CARVER SERVICES: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CARVER SERVICES
Largest movements
- Cash -€976
down €976 (-26.5%), from €3,686 to €2,710
mainly Other debts (-€2,860) and Investment in fixed assets (net) (-€500)
- Financial fixed assets +€500
new in 2025: €500
- Other debts -€2,860
down €2,860 (-10.2%), from €27,996 to €25,136
- Profit (loss) carried forward +€2,428
up €2,428 (+1.8%), from -€135,987 to -€133,559
- Gross operating margin +€2,397
up €2,397 (+347.3%), from €690 to €3,088
- Financial charges +€55
up €55 (+26.9%), from €205 to €260
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,789 | €8,326 | -€462 | -5.3% |
| Fixed assets | 21/28 | - | €500 | +€500 | |
| Financial fixed assets | 28 | - | €500 | +€500 | |
| Current assets | 29/58 | €8,789 | €7,826 | -€962 | -10.9% |
| Amounts receivable within one year | 40/41 | €3,902 | €3,932 | +€30 | +0.8% |
| Other amounts receivable | 41 | €3,902 | €3,932 | +€30 | +0.8% |
| Cash at bank and in hand | 54/58 | €3,686 | €2,710 | -€976 | -26.5% |
| Deferred charges and accrued income | 490/1 | €1,201 | €1,185 | -€16 | -1.3% |
| Total equity and liabilities | 10/49 | €8,789 | €8,326 | -€462 | -5.3% |
| Equity | 10/15 | -€19,237 | -€16,810 | +€2,428 | +12.6% |
| Contributions | 10/11 | €80,500 | €80,500 | = | 0.0% |
| Reserves | 13 | €36,249 | €36,249 | = | 0.0% |
| Distributable reserves | 133 | €36,249 | €36,249 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€135,987 | -€133,559 | +€2,428 | +1.8% |
| Amounts payable | 17/49 | €28,026 | €25,136 | -€2,890 | -10.3% |
| Amounts payable within one year | 42/48 | €28,026 | €25,136 | -€2,890 | -10.3% |
| Trade debts | 44 | €30 | - | -€30 | |
| Suppliers | 440/4 | €30 | - | -€30 | |
| Other amounts payable | 47/48 | €27,996 | €25,136 | -€2,860 | -10.2% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €690 | €3,088 | +€2,397 | +347.3% |
| Operating profit (loss) | 9901 | €303 | €2,688 | +€2,385 | +787.4% |
| Financial charges | 65/66B | €205 | €260 | +€55 | +26.9% |
| Recurring financial charges | 65 | €205 | €260 | +€55 | +26.9% |
| Profit (loss) for the period before taxes | 9903 | €98 | €2,428 | +€2,330 | +2383.3% |
| Profit (loss) for the period | 9904 | €98 | €2,428 | +€2,330 | +2383.3% |
| Profit (loss) for the period to be appropriated | 9905 | €98 | €2,428 | +€2,330 | +2383.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.