €1,028,920 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€661,980 | -€1,253,062 | -€591,082 | -89.3% |
| Investment grants | 15 | €175,478 | €26,302 | -€149,176 | -85.0% |
| Provisions and deferred taxes | 16 | €0 | - | = | |
| Provisions for liabilities and charges | 160/5 | €0 | - | = | |
| Other liabilities and charges | 164/5 | €0 | - | = | |
| Amounts payable | 17/49 | €11,575,482 | €12,088,078 | +€512,596 | +4.4% |
| Amounts payable after more than one year | 17 | €1,368,958 | €1,021,003 | -€347,955 | -25.4% |
| Financial debts | 170/4 | €1,368,958 | €1,021,003 | -€347,955 | -25.4% |
| Credit institutions | 173 | €1,368,958 | €1,021,003 | -€347,955 | -25.4% |
| Amounts payable within one year | 42/48 | €10,020,170 | €10,939,419 | +€919,249 | +9.2% |
| Current portion of amounts payable after more than one year | 42 | €391,980 | €351,694 | -€40,286 | -10.3% |
| Financial debts | 43 | €4,275,725 | €3,971,201 | -€304,524 | -7.1% |
| Credit institutions | 430/8 | €4,275,725 | €3,971,201 | -€304,524 | -7.1% |
| Trade debts | 44 | €4,510,130 | €5,285,715 | +€775,585 | +17.2% |
| Suppliers | 440/4 | €4,510,130 | €5,285,715 | +€775,585 | +17.2% |
| Advances received on contracts in progress | 46 | €59,899 | - | -€59,899 | |
| Taxes, remuneration and social security | 45 | €448,252 | €405,036 | -€43,216 | -9.6% |
| Taxes | 450/3 | €93,118 | €87,582 | -€5,536 | -5.9% |
| Remuneration and social security | 454/9 | €355,134 | €317,454 | -€37,680 | -10.6% |
| Other amounts payable | 47/48 | €334,184 | €925,773 | +€591,589 | +177% |
| Accrued charges and deferred income | 492/3 | €186,354 | €127,656 | -€58,698 | -31.5% |
| Operating income | 70/76A | €14,251,289 | €13,023,988 | -€1.2m | -8.6% |
| Turnover | 70 | €14,243,591 | €12,754,299 | -€1.5m | -10.5% |
| Change in stocks of work in progress, finished goods and contracts in progress | 71 | -€174,660 | €0 | +€174,660 | |
| Other operating income | 74 | €179,667 | €200,860 | +€21,193 | +11.8% |
| Non-recurring operating income | 76A | €2,691 | €68,829 | +€66,138 | +2,458% |
| Operating charges | 60/66A | €15,533,917 | €14,317,168 | -€1.2m | -7.8% |
| Goods for resale, raw materials and consumables | 60 | €7,060,859 | €6,310,583 | -€750,276 | -10.6% |
| Purchases | 600/8 | €6,657,675 | €6,296,041 | -€361,634 | -5.4% |
| Change in stocks: decrease (increase) | 609 | €403,184 | €14,542 | -€388,642 | -96.4% |
| Services and other goods | 61 | €5,020,200 | €3,961,382 | -€1.1m | -21.1% |
| Remuneration, social security and pensions | 62 | €3,675,023 | €3,781,075 | +€106,052 | +2.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €258,246 | €231,410 | -€26,836 | -10.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €2,090 | €0 | -€2,090 | -100% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€501,200 | €0 | +€501,200 | |
| Other operating charges | 640/8 | €18,351 | €32,718 | +€14,367 | +78.3% |
| Non-recurring operating charges | 66A | €348 | €0 | -€348 | -100% |
| Operating profit (loss) | 9901 | -€1,282,628 | -€1,293,180 | -€10,552 | -0.8% |
| Financial income | 75/76B | €28,141 | €989,905 | +€961,764 | +3,418% |
| Recurring financial income | 75 | €28,141 | €989,905 | +€961,764 | +3,418% |
| Income from financial fixed assets | 750 | - | €809,451 | +€809,451 | |
| Income from current assets | 751 | - | €27,882 | +€27,882 | |
| Other financial income | 752/9 | €28,141 | €152,572 | +€124,431 | +442% |
| Financial charges | 65/66B | €298,140 | €277,278 | -€20,862 | -7.0% |
| Recurring financial charges | 65 | €298,140 | €277,278 | -€20,862 | -7.0% |
| Debt charges | 650 | €249,528 | €223,601 | -€25,927 | -10.4% |
| Other financial charges | 652/9 | €48,612 | €53,677 | +€5,065 | +10.4% |
| Profit (loss) for the period before taxes | 9903 | -€1,552,627 | -€580,553 | +€972,074 | +62.6% |
| Income taxes | 67/77 | €30,551 | €10,529 | -€20,022 | -65.5% |
| Taxes | 670/3 | €30,551 | €10,529 | -€20,022 | -65.5% |
| Profit (loss) for the period | 9904 | -€1,583,178 | -€591,082 | +€992,096 | +62.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,583,178 | -€591,082 | +€992,096 | +62.7% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.