Carvit: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Carvit
Largest movements
- Receivables within one year +€20,080
up €20,080 (+66.1%), from €30,401 to €50,481
of which Trade receivables: +€20,080
- Cash -€11,008
down €11,008 (-18.4%), from €59,826 to €48,818
mainly Contributions, distributions and other (-€340,000) and Receivables within one year (-€20,080)
- Tangible fixed assets -€7,299
down €7,299 (-2.5%), from €289,965 to €282,666
of which Land and buildings: -€7,299
- Other debts +€283,166
up €283,166 (+1,559%), from €18,165 to €301,331
- Reserves -€234,204
down €234,204 (-98.3%), from €238,142 to €3,938
of which Distributable reserves: -€231,204
- Profit (loss) carried forward -€30,948
down €30,948 (-40.8%), from €75,796 to €44,848
- Debts after one year -€18,267
down €18,267 (-9.4%), from €194,400 to €176,134
- Taxes +€4,346
up €4,346 (+18.9%), from €22,962 to €27,308
- Gross operating margin +€2,639
up €2,639 (+2.4%), from €111,722 to €114,360
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €581,421 | €587,305 | +€5,884 | +1.0% |
| Fixed assets | 21/28 | €289,965 | €282,666 | -€7,299 | -2.5% |
| Tangible fixed assets | 22/27 | €289,965 | €282,666 | -€7,299 | -2.5% |
| Land and buildings | 22 | €289,965 | €282,666 | -€7,299 | -2.5% |
| Furniture and vehicles | 24 | €0 | - | = | |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €291,456 | €304,639 | +€13,183 | +4.5% |
| Amounts receivable within one year | 40/41 | €30,401 | €50,481 | +€20,080 | +66.1% |
| Trade receivables | 40 | €27,711 | €47,791 | +€20,080 | +72.5% |
| Other amounts receivable | 41 | €2,689 | €2,689 | = | 0.0% |
| Current investments | 50/53 | €201,229 | €203,411 | +€2,182 | +1.1% |
| Cash at bank and in hand | 54/58 | €59,826 | €48,818 | -€11,008 | -18.4% |
| Deferred charges and accrued income | 490/1 | €0 | €1,930 | +€1,930 | |
| Total equity and liabilities | 10/49 | €581,421 | €587,305 | +€5,884 | +1.0% |
| Equity | 10/15 | €343,938 | €78,786 | -€265,152 | -77.1% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €238,142 | €3,938 | -€234,204 | -98.3% |
| Non-distributable reserves | 130/1 | €3,000 | €0 | -€3,000 | -100% |
| Reserves not available under the articles | 1311 | €3,000 | €0 | -€3,000 | -100% |
| Distributable reserves | 133 | €235,142 | €3,938 | -€231,204 | -98.3% |
| Profit (loss) carried forward | 14 | €75,796 | €44,848 | -€30,948 | -40.8% |
| Amounts payable | 17/49 | €237,483 | €508,520 | +€271,036 | +114% |
| Amounts payable after more than one year | 17 | €194,400 | €176,134 | -€18,267 | -9.4% |
| Financial debts | 170/4 | €194,400 | €176,134 | -€18,267 | -9.4% |
| Amounts payable within one year | 42/48 | €43,083 | €330,607 | +€287,524 | +667% |
| Current portion of amounts payable after more than one year | 42 | €18,267 | €18,267 | = | 0.0% |
| Trade debts | 44 | €1,272 | €2,759 | +€1,487 | +117% |
| Suppliers | 440/4 | €1,272 | €2,759 | +€1,487 | +117% |
| Taxes, remuneration and social security | 45 | €5,380 | €8,251 | +€2,871 | +53.4% |
| Taxes | 450/3 | €5,380 | €8,251 | +€2,871 | +53.4% |
| Other amounts payable | 47/48 | €18,165 | €301,331 | +€283,166 | +1,559% |
| Accrued charges and deferred income | 492/3 | €0 | €1,779 | +€1,779 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,929 | €8,930 | +€0 | 0.0% |
| Other operating charges | 640/8 | €3,087 | €2,480 | -€608 | -19.7% |
| Gross operating margin | 9900 | €111,722 | €114,360 | +€2,639 | +2.4% |
| Operating profit (loss) | 9901 | €99,705 | €102,951 | +€3,246 | +3.3% |
| Financial income | 75/76B | €3,402 | €2,956 | -€446 | -13.1% |
| Recurring financial income | 75 | €3,402 | €2,956 | -€446 | -13.1% |
| Financial charges | 65/66B | €4,350 | €3,752 | -€598 | -13.7% |
| Recurring financial charges | 65 | €2,802 | €3,752 | +€950 | +33.9% |
| Non-recurring financial charges | 66B | €1,548 | €0 | -€1,548 | -100% |
| Profit (loss) for the period before taxes | 9903 | €98,758 | €102,156 | +€3,399 | +3.4% |
| Income taxes | 67/77 | €22,962 | €27,308 | +€4,346 | +18.9% |
| Profit (loss) for the period | 9904 | €75,796 | €74,848 | -€948 | -1.3% |
| Profit (loss) for the period to be appropriated | 9905 | €75,796 | €74,848 | -€948 | -1.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.