CATINUS-BURLET: what changed
What changed
CATINUS-BURLET
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€73,405
2024 · €86,897-€13,493
Equity
€251,838
2024 · €208,433+€43,405
Cash
€183,162
2024 · €173,890+€9,271
Balance sheet total
€849,034
2024 · €877,434-€28,400
Largest movements
Assets
- Tangible fixed assets -€34,723
down €34,723 (-5.9%), from €586,225 to €551,502
of which Land and buildings: -€26,167
- Cash +€9,271
up €9,271 (+5.3%), from €173,890 to €183,162
mainly Net result for the year (+€73,405) and Depreciation (+€47,634)
Equity and liabilities
- Debts after one year -€69,075
down €69,075 (-14.2%), from €485,516 to €416,442
- Profit (loss) carried forward +€43,405
up €43,405 (+35.2%), from €123,372 to €166,777
- Trade debts -€24,181
down €24,181 (-77.3%), from €31,274 to €7,093
- Tax, wage and social debts +€14,912
up €14,912 (+25.0%), from €59,675 to €74,586
of which Taxes: +€8,520
Income statement
- Gross operating margin -€14,793
down €14,793 (-3.9%), from €375,070 to €360,277
- Taxes -€5,148
down €5,148 (-13.4%), from €38,531 to €33,383
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€86,897
Gross operating margin
-€14,793
Staff costs
-€3,588
Depreciation
-€3,396
Other operating charges
+€674
Financial income
+€519
Financial charges
+€1,943
Taxes
+€5,148
Result 2025
€73,405
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€111,787
Investment
-€4,981
Financing
-€97,535
Cash 2024
€173,890
From operations (derived)
+€111,787
Net result for the year
+€73,405
Depreciation
+€47,634
Receivables within one year
-€5,418
Deferred charges and accrued income
+€437
Trade debts
-€24,181
Tax, wage and social debts
+€14,912
Other debts
+€5,000
Investment (derived)
-€4,981
Investment in fixed assets (net)
-€4,981
Financing
-€97,535
Debts after one year
-€69,075
Current portion of long-term debt
+€1,540
Contributions, distributions and other
-€30,000
Cash 2025
€183,162
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €877,434 | €849,034 | -€28,400 | -3.2% |
| Fixed assets | 21/28 | €621,788 | €579,135 | -€42,653 | -6.9% |
| Intangible fixed assets | 21 | €34,454 | €26,523 | -€7,930 | -23.0% |
| Tangible fixed assets | 22/27 | €586,225 | €551,502 | -€34,723 | -5.9% |
| Land and buildings | 22 | €548,546 | €522,378 | -€26,167 | -4.8% |
| Plant, machinery and equipment | 23 | €8,123 | €6,680 | -€1,443 | -17.8% |
| Furniture and vehicles | 24 | €29,556 | €22,444 | -€7,113 | -24.1% |
| Financial fixed assets | 28 | €1,110 | €1,110 | = | 0.0% |
| Current assets | 29/58 | €255,646 | €269,899 | +€14,253 | +5.6% |
| Amounts receivable within one year | 40/41 | €78,751 | €84,169 | +€5,418 | +6.9% |
| Trade receivables | 40 | €78,751 | €84,169 | +€5,418 | +6.9% |
| Cash at bank and in hand | 54/58 | €173,890 | €183,162 | +€9,271 | +5.3% |
| Deferred charges and accrued income | 490/1 | €3,005 | €2,568 | -€437 | -14.5% |
| Total equity and liabilities | 10/49 | €877,434 | €849,034 | -€28,400 | -3.2% |
| Equity | 10/15 | €208,433 | €251,838 | +€43,405 | +20.8% |
| Contributions | 10/11 | €77,329 | €77,329 | = | 0.0% |
| Capital | 10 | €77,329 | €77,329 | = | 0.0% |
| Issued capital | 100 | €77,329 | €77,329 | = | 0.0% |
| Reserves | 13 | €7,733 | €7,733 | = | 0.0% |
| Non-distributable reserves | 130/1 | €7,733 | €7,733 | = | 0.0% |
| Legal reserve | 130 | €7,733 | €7,733 | = | 0.0% |
| Profit (loss) carried forward | 14 | €123,372 | €166,777 | +€43,405 | +35.2% |
| Amounts payable | 17/49 | €669,000 | €597,196 | -€71,805 | -10.7% |
| Amounts payable after more than one year | 17 | €485,516 | €416,442 | -€69,075 | -14.2% |
| Financial debts | 170/4 | €485,516 | €416,442 | -€69,075 | -14.2% |
| Amounts payable within one year | 42/48 | €183,484 | €180,754 | -€2,730 | -1.5% |
| Current portion of amounts payable after more than one year | 42 | €67,535 | €69,075 | +€1,540 | +2.3% |
| Trade debts | 44 | €31,274 | €7,093 | -€24,181 | -77.3% |
| Suppliers | 440/4 | €31,274 | €7,093 | -€24,181 | -77.3% |
| Taxes, remuneration and social security | 45 | €59,675 | €74,586 | +€14,912 | +25.0% |
| Taxes | 450/3 | €34,517 | €43,037 | +€8,520 | +24.7% |
| Remuneration and social security | 454/9 | €25,158 | €31,550 | +€6,392 | +25.4% |
| Other amounts payable | 47/48 | €25,000 | €30,000 | +€5,000 | +20.0% |
| Remuneration, social security and pensions | 62 | €181,658 | €185,246 | +€3,588 | +2.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €44,238 | €47,634 | +€3,396 | +7.7% |
| Other operating charges | 640/8 | €9,028 | €8,355 | -€674 | -7.5% |
| Gross operating margin | 9900 | €375,070 | €360,277 | -€14,793 | -3.9% |
| Operating profit (loss) | 9901 | €140,146 | €119,043 | -€21,103 | -15.1% |
| Financial income | 75/76B | - | €519 | +€519 | |
| Recurring financial income | 75 | - | €519 | +€519 | |
| Financial charges | 65/66B | €14,717 | €12,774 | -€1,943 | -13.2% |
| Recurring financial charges | 65 | €14,717 | €12,774 | -€1,943 | -13.2% |
| Profit (loss) for the period before taxes | 9903 | €125,429 | €106,788 | -€18,641 | -14.9% |
| Income taxes | 67/77 | €38,531 | €33,383 | -€5,148 | -13.4% |
| Profit (loss) for the period | 9904 | €86,897 | €73,405 | -€13,493 | -15.5% |
| Profit (loss) for the period to be appropriated | 9905 | €86,897 | €73,405 | -€13,493 | -15.5% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.