CARREMAT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CARREMAT
Largest movements
- Stocks and contracts -€113,291
down €113,291 (-76.9%), from €147,356 to €34,065
- Receivables within one year +€31,262
up €31,262 (+226%), from €13,845 to €45,107
of which Trade receivables: +€45,107
- Tangible fixed assets -€8,658
down €8,658 (-30.3%), from €28,581 to €19,923
of which Furniture and vehicles: -€8,179
- Cash -€3,739
down €3,739 (-41.1%), from €9,105 to €5,366
mainly Other debts (-€71,811) and Net result for the year (-€59,868)
- Other debts -€71,811
down €71,811 (-47.1%), from €152,528 to €80,717
- Profit (loss) carried forward -€59,868
down €59,868 (-70.0%), from -€85,514 to -€145,382
- Trade debts +€20,260
up €20,260 (+16.0%), from €126,259 to €146,519
- Tax, wage and social debts +€17,307
up €17,307 (+865%), from €2,000 to €19,307
of which Taxes: +€17,045
- Staff costs +€20,077
up €20,077 (+87.9%), from €22,830 to €42,907
- Depreciation -€3,199
down €3,199 (-27.0%), from €11,857 to €8,658
- Gross operating margin +€1,380
up €1,380 (+19.9%), from -€6,938 to -€5,558
- Other operating charges +€1,282
up €1,282 (+111%), from €1,152 to €2,434
- Financial charges -€243
down €243 (-43.9%), from €555 to €311
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €214,598 | €120,441 | -€94,157 | -43.9% |
| Fixed assets | 21/28 | €44,292 | €35,903 | -€8,388 | -18.9% |
| Tangible fixed assets | 22/27 | €28,581 | €19,923 | -€8,658 | -30.3% |
| Plant, machinery and equipment | 23 | €4,528 | €4,048 | -€480 | -10.6% |
| Furniture and vehicles | 24 | €24,053 | €15,875 | -€8,179 | -34.0% |
| Financial fixed assets | 28 | €15,711 | €15,980 | +€270 | +1.7% |
| Current assets | 29/58 | €170,306 | €84,538 | -€85,768 | -50.4% |
| Stocks and contracts in progress | 3 | €147,356 | €34,065 | -€113,291 | -76.9% |
| Stocks | 30/36 | €147,356 | €34,065 | -€113,291 | -76.9% |
| Amounts receivable within one year | 40/41 | €13,845 | €45,107 | +€31,262 | +226% |
| Trade receivables | 40 | - | €45,107 | +€45,107 | |
| Other amounts receivable | 41 | €13,845 | - | -€13,845 | |
| Cash at bank and in hand | 54/58 | €9,105 | €5,366 | -€3,739 | -41.1% |
| Total equity and liabilities | 10/49 | €214,598 | €120,441 | -€94,157 | -43.9% |
| Equity | 10/15 | -€66,914 | -€126,782 | -€59,868 | -89.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Capital | 10 | €18,600 | €18,600 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€85,514 | -€145,382 | -€59,868 | -70.0% |
| Amounts payable | 17/49 | €281,512 | €247,224 | -€34,289 | -12.2% |
| Amounts payable within one year | 42/48 | €280,787 | €246,544 | -€34,244 | -12.2% |
| Trade debts | 44 | €126,259 | €146,519 | +€20,260 | +16.0% |
| Suppliers | 440/4 | €126,259 | €146,519 | +€20,260 | +16.0% |
| Taxes, remuneration and social security | 45 | €2,000 | €19,307 | +€17,307 | +865% |
| Taxes | 450/3 | - | €17,045 | +€17,045 | |
| Remuneration and social security | 454/9 | €2,000 | €2,262 | +€262 | +13.1% |
| Other amounts payable | 47/48 | €152,528 | €80,717 | -€71,811 | -47.1% |
| Accrued charges and deferred income | 492/3 | €725 | €680 | -€45 | -6.2% |
| Remuneration, social security and pensions | 62 | €22,830 | €42,907 | +€20,077 | +87.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,857 | €8,658 | -€3,199 | -27.0% |
| Other operating charges | 640/8 | €1,152 | €2,434 | +€1,282 | +111% |
| Gross operating margin | 9900 | -€6,938 | -€5,558 | +€1,380 | +19.9% |
| Operating profit (loss) | 9901 | -€42,777 | -€59,557 | -€16,780 | -39.2% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €555 | €311 | -€243 | -43.9% |
| Recurring financial charges | 65 | €555 | €311 | -€243 | -43.9% |
| Profit (loss) for the period before taxes | 9903 | -€43,332 | -€59,868 | -€16,536 | -38.2% |
| Profit (loss) for the period | 9904 | -€43,332 | -€59,868 | -€16,536 | -38.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€43,332 | -€59,868 | -€16,536 | -38.2% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.