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CARMATT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CARMATT

BE 0453.963.166
NACE 77.110, Renting and leasing of cars and light motor vehicles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€150,355
2024 · -€3,512-€146,843
Equity
-€160,778
2024 · -€10,423-€150,355
Cash
€521,722
2024 · -+€521,722
Balance sheet total
€5.8m
2024 · €60,000+€5.8m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€5.3m

    new in 2025: €5.3m

  • Cash +€521,722

    new in 2025: €521,722

    mainly Other debts (+€5.9m) and Smaller working-capital items (+€158)

Equity and liabilities
  • Other debts +€5.9m

    up €5.9m (+8455.6%), from €70,036 to €6.0m

  • Profit (loss) carried forward -€150,355

    down €150,355 (-518.2%), from -€29,015 to -€179,370

Income statement
  • Financial charges +€86,906

    up €86,906 (+3191.3%), from €2,723 to €89,629

  • Gross operating margin -€60,008

    down €60,008 (-54796.4%), from -€110 to -€60,117

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,512
Gross operating margin -€60,008
Other operating charges +€70
Financial charges -€86,906
Result 2025 -€150,355

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€521,722
Investment €0
Financing €0
Cash 2024 €0
Net result for the year -€150,355
Stocks and contracts -€5.3m
Smaller working-capital items +€158
Other debts +€5.9m
Cash 2025 €521,722
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €60,000 €5,831,964 +€5.8m +9619.9%
Fixed assets 21/28 €60,000 €60,000 = 0.0%
Tangible fixed assets 22/27 €60,000 €60,000 = 0.0%
Land and buildings 22 €60,000 €60,000 = 0.0%
Current assets 29/58 - €5,771,964 +€5.8m
Stocks and contracts in progress 3 - €5,250,000 +€5.3m
Stocks 30/36 - €5,250,000 +€5.3m
Amounts receivable within one year 40/41 - €242 +€242
Other amounts receivable 41 - €242 +€242
Cash at bank and in hand 54/58 - €521,722 +€521,722
Total equity and liabilities 10/49 €60,000 €5,831,964 +€5.8m +9619.9%
Equity 10/15 -€10,423 -€160,778 -€150,355 -1442.5%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €0 - =
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Distributable reserves 133 €0 - =
Profit (loss) carried forward 14 -€29,015 -€179,370 -€150,355 -518.2%
Amounts payable 17/49 €70,423 €5,992,742 +€5.9m +8409.6%
Amounts payable within one year 42/48 €70,423 €5,992,742 +€5.9m +8409.6%
Trade debts 44 €387 €787 +€400 +103.2%
Suppliers 440/4 €387 €787 +€400 +103.2%
Other amounts payable 47/48 €70,036 €5,991,954 +€5.9m +8455.6%
Other operating charges 640/8 €679 €609 -€70 -10.4%
Gross operating margin 9900 -€110 -€60,117 -€60,008 -54796.4%
Operating profit (loss) 9901 -€789 -€60,726 -€59,937 -7598.6%
Financial charges 65/66B €2,723 €89,629 +€86,906 +3191.3%
Recurring financial charges 65 €2,723 €89,629 +€86,906 +3191.3%
Profit (loss) for the period before taxes 9903 -€3,512 -€150,355 -€146,843 -4181.2%
Profit (loss) for the period 9904 -€3,512 -€150,355 -€146,843 -4181.2%
Profit (loss) for the period to be appropriated 9905 -€3,512 -€150,355 -€146,843 -4181.2%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.