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CBG: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CBG

BE 0799.741.046
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€8,103
2024 · -€29,334+€37,436
Equity
€10,980
2024 · €2,878+€8,103
Cash
€28,120
2024 · €34,937-€6,817
Balance sheet total
€266,351
2024 · €170,694+€95,657

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€112,825

    up €112,825 (+112.5%), from €100,300 to €213,125

    of which Trade receivables: +€109,230

  • Cash -€6,817

    down €6,817 (-19.5%), from €34,937 to €28,120

    mainly Receivables within one year (-€112,825) and Tax, wage and social debts (-€19,197)

  • Tangible fixed assets -€5,986

    down €5,986 (-21.0%), from €28,455 to €22,469

    of which Furniture and vehicles: -€4,804

  • Deferred charges and accrued income -€4,365

    down €4,365 (-67.8%), from €6,439 to €2,074

Equity and liabilities
  • Trade debts +€85,833

    up €85,833 (+95.4%), from €89,981 to €175,814

  • Accrued charges and deferred income +€40,034

    up €40,034 (+5759.6%), from €695 to €40,729

  • Tax, wage and social debts -€19,197

    down €19,197 (-91.7%), from €20,937 to €1,740

    of which Remuneration and social security: -€11,047

  • Other debts -€19,115

    down €19,115 (-34.0%), from €56,203 to €37,088

  • Profit (loss) carried forward +€8,103

    up €8,103, from -€1,110 to €6,992

Income statement
  • Staff costs -€57,686

    down €57,686 (-97.1%), from €59,391 to €1,705

  • Gross operating margin -€6,034

    down €6,034 (-15.2%), from €39,682 to €33,648

  • Write-downs +€4,688

    new in 2025: €4,688

  • Depreciation +€4,361

    up €4,361 (+72.4%), from €6,024 to €10,385

  • Financial charges +€2,857

    up €2,857 (+263.1%), from €1,086 to €3,943

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€29,334
Gross operating margin -€6,034
Staff costs +€57,686
Depreciation -€4,361
Write-downs -€4,688
Other operating charges -€1,087
Other operating items -€887
Financial income -€24
Financial charges -€2,857
Taxes -€312
Result 2025 €8,103

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,418
Investment -€4,399
Financing €0
Cash 2024 €34,937
Net result for the year +€8,103
Depreciation +€10,385
Receivables within one year -€112,825
Deferred charges and accrued income +€4,365
Trade debts +€85,833
Tax, wage and social debts -€19,197
Other debts -€19,115
Accrued charges and deferred income +€40,034
Investment in fixed assets (net) -€4,399
Cash 2025 €28,120
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €170,694 €266,351 +€95,657 +56.0%
Fixed assets 21/28 €29,018 €23,032 -€5,986 -20.6%
Tangible fixed assets 22/27 €28,455 €22,469 -€5,986 -21.0%
Plant, machinery and equipment 23 €6,190 €5,007 -€1,183 -19.1%
Furniture and vehicles 24 €22,266 €17,462 -€4,804 -21.6%
Financial fixed assets 28 €563 €563 = 0.0%
Current assets 29/58 €141,676 €243,319 +€101,643 +71.7%
Amounts receivable within one year 40/41 €100,300 €213,125 +€112,825 +112.5%
Trade receivables 40 €83,903 €193,133 +€109,230 +130.2%
Other amounts receivable 41 €16,397 €19,992 +€3,595 +21.9%
Cash at bank and in hand 54/58 €34,937 €28,120 -€6,817 -19.5%
Deferred charges and accrued income 490/1 €6,439 €2,074 -€4,365 -67.8%
Total equity and liabilities 10/49 €170,694 €266,351 +€95,657 +56.0%
Equity 10/15 €2,878 €10,980 +€8,103 +281.6%
Contributions 10/11 €3,988 €3,988 = 0.0%
Profit (loss) carried forward 14 -€1,110 €6,992 +€8,103
Amounts payable 17/49 €167,816 €255,370 +€87,554 +52.2%
Amounts payable within one year 42/48 €167,121 €214,641 +€47,520 +28.4%
Trade debts 44 €89,981 €175,814 +€85,833 +95.4%
Suppliers 440/4 €89,981 €175,814 +€85,833 +95.4%
Taxes, remuneration and social security 45 €20,937 €1,740 -€19,197 -91.7%
Taxes 450/3 €9,890 €1,740 -€8,150 -82.4%
Remuneration and social security 454/9 €11,047 - -€11,047
Other amounts payable 47/48 €56,203 €37,088 -€19,115 -34.0%
Accrued charges and deferred income 492/3 €695 €40,729 +€40,034 +5759.6%
Remuneration, social security and pensions 62 €59,391 €1,705 -€57,686 -97.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,024 €10,385 +€4,361 +72.4%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €4,688 +€4,688
Other operating charges 640/8 €2,390 €3,477 +€1,087 +45.5%
Non-recurring operating charges 66A €152 €1,039 +€887 +584.1%
Gross operating margin 9900 €39,682 €33,648 -€6,034 -15.2%
Operating profit (loss) 9901 -€28,274 €12,355 +€40,629
Financial income 75/76B €34 €10 -€24 -70.0%
Recurring financial income 75 €34 €10 -€24 -70.0%
Financial charges 65/66B €1,086 €3,943 +€2,857 +263.1%
Recurring financial charges 65 €1,086 €3,943 +€2,857 +263.1%
Profit (loss) for the period before taxes 9903 -€29,326 €8,423 +€37,749
Income taxes 67/77 €8 €320 +€312 +3973.9%
Profit (loss) for the period 9904 -€29,334 €8,103 +€37,436
Profit (loss) for the period to be appropriated 9905 -€29,334 €8,103 +€37,436

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.